# MizuFlow — Wealth & Allocation — Allocate & track your capital > Personal finance tracker for unified account aggregation, spending analysis, and net worth monitoring. (iPhone/iPad app by Summit Peak LLC.) - Source: https://appshunter.io/ios/app/mizuflow-wealth-and-allocation/id6780352827 (this page in markdown: same URL + `.md`) - Developer: [Summit Peak LLC](https://appshunter.io/developer/6780353009) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 17 App Store ratings · 12 written reviews indexed - Age rating: 17+ - Requires: iOS 17.0 · 29 MB - Languages: American English, Canadian French - Released: 2026-07-18 - Data updated: 2026-10-18 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/mizuflow-wealth-and-allocation/id6780352827/reviews.md ## What is MizuFlow? Your wealth, quietly composed. MizuFlow brings every account, checking, savings, cards, loans, and investments, into one calm, considered view. Connect your banks through Plaid and your net worth, balances, and cash flow are current the moment you open the app. No spreadsheets. No manual entry. Nothing to maintain. NET WORTH, AT THE CENTER Follow your net worth over time across cash, credit, brokerage, and retirement holdings. Daily trends show the true shape of your finances, and a single number rolls everything up so you always know where you stand. INVESTMENTS, IN FOCUS See your allocation by asset type, every holding from every linked brokerage in one list, gain and loss on each position, and a daily history of performance. Drag across the chart to see how far your portfolio has moved since any date. CASH FLOW, IN PLAIN SIGHT Weekly, monthly, and yearly views show what comes in, what goes out, and what remains. A daily cash-flow chart and a spending calendar reveal patterns that a balance alone never could. Transactions are sorted automatically into clear categories, with a quick swipe to settle anything ambiguous. PLAN, LIGHTLY Set weekly, monthly, or category budgets when you want them, and ignore them when you don't. Divide each paycheck across categories and savings with income distribution, as a fixed amount or a percentage. Nothing moves between your accounts; it is simply a plan. MizuFlow keeps a calm running tally. OBLIGATIONS, ACCOUNTED FOR Add a loan's rate and payment to see the full payoff schedule, your debt-free date, the interest you will pay, and the effect of paying a little more each month. Recurring subscriptions and bills are found automatically, with a quiet notice whenever a price changes. TRANSACTIONS, EXPLAINED Every transaction opens to its merchant, amount, and date, along with how it compares to what that merchant usually costs you. A small marker appears once a charge begins to repeat, and you can filter by income, expenses, or transfers whenever you need a closer look. ALWAYS INFORMED, NEVER NOISY Quiet notifications tell you about low balances, new subscriptions, and price changes, and little else. Everything else waits until you open the app. ORDER, ON YOUR TERMS Rules rename, recategorize, or flag transactions without lifting a finger. Export your transactions to CSV, or generate refined PDF reports and tax summaries when the time comes. EVERY ACCOUNT, ONE PLACE Link checking, savings, credit cards, loans, brokerage, and retirement accounts through Plaid. Balances and transactions refresh whenever you pull down, and a single connection can be removed in Settings at any time. Delete your account and your data goes with it. DESIGNED WITH RESTRAINT Fewer numbers, more clarity. Every screen is built to show what matters and leave out what doesn't, so checking in takes a moment and leaves you with a clear sense of where you stand. It is a calm and quiet place for your money. PRESENT, WITHOUT OPENING THE APP Widgets for net worth, this week's spending, cash flow, and subscriptions keep your numbers on your home screen. A weekly recap arrives when the week ends, and a net-worth or spending card is ready to share when a milestone arrives. PRIVATE BY DESIGN MizuFlow has read-only access to your accounts and can never move your money. Face ID protects the app, bank logins go straight to Plaid and never reach us, and your data is never sold. Light and dark appearances are tuned for day and night. MizuFlow Premium includes every feature in one subscription: $9.99/month or $79.99/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://mizuflow.app/privacy Terms of Use: https://mizuflow.app/terms Bank connections are powered by Plaid. MizuFlow never sees or stores your bank login. ## Key features - Unified account aggregation - Automatic spending categorization - Customizable budgeting tools - Net worth tracking - Subscription and bill monitoring - Home screen widgets - Bank-grade security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro | $9.99 | per month | | Pro | $79.99 | per year | | MizuFlow Household Monthly | $12.99 | per month | | MizuFlow Household Yearly | $99.99 | per year | | Starter | $5.99 | per month | | Starter | $59.99 | per year | | Plus | $9.99 | per month | | Plus | $99.99 | per year | ## Is MizuFlow safe? Not enough ratings yet to assess MizuFlow. ## Is MizuFlow legit? MizuFlow — Wealth & Allocation has limited verification signals. The AppsHunter Legitimacy Score for MizuFlow is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/mizuflow-wealth-and-allocation/id6780352827/reviews.md ### 5/5 — so helpful *2026-07-29, version 1.1.4* it’s really cool how the app can track purchases across categories, def is helping me see where my money is going the most ### 5/5 — most organized app ever! *2026-07-28, version 1.1.4* i recently downloaded this app to help keep track of my finances, and it did not disappoint. the design of the app is so clean and sleek, which makes it easy on the eyes and less stressful when seeing