# Mobile Banking UniCredit > Secure mobile banking for managing accounts, transactions, and expenses. (iPhone/iPad app by UniCredit.) - Source: https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008 (this page in markdown: same URL + `.md`) - Developer: [UniCredit](https://appshunter.io/developer/396670011) - Category: Finance - Price: Free - Rating: 4.70/5 from 3,053 App Store ratings · 49 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 381 MB - Languages: American English - Released: 2019-10-03 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008/reviews.md ## What is Mobile Banking UniCredit? With the UniCredit Mobile Banking App and your smartphone, making transactions is easy, fast and secure. To use the App you must have a UniCredit current account and/or a rechargeable card with IBAN, sign up for the Banca Multicanale Service, download and activate the App. You can activate the App: - by Smartphone: press "Activate", enter your Banca Multicanale Codice di Adesione and PIN and press proceed. - by Banca via Internet: enter your Codice di adesione and PIN, then a one-time password generated by your device, go to "Settings" > "Mobile" > "Smartphone Application" and press proceed. From the new Home Page you can check the relationships linked to the Multi-Channel Banking Service (current accounts, cards, mortgages and loans, securities portfolio and investments), make transactions and monitor your expenses at your convenience. In the Current Accounts section you view all your current accounts and transactions (also with the 'Search' function), share IBAN details and manage your account. In the Cards section you have control of all your UniCredit cards (Credit, Debit, Rechargeable) and can easily manage all available features. With Personal Fainancial Manager and Budget organize your expenses has never been easier. Go to your personal area to upload a new profile photo, read notices and messages from the Bank, access Online Documents, read help and F.A.Q. pages or contact the Bank by telephone or chat. There is also a dedicated Payments section for: - SEPA transfers, extra SEPA transfers, fund transfers - mobile phone and UniCredit prepaid card top-ups - Simplified F24 - pre-printed postal bills, CBILL/PagoPA, blank slips and MAV, RAV, REP payments Find out how to: - set up cash withdrawals on UniCredit ATMs with Prelievo Smart - find the nearest Branch and/or Automatic Teller Machine (ATM) and the route to reach them - generate one-time passwords with Mobile Token - book an appointment at the branch through the UBook function If your Smartphone features a biometric-based recognition technologies, you can access the App and authorise transactions with these recognition tools. For assistance and information visit www.unicredit.it or call UniCredit Customer Service at the toll-free number 800.57.57 (for customers of UniCredit Private Banking branches: 800.710.710). Not a UniCredit Customer? Call the toll-free number 800.32.32.85 or go to www.unicredit.it With the UniCredit Mobile Banking App you can apply to open a UniCredit account using your Smartphone and even identify yourself with a selfie! The UniCredit current account can be requested from Mobile only by Italian residents who are not already holders of a UniCredit current account, card with IBAN and Banca Multicanale and entail signing contracts for the account, the Banca Multicanale Service and the International Debit Card. With this app you can also access information and services at any time not only at the physical UniCredit Branch, but also at the Buddy Branch. Advertising message for promotional purposes. Info and costs in the information documents in the Transparency section at www.unicredit.it Products and Services sold by UniCredit SpA. Accessibility statement: https://unicredit.it/accessibilita-app ## Key features - View account balances and transactions - Make SEPA and extra SEPA transfers - Pay bills and top-up cards - Track and organize expenses - Biometric login and transaction authorization - Find nearby ATMs and branches - Open new accounts via smartphone ## What do users think of Mobile Banking UniCredit? Overall sentiment: negative **Pros** - 🚀 Easy to use - 👍 Straightforward app design - 🚀 Fast and responsive - 🚀 Convenient banking features - 👍 Reliable banking services **Cons** - 🐛 Frequent crashes and technical issues - 🔒 Overly complex security measures - 🤯 Confusing and illogical UI - 🤔 Lack of clarity on PIN requirements - 🤬 Poor customer service and support **Commonly reported bugs** - Login and activation issues - Inability to update contact information - Incompatibility with older devices - Unreliable payment and transfer features **Most requested features** - Improve app stability and reliability - Streamline