# MMCUSO homejourney > Financial assistant for budgeting, credit monitoring, homeownership preparation, and property search. (iPhone/iPad app by Mortgage Markets CUSO, LLC.) - Source: https://appshunter.io/ios/app/mmcuso-homejourney/id6450719607 (this page in markdown: same URL + `.md`) - Developer: [Mortgage Markets CUSO, LLC](https://appshunter.io/developer/1694578502) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 12+ - Requires: iOS 15.0 · 114 MB - Released: 2023-08-07 - Data updated: 2026-09-08 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/mmcuso-homejourney/id6450719607/reviews.md ## What is MMCUSO homejourney? HomeJourney is a financial digital assistant available to you free through an invitation from Mortgage Markets CUSO, the exclusive mortgage partner of your Credit Union. We help you get mortgage ready and manage your financial life. Organize in one place: Your HomeJourney dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your financial partner or institution to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/ ## Key features - Financial dashboard with account balances and net worth - Spending tracking by category with alerts - Free credit score, report, and monitoring - Homeownership readiness assessment - Real estate property search - Secure data sharing with financial institutions ## Frequently asked questions about MMCUSO homejourney ### Does HomeJourney have ads? Yes, HomeJourney contains advertisements. As a free service provided through Mortgage Markets CUSO, ads are included to support its availability. ### How secure is HomeJourney? Security is a top priority for HomeJourney. All connected financial accounts and uploaded documents are encrypted to ensure your data is protected. More details can be found at https://www.finlocker.com/security/. ### What information is available on the HomeJourney dashboard? The dashboard provides a summary of your financial information, including account balances, net worth, budgeting progress, credit score, cash flow analysis, estimated home value, and spending analysis. ### Can I track my spending with HomeJourney? Yes, HomeJourney allows you to track your spending by categories and subcategories. You can also receive alerts if you are off track with your budget. ### Is checking my credit score with HomeJourney safe? Yes, checking your credit score through HomeJourney is a 'soft credit pull,' meaning it will not impact your credit score. You can also review your credit report for accuracy. ### What features help prepare for homeownership? HomeJourney offers a readiness assessment that covers your credit overview, debt-to-income ratio, cash reserves, employment, down payment, and sales price. It also includes calculators for loan scenarios. ### What devices is HomeJourney available on? HomeJourney is available on iPhone, iPad, and iPod devices. ### How often is HomeJourney updated? The latest version of HomeJourney is 4.20, and it was last updated on March 10, 2026. This indicates a recent update, suggesting the app is actively maintained. ## Version history (last 5 releases) ### 4.22 — 2026-09-02 Homebuying Readiness now shows helpful info on VA funding fees, and Refi Readiness has a new rate feature to help you explore your options. We've also cleaned up a few things behind the scenes — smoother notifications, better account syncing, and some bug fixes along the way. ### 4.20 — 2026-03-10 We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs. ### 4.19 — 2026-02-05 We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time! ### 4.18 — 2026-01-05 Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly. ### 4.17.1 — 2025-11-23 We've been working hard on this one! We've made under-the-hood upgrades to our systems for better performance and security to keep your information safe. You can say goodbye to password headaches with our new passwordless sign-in option. ## Apps similar to MMCUSO homejourney | App | Rating | Price | Category | | --- | --- | --- | --- | | [MoneyFit by Gold Star](https://appshunter.io/ios/app/moneyfit-by-gold-star/id6458190196) | — | Free | Finance | | [Vault by Empire Home Loans](https://appshunter.io/ios/app/vault-by-empire-home-loans/id6477306107) | — | Free | Finance | | [Mi Casa by DMC](https://appshunter.io/ios/app/mi-casa-by-dmc/id6726994181) | — | Free | Finance | | [Liberty Link](https://appshunter.io/ios/app/liberty-link/id6480417003) | — | Free | Finance | | [Mpire Financial](https://appshunter.io/ios/app/mpire-financial/id6474446299) | — | Free | Finance | | [AFN Vault](https://appshunter.io/ios/app/afn-vault/id6461573322) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*