# MizuFlow — Budget & Track — All your money in one place

> Personal finance tracker for unified account aggregation, spending analysis, and net worth monitoring. (iPhone/iPad app by Summit Peak LLC.)

- Source: https://appshunter.io/ios/app/mizuflow-budget-and-track/id6780352827 (this page in markdown: same URL + `.md`)
- Developer: [Summit Peak LLC](https://appshunter.io/developer/6780353009)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 17 App Store ratings · 12 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 27 MB
- Languages: American English, Canadian French
- Released: 2026-07-18
- Data updated: 2026-08-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/mizuflow-budget-and-track/id6780352827/reviews.md

## What is MizuFlow?

The intuitive platform to view your accounts and budget your paychecks.

MizuFlow brings every account — checking, savings, credit cards, and investments — into one quiet and calm place. Link your banks through Plaid and watch your income, spending, balances, and net worth update the moment you launch. No spreadsheets, notes, and manual entry.

Your spending is sorted out automatically into clear categories with a daily breakdown. Spot the coffee runs, the takeout, and the surprises — but catch grey-area charges with a quick swipe to keep your expenses honest.
Set weekly, monthly, or per-category budgets and plan your income ahead. MizuFlow keeps a calm running tally so you always know where you stand.
Follow your net worth over time, including brokerage and retirement holdings, with daily trends that show the real shape of your money.

Got a loan? Add the interest rate and payment and MizuFlow projects the full payoff schedule — see exactly when you're debt-free, how much interest you'll pay, and how paying a little extra changes the timeline.

MizuFlow finds your recurring subscriptions and bills automatically and warns you when a price quietly goes up, so nothing slips through.

Add widgets for net worth, this week's spending, cash flow, and subscriptions — your numbers, at a glance, without opening the app.

Try MizuFlow free for 7 days, then continue with Premium — every feature included in one subscription: $9.99/month or $79.99/year

Privacy Policy: https://mizuflow.app/privacy
Terms of Use: https://mizuflow.app/terms
Bank connections are powered by Plaid. MizuFlow never sees or stores your bank login.

## Key features

- Unified account aggregation
- Automatic spending categorization
- Customizable budgeting tools
- Net worth tracking
- Subscription and bill monitoring
- Home screen widgets
- Bank-grade security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Starter | $5.99 | per month |
| Starter | $59.99 | per year |
| Pro | $9.99 | per month |
| Pro | $79.99 | per year |
| Plus | $9.99 | per month |
| Plus | $99.99 | per year |


## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/mizuflow-budget-and-track/id6780352827/reviews.md

### 5/5 — so helpful

*2026-07-29*

it’s really cool how the app can track purchases across categories, def is helping me see where my money is going the most

**Developer response:** Thank you for your response! It’s a pleasure to hear your experience with our platform has been positive.

### 5/5 — most organized app ever!

*2026-07-28*

i recently downloaded this app to help keep track of my finances, and it did not disappoint. the design of the app is so clean and sleek, which makes it easy on the eyes and less stressful when seeing all of my finances. i like that there are already pre-categorized budgets, which def saves time imo. i also am rlly impressed by the “wrapped” feature, since i don’t really see that in other finance apps. overall 5/5 for me!!

**Developer response:** Thank you for your review! It’s a pleasure to hear your experience using our platform has been positive.

### 5/5 — Hidden Gem

*2026-07-22*

Do you ever get home after a long day and just want to order in? maybe get a chipotle burrito after a day at the beach? But you are not sure if you have it in the budget? well then this app is for you. This app pretty much changed my life and helped me manage it and i do not know where i would be without it. 10/10 you should get.

**Developer response:** Thank you for your thought-out review! We are pleased to hear that your experience was delightful.

### 5/5 — Best Budget Manager That I’ve Ever Used!!

*2026-07-22*

Rocket money replacement

### 5/5 — Great app!

*2026-07-22*

Love the App, 10/10, I for one am not good at budgeting but this app changes the game. I use it for everything and anything. Love the app will recommend it to all my friends

**Developer response:** Thank you for your review! We are delighted to know that our application has reached your expectations.

