# Mo: USDC Wallet & Rewards — USDC rewards, travel & earn > USDC rewards, travel & earn (iPhone/iPad app by Mo Technologies Inc..) - Source: https://appshunter.io/ios/app/mo-usdc-wallet-and-rewards/id6757230811 (this page in markdown: same URL + `.md`) - Developer: [Mo Technologies Inc.](https://appshunter.io/developer/1827413119) - Category: Finance - Price: Free - Age rating: 12+ - Requires: iOS 16.4 · 100 MB - Languages: American English, French (France), Brazilian Portuguese, European Spanish, Chinese (Traditional, Taiwan) - Released: 2026-01-27 - Data updated: 2026-09-23 - User reviews in markdown: https://appshunter.io/ios/app/mo-usdc-wallet-and-rewards/id6757230811/reviews.md ## What is Mo? Mo is a self-custodial USDC wallet that helps you get more from your digital dollars. Add USDC from your bank with no Mo onramp fee via ACH, earn yield, send money, book hotels with USDC, and earn Mo Points along the way. USDC REWARDS FOR MONEY YOU ALREADY HOLD Mo turns your USDC balance into more than money sitting in a wallet. Earn Mo Points from eligible balance holding, hotel bookings, and referrals. Redeem your points to save on Travel, offset eligible bank withdrawal fees, purchase Mo Plus, and access supported rewards. Mo Points are rewards, not cash or investment return, and cannot be withdrawn. ADD USDC FOR FREE VIA ACH Move dollars from your bank into USDC using supported ACH transfers. Mo charges no onramp fee for supported bank deposits. Your bank or banking provider may still charge its own fees. Banking features require identity verification and are provided through regulated banking partners. BOOK HOTELS WITH USDC AND EARN POINTS Search and book hotel stays directly inside Mo. Pay with USDC, earn Mo Points on eligible Travel purchases, and use your points to reduce the price of future bookings. Mo supports your booking after checkout too, including eligible cancellations, guest amendments, and rebooking. EARN YIELD ON USDC Put your USDC and other supported assets to work with Mo Earn. Choose from risk-tiered vault strategies. Yield accrues in the deposited asset and can be withdrawn. Yield and Mo Points are completely separate. Yield is your asset. Mo Points are rewards used inside Mo. SEND AND RECEIVE USDC Send and receive supported assets directly from your self-custodial wallet. Claim a Mo Box tag to get a simple personal money address that anyone can use to pay you, even if they do not have Mo. TRADE FROM YOUR WALLET Buy and sell supported crypto, stablecoins, and other eligible assets through a simple quote and confirm experience. Assets settle directly to your self-custodial wallet. MO PLUS Mo Plus is an optional fixed-term membership for people who want more from Mo. Plus can remove Mo integration fees on eligible trades and cross-chain routes, reduce eligible bank withdrawal fees, and increase Travel points accrual. Third-party network, routing, or provider costs may still apply. No surprise auto-renewal. YOUR MONEY, YOUR WALLET Mo is self-custodial. Your assets stay in your wallet. Mo is not a bank, credit card, or trading venue. It does not offer credit or insured deposits and does not operate an exchange or order book. ONE APP FOR YOUR USDC Home: See your balance, Earn positions, and activity. Trade: Buy and sell supported assets. Send: Move money. Travel: Book hotels with USDC and earn Mo Points. Me: Manage your account, Mo Plus, rewards, and settings. Download Mo and get more from your USDC. ## Version history (last 5 releases) ### 0.8.7 — 2026-09-19 What’s new in Mo: • Free USDC onramp via supported ACH transfers. Mo charges no onramp fee. Your bank or banking provider may still charge fees. • A new Trade experience for buying and selling supported crypto, stablecoins, and eligible assets from your self-custodial wallet. • A simpler app layout with five tabs: Home, Trade, Send, Travel, and Me. • Earn Mo Points from eligible balance holding, Travel purchases, and referrals. • Use Mo Points to reduce eligible hotel booking prices, offset eligible bank withdrawal fees, purchase Mo Plus, and access supported rewards. • Book hotels with USDC directly in Mo, with support for eligible cancellations, guest amendments, and rebooking. • Earn yield on USDC and other supported assets through risk-tiered Earn vaults. • Mo Plus can remove Mo integration fees on eligible trades and cross-chain routes, reduce eligible bank withdrawal fees, and increase Travel points accrual. Third-party network, routing, or provider costs may still apply. • Claim a Mo Box tag, a simple personal money address that anyone can use to pay you, even without the Mo app. Mo is self-custodial and built to help you get more from your USDC. ### 0.8.5 — 2026-09-14 Meet a more rewarding Mo. • Mo Points - Earn points from eligible balances, Travel and Store purchases, and referrals. Redeem them on Travel and Store, toward bank withdrawal fees, or for Mo Plus. • Mo Plus - Get more from Mo with higher points earning on Travel and Store and lower eligible fees. Choose a fixed 30-day or 360-day term with no automatic renewal. • Travel - Search and book hotels with USDC directly in Mo, with support for eligible cancellations, guest changes, and rebooking. • Store - Shop a curated selection of products with USDC, earn Mo Points on eligible purchases, and get support directly from Mo. We’ve also made improvements across the app for a smoother, more reliable experience. ### 0.8.3 — 2026-08-14 Redesigned Commerce Experience: Enjoy a fresh, seamless app interface optimized for native shopping and transactions. Earn Mo Points: Hold US$1,000 or more in your Mo Wallet to earn Mo Points and redeem them for free USDC offramps! ### 0.8.2 — 2026-08-06 Optimize app loading experience. ### 0.8.1 — 2026-07-23 Redesigned Commerce Experience: Enjoy a fresh, seamless app interface optimized for native shopping and transactions. Earn Mo Points: Hold US$1,000 or more in your Mo Wallet to earn Mo Points and redeem them for free USDC offramps! ## Apps similar to Mo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Brookwell - Modern Banking](https://appshunter.io/ios/app/brookwell-modern-banking/id6752265926) | 4.7 (15) | Free | Finance | | [Finteca App](https://appshunter.io/ios/app/finteca-app/id6752826892) | — | Free | Finance | | [Nubanq: Crypto Wallet Banking](https://appshunter.io/ios/app/nubanq-crypto-wallet-banking/id6756975390) | — | Free | Finance | | [VaultLeap](https://appshunter.io/ios/app/vaultleap/id6761719518) | 5.0 (3) | Free | Finance | | [Lipaworld: Global Banking](https://appshunter.io/ios/app/lipaworld-global-banking/id6741941392) | 5.0 (4) | Free | Finance | | [Blonix: Crypto Card](https://appshunter.io/ios/app/blonix-crypto-card/id6759264820) | — | Free | Finance | ## Related topics [heritcoin gratis](https://appshunter.io/ios/topics/heritcoin-gratis) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*