all of my finances. i like that there are already pre-categorized budgets, which def saves time imo. i also am rlly impressed by the “wrapped” feature, since i don’t really see that in other finance apps. overall 5/5 for me!! ### 5/5 — Hidden Gem *2026-07-22, version 1.1.1* Do you ever get home after a long day and just want to order in? maybe get a chipotle burrito after a day at the beach? But you are not sure if you have it in the budget? well then this app is for you. This app pretty much changed my life and helped me manage it and i do not know where i would be without it. 10/10 you should get. ### 5/5 — Best Budget Manager That I’ve Ever Used!! *2026-07-22, version 1.1.1* Rocket money replacement ### 5/5 — Great app! *2026-07-22, version 1.1.1* Love the App, 10/10, I for one am not good at budgeting but this app changes the game. I use it for everything and anything. Love the app will recommend it to all my friends ### 5/5 — Simple and Effective *2026-07-22, version 1.1.1* This app has made budgeting so much easier. The design is clean, everything is easy to find, and tracking expenses has become a daily habit. ### 5/5 — Easy and simple *2026-07-21, version 1.0* Great way to check in on my accounts, seamless integration and nice at a glance analytics. Highly recommend for those who don’t need bloated unnecessary features ### 5/5 — I Love this App! *2026-07-19, version 1.0* I just recently downloaded this app, and I’ve loved it since. First of the set up was very seamless and took less than 5 minutes, and I was connected to my bank in seconds. It shows very detailed insights and I’m able to see all my different bank account insights at one place. Very smooth and intuitive user interface. as well. Previously I’d have to open each banking app which was tedious. Truly deserves the 5 stars. ### 5/5 — Financial peace of mind in one clean screen! *2026-07-19, version 1.0* I love this app. It completely eliminates the anxiety of budgeting by stripping away the usual clutter and complex charts. The "calm screen" layout tells me exactly what I have, what bills are coming up, and what I can actually spend without getting overwhelmed. If you want a clean, privacy focused way to manage your cash flow without drowning in 50 different micro categories, this is it. Highly recommend! ### 5/5 — Strait forward for tracking *2026-07-19, version 1.0* This has been really useful to me, because it’s all I ever wanted out of an app that tracks my spending — how much i currently have, how much i spent all in one place. Every other app gives you more and more features, and it gets confusing when it’s not all in one place. This is better if you want something straight forward and it does give dashboards. ## Frequently asked questions about MizuFlow ### What is MizuFlow? MizuFlow is a personal finance app that consolidates all your financial accounts, including checking, savings, credit cards, and investments, into a single, easy-to-understand view. It automates tracking of income, spending, and net worth updates. ### How does MizuFlow ensure security? MizuFlow uses Plaid for secure bank connections, meaning the app itself never sees or stores your bank login credentials. It also offers Face ID protection for added privacy. ### What are the different MizuFlow subscription plans? MizuFlow offers Starter, Plus, and Pro subscription tiers, each unlocking more features like per-category budgets, income planning, advanced analytics, and expanded account linking limits. Plans are available monthly or yearly. ### Can I track my investments with MizuFlow? Yes, the Pro subscription plan includes net worth and investment tracking, allowing you to follow your brokerage and retirement holdings over time with daily trends. ### How does MizuFlow help with subscriptions? MizuFlow automatically identifies recurring subscriptions and bills, and it will alert you if a price increases unexpectedly. This helps prevent unwanted charges from slipping through. ### What devices is MizuFlow available on? Based on the provided data, MizuFlow is currently supported on iPhone devices. It has an age rating of 17+. ### How often is MizuFlow updated? The application was last updated on July 18, 2026, with version 1.0. This indicates it is a new release and future updates will likely follow a regular schedule. ### Does MizuFlow have ads? No, MizuFlow does not contain advertisements. The app is free to download and offers optional subscription plans for enhanced features. ## Version history (last 5 releases) ### 1.2.3 — 2026-10-16 Onboarding flow changed UI improvements ### 1.2.2 — 2026-10-08 UI Changes ### 1.2.1 — 2026-10-06 Budget UI changes Settings page organized ### 1.2 — 2026-09-30 Allow multiple business trackers Subscription changes ### 1.1.9 — 2026-09-25 Cashflow projection Household fixes UI changes New sharable insights ## Apps similar to MizuFlow | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monbark: Budget & Money Track](https://appshunter.io/ios/app/monbark-budget-and-money-track/id6777478123) | 4.8 (278) | Free | Finance | | [Milo: Your Money Guide](https://appshunter.io/ios/app/milo-your-money-guide/id6747768621) | 4.8 (1,483) | Free | Finance | | [Bread: Gamified Budget Tracker](https://appshunter.io/ios/app/bread-gamified-budget-tracker/id6474839193) | 4.4 (69) | Free | Finance | | [Envy: Envelope Budget Planner](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951) | 4.8 (822) | Free | Finance | | [Budget Bestie](https://appshunter.io/ios/app/budget-bestie/id6460258044) | 4.7 (3,162) | Free | Finance | | [Flowfy: Budget & Expenses](https://appshunter.io/ios/app/flowfy-budget-and-expenses/id6754984723) | 4.5 (42) | Free | Finance | ## Related topics [mizunomuo](https://appshunter.io/ios/topics/mizunomuo) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-18.*