# Mo: Digital Dollar Wallet — USDC, stocks, hotels & yield > USDC, stocks, hotels & yield (iPhone/iPad app by Mo Technologies Inc..) - Source: https://appshunter.io/ios/app/mo-digital-dollar-wallet/id6757230811 (this page in markdown: same URL + `.md`) - Developer: [Mo Technologies Inc.](https://appshunter.io/developer/1827413119) - Category: Finance - Price: Free - Age rating: 12+ - Requires: iOS 16.4 · 105 MB - Languages: American English, French (France), Brazilian Portuguese, European Spanish, Chinese (Traditional, Taiwan) - Released: 2026-01-27 - Data updated: 2026-10-10 - User reviews in markdown: https://appshunter.io/ios/app/mo-digital-dollar-wallet/id6757230811/reviews.md ## What is Mo? Mo is a self-custodial digital dollar wallet. Hold USDC, add money by bank transfer with no Mo onramp fee, send globally, earn yield, and book hotels with USDC, all in one app. Eligible non-US users can also trade tokenized US stocks 24/7 through Mo Trade. YOUR DIGITAL DOLLAR WALLET Keep part of your money in USDC and access it from a self-custodial wallet you control. For people who earn, save, or hold stablecoins across borders, Mo brings dollar-denominated value, global transfers, trading, and Travel into one experience. No traditional bank account is required to hold, send, receive, earn, trade, or spend supported crypto assets. Banking features require identity verification. ADD USDC WITH NO MO ONRAMP FEE Fund your Mo wallet through supported SWIFT international transfers, or supported ACH transfers from a US bank. Mo charges no onramp fee for supported SWIFT and ACH deposits. Your bank, correspondent banks, or other banking providers may charge their own fees. Once funded, your USDC is available across Mo. TRADE TOKENIZED US STOCKS 24/7 Eligible non-US users can access supported tokenized US stocks on Base through Mo Trade. Unlike traditional stock-market hours, supported tokenized stocks trade onchain 24 hours a day, 7 days a week. When US markets are live, Mo shows the live US market quote when available. Outside those sessions, Mo uses the 24/7 onchain price. Get a quote, confirm your trade, and receive the asset directly in your self-custodial wallet. Tokenized stocks are available only to eligible non-US users and are subject to jurisdiction and provider restrictions. TRADE WITH NO MO INTEGRATION FEE WITH MO PLUS Mo Plus can remove Mo's integration fee from eligible Trade orders and supported cross-chain routes. Third-party routing, network, and provider conversion costs may still apply. Mo Plus can also reduce eligible bank withdrawal fees and increase the Mo Points you earn on Travel. There is no surprise auto-renewal. BOOK HOTELS WITH USDC AND EARN REWARDS Use your USDC for more than transfers and trading. Search and book hotel stays directly inside Mo, pay with USDC, and earn Mo Points on eligible Travel purchases. Redeem your points to reduce the cost of future hotel bookings, offset eligible bank withdrawal fees, purchase Mo Plus, or access supported rewards. Mo Points are rewards used inside Mo. They are not cash, cannot be withdrawn, and are separate from investment yield. EARN YIELD ON YOUR ASSETS Put supported assets to work through risk-tiered Mo Earn vaults. Yield accrues in the deposited asset and can be withdrawn. It is separate from Mo Points. SEND MONEY ACROSS BORDERS Send and receive supported assets directly from your self-custodial wallet. You can also claim a Mo Box tag, a simple personal money address that anyone can use to pay you, even without the Mo app. SELF-CUSTODIAL BY DESIGN Mo is not a bank, credit card, or trading venue. Your wallet is self-custodial. Mo does not offer credit or insured deposits and does not operate an exchange or order book. Banking, trading, tokenized stocks, assets, and routes are subject to jurisdiction and provider availability. EVERYTHING IN FIVE TABS Home: Your balance, Earn positions, and activity. Trade: Crypto, stablecoins, and eligible tokenized stocks. Send: Move money globally. Travel: Book hotels with USDC and earn Mo Points. Me: Manage your account, Mo Plus, rewards, and