# MLO Exam Prep 2026 — NMLS SAFE Test + Calculators > NMLS SAFE Test + Calculators (iPhone/iPad app by Deeun Inc..) - Source: https://appshunter.io/ios/app/mlo-exam-prep-2026/id6762517803 (this page in markdown: same URL + `.md`) - Developer: [Deeun Inc.](https://appshunter.io/developer/1691824695) - Category: Education, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 5 MB - Languages: American English - Released: 2026-04-22 - Data updated: 2026-06-19 - User reviews in markdown: https://appshunter.io/ios/app/mlo-exam-prep-2026/id6762517803/reviews.md ## What is MLO Exam Prep 2026? MLO EXAM PREP: THE TOOLS. THE QUESTIONS. THE LICENSE. Only 56% pass the NMLS SAFE exam on the first try. You will. This is not just questions. It is the actual calculators mortgage loan originators use every day. ------------------------------------------------------------ 7 MORTGAGE CALCULATORS DTI RATIO CALCULATOR Calculate front-end and back-end debt-to-income instantly. - Enter income, housing costs, debts - Check FHA, VA, USDA, Conventional limits - Learn the thresholds: 28/36, 31/43, 41/41 LTV RATIO CALCULATOR Loan-to-value determines PMI and program eligibility. - Calculate LTV and CLTV - See PMI threshold (80%) - Check maximum LTV by program MONTHLY PAYMENT CALCULATOR Calculate P&I with full amortization schedule. - See monthly payment instantly - Compare 15 vs 30 year loans - View total interest over loan life DISCOUNT POINTS CALCULATOR Understand the cost-benefit of buying down the rate. - Calculate monthly savings - Find break-even point in months QUALIFYING INCOME CALCULATOR Calculate income from multiple sources. - W-2, overtime, commission, self-employment - Rental income (75% factor) - Social Security (125% gross-up) TRID TIMELINE VISUALIZER TRID is the most confusing exam topic. We made it visual. - See all deadlines calculated - LE due date, CD due date, earliest closing - 3-day reset trigger checklist LOAN COMPARISON CALCULATOR Compare two loan options side-by-side. - Upfront costs vs monthly savings - Calculate break-even ------------------------------------------------------------ LAW DECODER CARDS Federal mortgage laws broken down simply. RESPA, TILA, ECOA, FCRA, HMDA, Fair Housing, HOEPA, BSA/AML, GLBA, SAFE Act Each law in one digestible card with exam tips. ------------------------------------------------------------ 100+ MORTGAGE ACRONYMS APR, DTI, LTV, PITI, PMI, MIP, TRID, LE, CD, QM, ARM, HELOC, CFPB, NMLS... Searchable. With definitions and exam tips. Included free. ------------------------------------------------------------ 600+ PRACTICE QUESTIONS Organized by the 5 NMLS exam domains: - Federal Mortgage-Related Laws (23%) - General Mortgage Knowledge (23%) - Mortgage Loan Origination Activities (25%) - Ethics (16%) - Uniform State Content (13%) Scenario-based questions just like the real exam. ------------------------------------------------------------ ALL 50 STATES SUPPORTED Select your state. Get specific licensing requirements. ------------------------------------------------------------ WHO NEEDS THIS APP - Career changers entering mortgage - Bank employees seeking licensing - Processors becoming loan officers - Real estate agents adding MLO - Anyone retaking after failure ------------------------------------------------------------ FREE TO START 5 questions per day free. Calculator demos included. PRO - 3 DAY FREE TRIAL $9.99/month or $24.99 lifetime Full access includes: - 7 mortgage calculators - TRID timeline visualizer - Law decoder cards - 100+ acronyms - 600+ questions - Exam simulator - Offline access COMPETITORS CHARGE $365-$589 FOR COURSES. We are $24.99. Once. Forever. ------------------------------------------------------------ THE EXAM 120 questions. 190 minutes. 75% to pass. Only 56% pass first time. The exam costs $110. Failing costs weeks of lost income. CALCULATE. STUDY. PASS. ------------------------------------------------------------ This app is for educational purposes only. Not affiliated with NMLS, CSBS, or any state regulatory agency. Privacy Policy: https://www.voltexam.com/privacy Terms of Service: https://www.voltexam.com/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | MLO Prep Pro Annually | $24.99 | per year | | Pro - Monthly | $9.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro - Lifetime Access | $49.99 | one-time | ## Version history (last 1 release) ### 1.0 — 2026-04-22 No release notes. ## More apps by Deeun Inc. - [Kidonomic: Kids Money Coach](https://appshunter.io/ios/app/kidonomic-kids-money-coach/id6476450084) - [AI Stock Vision](https://appshunter.io/ios/app/ai-stock-vision/id6738970800) - [Use-It-Up:Save Food,Save Money](https://appshunter.io/ios/app/use-it-upsave-foodsave-money/id6749287569) - [StyleFlip AI](https://appshunter.io/ios/app/styleflip-ai/id6753980457) - [Steps++ : Track & Challenge](https://appshunter.io/ios/app/steps-plus-plus-track-and-challenge/id6754710872) - [Electrician Exam Prep:NEC 2026](https://appshunter.io/ios/app/electrician-exam-prepnec-2026/id6757658532) All apps by Deeun Inc.: https://appshunter.io/developer/1691824695 ## Related topics [mlo exam prep 2026](https://appshunter.io/ios/topics/mlo-exam-prep-2026) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-19.*