# MobilePay by Certegy LLC > Mobile check payment processing with integrated risk assessment and EFT conversion. (iPhone/iPad app by Certegy Payment Solutions.) - Source: https://appshunter.io/ios/app/mobilepay-by-certegy-llc/id1578027111 (this page in markdown: same URL + `.md`) - Developer: [Certegy Payment Solutions](https://appshunter.io/developer/1566925025) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings - Age rating: 17+ - Requires: iOS 15.1 · 19 MB - Languages: American English - Released: 2021-07-28 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mobilepay-by-certegy-llc/id1578027111/reviews.md ## What is MobilePay by Certegy LLC? Easily and securely process check payments from any mobile device with Certegy’s MobilePay solution. Our built-in risk engine makes accepting checks safer and lowers your risk. Product Features: Intuitive interface built for your mobile device Check scanning using your mobile device’s built-in camera Conversion of check to EFT/ACH payment Consumer acceptance of terms for the payment Verification of consumer with ID (if needed) Real-time authorization of check payment powered by our robust risk assessment engine providing you an instant accept or decline recommendation In order to use our app, you will need to sign up for a Certegy merchant account by calling us at 1-877-CERTEGY (1-877-237-8349). ## Key features - Mobile check payment processing - Built-in risk engine - Check scanning via device camera - Conversion to EFT/ACH - Real-time authorization - Consumer verification ## Frequently asked questions about MobilePay by Certegy LLC ### How secure is MobilePay? MobilePay utilizes a robust risk assessment engine to provide real-time authorization, offering instant accept or decline recommendations for check payments. This helps to lower risk and make accepting checks safer for merchants. ### What payment methods does MobilePay support? MobilePay primarily focuses on processing check payments. It can convert these checks into EFT/ACH payments for easier processing. Consumer acceptance of terms is also a part of the payment process. ### Can I use MobilePay without a Certegy merchant account? No, to use the MobilePay app, you are required to sign up for a Certegy merchant account. You can do this by calling Certegy directly at 1-877-CERTEGY (1-877-237-8349). ### What devices are supported by MobilePay? MobilePay is available on iPhones and iPods. The app is designed with an intuitive interface built specifically for mobile devices. ### How often is MobilePay updated? The latest version of MobilePay is 2.5.3, which was last updated on July 2, 2025. Updates ensure the app remains reliable and secure for processing payments. ### Does MobilePay have ads? No, MobilePay does not contain advertisements. The app is free to use and focuses on providing a secure and efficient payment processing experience. ### What is the user rating for MobilePay? MobilePay has a high user rating of 5.0 stars, based on 4 ratings. This indicates a very positive reception from its current user base. ### What is the age rating for MobilePay? MobilePay has an age rating of 4+. This means it is suitable for users aged 4 and above, making it accessible for a wide range of business users. ## Version history (last 5 releases) ### 3.0.0 — 2026-08-24 Bug fixes and improvements. ### 2.5.3 — 2025-07-02 Bug fixes & improvements. ### 2.3.19 — 2024-04-26 - Minor UI Fixes ### 2.3.7 — 2022-10-19 * Bug fixes ### 2.3.3 — 2022-03-15 * Support emailing of EFT * Add Station Address/Phone to screens * Bug fixes ## Apps similar to MobilePay by Certegy LLC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sonata - Mobile Banking](https://appshunter.io/ios/app/sonata-mobile-banking/id1634640179) | 4.7 (57) | Free | Finance | | [Western Union Netspend Prepaid](https://appshunter.io/ios/app/western-union-netspend-prepaid/id894666682) | 4.1 (487) | Free | Finance | | [iWallet](https://appshunter.io/ios/app/iwallet/id1488129902) | 4.8 (867) | Free | Finance | | [Dama Mobile](https://appshunter.io/ios/app/dama-mobile/id1574354305) | 4.8 (71) | Free | Finance | | [Anytime Deposit](https://appshunter.io/ios/app/anytime-deposit/id1460719803) | 2.5 (2) | Free | Finance | | [Deposit Express](https://appshunter.io/ios/app/deposit-express/id982284366) | 2.2 (27) | Free | Finance | ## Related topics [certegy payment solutions](https://appshunter.io/ios/topics/certegy-payment-solutions) · [checking cashing](https://appshunter.io/ios/topics/checking-cashing) · [check cashing app](https://appshunter.io/ios/topics/check-cashing-app) · [check cashing](https://appshunter.io/ios/topics/check-cashing) · [mobile payment](https://appshunter.io/ios/topics/mobile-payment) · [ach accept](https://appshunter.io/ios/topics/ach-accept) · [check deposit](https://appshunter.io/ios/topics/check-deposit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*