settings. Download Mo and start doing more with your digital dollars. ## Version history (last 5 releases) ### 0.8.9 — 2026-10-09 Add USDC via supported ACH/SWIFT transfers, or ACH from a US bank, with no Mo onramp fee. Bank and intermediary fees may apply. Eligible non-US users can access supported tokenized US stocks on Base 24/7. Trade supported crypto, stablecoins, and eligible tokenized stocks from your self-custodial wallet. Book hotels with USDC and earn Mo Points on eligible Travel purchases. ### 0.8.8 — 2026-10-02 • Add USDC via supported ACH transfers with no Mo onramp fee. Bank fees may apply. • Trade supported crypto, stablecoins, and eligible assets from your self-custodial wallet. • Book hotels with USDC and earn Mo Points on eligible Travel purchases. • New navigation: Home, Trade, Send, Travel, and Me. • Mo Plus can remove Mo integration fees on eligible trades and supported cross-chain routes. Third-party network, routing, or provider costs may still apply. Performance and reliability improvements included. ### 0.8.7 — 2026-09-19 What’s new in Mo: • Free USDC onramp via supported ACH transfers. Mo charges no onramp fee. Your bank or banking provider may still charge fees. • A new Trade experience for buying and selling supported crypto, stablecoins, and eligible assets from your self-custodial wallet. • A simpler app layout with five tabs: Home, Trade, Send, Travel, and Me. • Earn Mo Points from eligible balance holding, Travel purchases, and referrals. • Use Mo Points to reduce eligible hotel booking prices, offset eligible bank withdrawal fees, purchase Mo Plus, and access supported rewards. • Book hotels with USDC directly in Mo, with support for eligible cancellations, guest amendments, and rebooking. • Earn yield on USDC and other supported assets through risk-tiered Earn vaults. • Mo Plus can remove Mo integration fees on eligible trades and cross-chain routes, reduce eligible bank withdrawal fees, and increase Travel points accrual. Third-party network, routing, or provider costs may still apply. • Claim a Mo Box tag, a simple personal money address that anyone can use to pay you, even without the Mo app. Mo is self-custodial and built to help you get more from your USDC. ### 0.8.5 — 2026-09-14 Meet a more rewarding Mo. • Mo Points - Earn points from eligible balances, Travel and Store purchases, and referrals. Redeem them on Travel and Store, toward bank withdrawal fees, or for Mo Plus. • Mo Plus - Get more from Mo with higher points earning on Travel and Store and lower eligible fees. Choose a fixed 30-day or 360-day term with no automatic renewal. • Travel - Search and book hotels with USDC directly in Mo, with support for eligible cancellations, guest changes, and rebooking. • Store - Shop a curated selection of products with USDC, earn Mo Points on eligible purchases, and get support directly from Mo. We’ve also made improvements across the app for a smoother, more reliable experience. ### 0.8.3 — 2026-08-14 Redesigned Commerce Experience: Enjoy a fresh, seamless app interface optimized for native shopping and transactions. Earn Mo Points: Hold US$1,000 or more in your Mo Wallet to earn Mo Points and redeem them for free USDC offramps! ## Apps similar to Mo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Brookwell - Modern Banking](https://appshunter.io/ios/app/brookwell-modern-banking/id6752265926) | 4.7 (15) | Free | Finance | | [Finteca App](https://appshunter.io/ios/app/finteca-app/id6752826892) | — | Free | Finance | | [Nubanq: Crypto Wallet Banking](https://appshunter.io/ios/app/nubanq-crypto-wallet-banking/id6756975390) | — | Free | Finance | | [VaultLeap](https://appshunter.io/ios/app/vaultleap/id6761719518) | 5.0 (3) | Free | Finance | | [Bulto](https://appshunter.io/ios/app/bulto/id6755436390) | — | Free | Finance | | [Lipaworld: Global Banking](https://appshunter.io/ios/app/lipaworld-global-banking/id6741941392) | 5.0 (4) | Free | Finance | ## Related topics [usdc](https://appshunter.io/ios/topics/usdc) · [onramp](https://appshunter.io/ios/topics/onramp) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*