Moatly.

Moatly.

Stock Intrinsic Value & Moat

3 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 12, 2026
  • August 11, 2026

Features

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About

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

Moatly Valuation Framework
Automated financial data
Personalized Meaning score
Stock ideas based on Circle of Competence
Unlimited Watchlist with alerts
AI mentor and analyst
Scenario testing
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What's New in Moatly.

1.0.3

August 11, 2026

Smoother On-boarding and a more accurate engine. Fixed - Sign-up now completes reliably and takes you straight in. - Removed setup screens that could block access before you had a chance to look around. - You can now explore the app before choosing a plan. - UI enhancements. Scoring accuracy - Management scores now handle companies with distorted return-on-capital figures correctly. - Compounded growth rates now use medians, enabling more accuracy for Moat score. - Free cash flow growth is now scored from actual cash flow data. - The S&P 500 comparison is annualized over the period actually covered. - AI insights enhanced for more accuracy and less hallucination.

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Subscription plans

Moatly Investor

The Complete Value Investing Framework.

$14.991 Month
1 Month trial
How to cancel Moatly. subscription ⁉️

User reviews

Best Investing platform

Motley is a great guided investing platform. It seems to focus on helping users understand market trends, basic strategies, and how to approach decisions with a bit more clarity. The AI supplements your stock research, back-test strategies, analyze your portfolio. It’s a great starting point that can be used as support tool. AI feature can also help analyze your portfolio to become a better investor.
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Awesome Value Investing App

Love this app! So easy to value any stock with a consistent proven framework. And the AI is amazing at acting like a mentor/tutor. I’d highly recommend this for anyone looking to get a sense of valuation and long term investing.

Great Value Investing App

If you spend hours on gathering financials per ticker and spend hours trying to figure out how to value companies then this is a complete value investing app! The AI layer is fantastic as it is integrated completely into the analytical framework so the insights are spot on! Definitely recommended!

Developer apps

FAQ

What is the Moatly Valuation Framework?

The Moatly Valuation Framework is a proprietary system designed to help investors assess stocks based on four key pillars: Meaning, MOAT, Management, and Margin of Safety. It aims to provide a structured approach to understanding the underlying business and its intrinsic value.

How does Moatly help with understanding a business?

Moatly quantifies your understanding of a business through your Circle of Competence and a five-question Conviction Check. This feature helps ensure you invest in businesses you comprehend, promoting long-term holding without hesitation.

What are the subscription options for Moatly?

Moatly offers two auto-renewable monthly subscriptions: Moatly Investor for $14.99/month, providing the complete valuation framework, and Moatly Investor + AI for $24.99/month, which includes the AI mentor and analyst. Both plans offer a free first month.

Does Moatly have ads?

No, Moatly does not contain advertisements. As a finance application focused on investor conviction, it prioritizes an ad-free experience to avoid distractions during analysis.

What devices does Moatly support?

Moatly is available for iPhone and iPod devices. It is designed to provide a seamless experience on Apple's mobile platforms.

How often is Moatly updated?

Moatly was last updated on June 13, 2026, with its latest version being 1.0. This indicates a recent release, and users can expect ongoing updates for improvements and new features.

What is the age rating for Moatly?

Moatly has an age rating of 4+. This suggests that the app's content and functionality are considered appropriate for users aged four and above.

How does Moatly's AI mentor work?

The MoatlyAI feature acts as a personal mentor and analyst, providing answers grounded in your watchlist, scores, and fundamental data. It offers deep analysis on MOAT, management, valuation context, daily insights, and serves as an investing tutor.