security processes - Enhance UI/UX for better usability - Provide clear instructions on PIN usage - Improve customer support and communication ## Recent user reviews (10 of 49) All indexed reviews: https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008/reviews.md ### 1/5 — Is the year 2026 *2026-08-11, version 3.75.0* Slow app,difficult to navigate,I bank with other 5 banks plus Amex ,this is the worst by far ### 1/5 — Charges *2026-07-30, version 3.75.0* I don’t understand why I get charged when moving money between UniCredit accounts at the same branch, nor when I use my card. Hence why I barely use this account and only have it because I have to for paying F24’s. ### 2/5 — Non funziona *2026-06-15, version 3.73.1* Per quelli che hanno un iPhone più nuovo the app non funziona ### 5/5 — Best App by far. Deserve 6 stars *2026-06-15, version 3.73.1* One of the best app around for bank activity. ### 5/5 — Thanks *2026-06-06, version 3.73.0* La app è molto intuitiva e facile per accedere alle varie sottosezioni e vedere l’estratto conto ### 1/5 — Incasinata *2026-03-25, version 3.70.1* Troppi pin, troppi codici. Semplificate. ### 5/5 — Great Bank *2025-11-24, version 3.67.0* Opened a UniCredit account recently with no issues after becoming Italian resident. Happy to be using a Ferrari official sponsor. ### 4/5 — Great on iPhone and also iPad works *2025-09-18, version 3.66.0* As above ### 1/5 — Inutile *2025-08-22, version 3.65.0* Il peggio del peggio. Meglio se copiate da altri paesi tipo UK; forse riuscite a farla funzionare ### 2/5 — Problem activation the app *2025-08-09, version 3.65.0* I have problem while activating the app on a new phone. It asks me about the pin but without specifying the pin type. Is it the 5 digit pin as for the debit card or the 8 digit pin of online banking or the 6 digit pin of mobile banking? It doesn’t specify the pin kind or the number of digits. Please help. ## Frequently asked questions about Mobile Banking UniCredit ### What can I do with the UniCredit Mobile Banking App? The app allows you to easily check your current accounts, cards, mortgages, loans, and investment portfolios. You can also make various transactions like SEPA transfers, top-ups, and payments for bills and slips. Additionally, it offers tools for expense management, finding ATMs, and even opening a new account. ### How do I activate the UniCredit Mobile Banking App? To activate the app, you need to have a UniCredit current account or rechargeable card with IBAN and be signed up for the Banca Multicanale Service. You can activate it directly on your smartphone by pressing 'Activate' and entering your Banca Multicanale Codice di Adesione and PIN, or through Banca via Internet by navigating to the 'Settings' > 'Mobile' > 'Smartphone Application' section. ### Is the UniCredit Mobile Banking App free to use? Yes, the app itself is free to download and use. However, standard banking transaction fees may apply depending on the type of transaction you perform, as per your existing account agreement with UniCredit. ### What are the security features of the app? The app offers secure transactions and allows you to use biometric recognition technologies like fingerprint or facial recognition for app access and transaction authorization. It also provides features like Mobile Token for generating one-time passwords. ### Can I open a new UniCredit account with this app? Yes, if you are an Italian resident and not already a UniCredit customer, you can apply to open a UniCredit account directly through the app using your smartphone. The process may involve identifying yourself with a selfie and signing necessary contracts. ## Version history (last 5 releases) ### 3.75.0 — 2026-07-29 With this new version we have corrected some bugs and introduced minor improvements to the user experience. Do you like the app? Rate it! Your feedback helps us make our app better and better. ### 3.74.0 — 2026-06-29 With this new version we have corrected some bugs and introduced minor improvements to the user experience. Do you like the app? Rate it! Your feedback helps us make our app better and better. ### 3.73.1 — 2026-06-08 With this new version we have corrected some bugs and introduced minor improvements to the user experience. Do you like the app? Rate it! Your feedback helps us make our app better and better. ### 3.73.0 — 2026-05-27 With this new version we have corrected some bugs and introduced minor improvements to the user experience. Do you like the app? Rate it! Your feedback helps us make our app better and better. ### 3.72.0 — 2026-04-28 With this new version we have corrected some bugs and introduced minor improvements to the user experience. Do you like the app? Rate it! 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*