### 5/5 — Simple and Effective

*2026-07-22*

This app has made budgeting so much easier. The design is clean, everything is easy to find, and tracking expenses has become a daily habit.

**Developer response:** Thank you for your review! We are pleased to hear that your experience has been positive.

### 5/5 — Easy and simple

*2026-07-21*

Great way to check in on my accounts, seamless integration and nice at a glance analytics. Highly recommend for those who don’t need bloated unnecessary features

**Developer response:** Thank you for the review! It’s great to hear your experience with this platform has been positive and we strive to keep it that way!

### 5/5 — I Love this App!

*2026-07-19*

I just recently downloaded this app, and I’ve loved it since. First of the set up was very seamless and took less than 5 minutes, and I was connected to my bank in seconds. It shows very detailed insights and I’m able to see all my different bank account insights at one place. Very smooth and intuitive user interface. as well. Previously I’d have to open each banking app which was tedious. Truly deserves the 5 stars.

**Developer response:** Thank you for your wonderful review. I’m very pleased to hear that you enjoy our user interface and user experience.

### 5/5 — Financial peace of mind in one clean screen!

*2026-07-19*

I love this app. It completely eliminates the anxiety of budgeting by stripping away the usual clutter and complex charts. The "calm screen" layout tells me exactly what I have, what bills are coming up, and what I can actually spend without getting overwhelmed. If you want a clean, privacy focused way to manage your cash flow without drowning in 50 different micro categories, this is it. Highly recommend!

**Developer response:** Thank you for this thoughtful review. I’m elated to hear that our screens ease your financial anxiety.

### 5/5 — Strait forward for tracking

*2026-07-19*

This has been really useful to me, because it’s all I ever wanted out of an app that tracks my spending — how much i currently have, how much i spent all in one place. 
Every other app gives you more and more features, and it gets confusing when it’s not all in one place. This is better if you want something straight forward and it does give dashboards.

**Developer response:** Thank you for this wonderful review and I am glad that we can ease your cognitive friction when it comes to viewing all your accounts in one platform.

## Frequently asked questions about MizuFlow

### What is MizuFlow?

MizuFlow is a personal finance app that consolidates all your financial accounts, including checking, savings, credit cards, and investments, into a single, easy-to-understand view. It automates tracking of income, spending, and net worth updates.

### How does MizuFlow ensure security?

MizuFlow uses Plaid for secure bank connections, meaning the app itself never sees or stores your bank login credentials. It also offers Face ID protection for added privacy.

### What are the different MizuFlow subscription plans?

MizuFlow offers Starter, Plus, and Pro subscription tiers, each unlocking more features like per-category budgets, income planning, advanced analytics, and expanded account linking limits. Plans are available monthly or yearly.

### Can I track my investments with MizuFlow?

Yes, the Pro subscription plan includes net worth and investment tracking, allowing you to follow your brokerage and retirement holdings over time with daily trends.

### How does MizuFlow help with subscriptions?

MizuFlow automatically identifies recurring subscriptions and bills, and it will alert you if a price increases unexpectedly. This helps prevent unwanted charges from slipping through.

### What devices is MizuFlow available on?

Based on the provided data, MizuFlow is currently supported on iPhone devices. It has an age rating of 17+.

### How often is MizuFlow updated?

The application was last updated on July 18, 2026, with version 1.0. This indicates it is a new release and future updates will likely follow a regular schedule.

### Does MizuFlow have ads?

No, MizuFlow does not contain advertisements. The app is free to download and offers optional subscription plans for enhanced features.

## Version history (last 5 releases)

### 1.1.7 — 2026-08-17

UI changes.

### 1.1.6 — 2026-08-12

UI fixes.

### 1.1.5 — 2026-08-11

UI changes.
Budget rings improved.
FR-CA available.

### 1.1.4 — 2026-07-26

Fixed UI.

### 1.1.3 — 2026-07-23

Fixed bugs.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*