# MobileTmoney

> Digital transit card for Korean buses and subways, payable with Apple Pay. (iPhone/iPad app by Tmoney Co., Ltd.)

- Source: https://appshunter.io/ios/app/mobiletmoney/id1470361790 (this page in markdown: same URL + `.md`)
- Developer: [Tmoney Co., Ltd](https://appshunter.io/developer/922805218)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.10/5 from 167 App Store ratings · 138 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 131 MB
- Languages: American English, Korean
- Released: 2020-03-29
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mobiletmoney/id1470361790/reviews.md

## What is MobileTmoney?

MobileTmoney – The Smart Way to Travel Korea
Your all-in-one transit card for buses and subways across Korea.
Just tap your iPhone or Apple Watch and ride instantly.

■ Made for Travelers
- Use public transportation across Korea with ease
- No need to buy or carry a physical transit card
- No sign-up required—start using it right away
- Top up in the app using Apple Pay

■ Tap & Ride Anywhere
- Ride buses and subways using your iPhone or Apple Watch
- Simply tap your device—no need to open the app or wake your screen
- Fast, secure, and contactless

■ Designed for Quick Access
- Skip ticket machines and long lines
- Works instantly when you're on the move
- Check your balance and top up anytime in the app

■ Requirements
- iPhone XS / XR or later with iOS 17.2 or later
- Apple Watch Series 6 / SE (2nd gen) or later with watchOS 10.2 or later
- A credit or debit card added to Apple Pay is required for top-up

■ Permissions
To provide a smooth experience, the app may request:

Optional Permissions
- Phone: Account verification & customer support
- Contacts: Recipient search for Send Balance
- Location: Tracking for departure & arrival points
- Camera: Card registration & QR code scanning

Granting these permissions is optional—the app works without them, though some features won't be available.

■ Support
- Customer Center: +82-1644-0088 (Weekdays 09:00–18:00, KST)
- Email: mobileteam@tmoney.co.kr

## Key features

- Digital transit card for Korea
- Tap to pay with iPhone/Apple Watch
- No physical card needed
- No sign-up required
- Top up with Apple Pay
- Check balance and top up in-app

## Recent user reviews (10 of 138)

All indexed reviews: https://appshunter.io/ios/app/mobiletmoney/id1470361790/reviews.md

### 2/5 — When will Visa be supported?

*2026-08-28*

As others mentioned, Visa is more popular than Master Card and American Express. When will this app start supporting Visa?

Also, users who successfully used the updated app with your MC (like Bilt which has no foreign transaction fees), did you encounter any foreign credit card transaction fees or any other fees other than the actual transit cost?

I hate comparing the two countries but Japan’s SUICA system allows convenient top up directly on Apple wallet and accepts all major credit cards. Please improve the system further.

Thanks for your hard work! We appreciate you working hard to make this available for us. It’s just not as useful at this stage.

**Developer response:** 안녕하세요, 고객님! 모바일티머니 입니다. 
먼저, 모바일티머니를 이용해 주시고 좋은 리뷰를 남겨 주셔서 대단히 감사드립니다. 
MasterCard/AMEX/UnionPay/JCB 브랜드의 카드만 지원하는 점 양해 부탁드리며, 
추후 더 많은 제휴사와 협의를 통해 더욱 편리하고 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 1/5 — Bug validation

*2026-08-22*

J’ai pris le bus et lorsque j’ai validé ma carte à la montée, je n’ai pas compris pourquoi mais ça m’a compté 2 validations (« tap in ») ; et lorsque j’ai passé ma carte à nouveau à la descente, quelle ne fut pas ma surprise de constater que ma carte n’a pas été « tap out », mais qu’en plus de cela, ça m’a compté cela comme un 3e « tap in », et c’était encore plus cher que les 2 autres fois! J’ai donc payé presque 4 FOIS plus que ce que j’aurais dû payer en réalité!!! Et ça me semble compliqué de traiter ce genre de problèmes avec le mode « foreigner » directement sur l’application…

**Developer response:** 안녕하세요. 고객님! 모바일티머니 입니다. 
모바일티머니 이용에 불편을 드려서 죄송합니다. 
대중교통 요금이 중복으로 결제되셨다면, 마켓 리뷰만으로는 도움을 드리기가 어렵습니다. 
번거로우시겠지만, 기재해 주신 내용의 경우 정확한 내용 확인 및 안내를 위해 티머니 고객센터로 연락 부탁드립니다. 
감사합니다. ◆고객센터[평일9시~18시,080-389-0088(무료),1644-0088]

### 4/5 — Application simple et claire

*2026-08-19*

L’application est bien faite, claire, compréhensible et facile d’utilisation (sur iPhone). Petit bémol : toutes les cartes bancaires étrangères ne sont pas disponibles, ce qui peut être dérangeant si on a que une seul carte bancaire.

**Developer response:** 안녕하세요, 고객님! 모바일티머니 입니다. 
먼저, 모바일티머니를 이용해 주시고 좋은 리뷰를 남겨 주셔서 대단히 감사드립니다. 
MasterCard/AMEX/UnionPay/JCB 브랜드의 카드만 지원하는 점 양해 부탁드리며, 
추후 더 많은 제휴사와 협의를 통해 더욱 편리하고 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 3/5 — International users need Visa compatibility

*2026-08-16*

It is great that iPhones and Apple Watches can be used to pay for public transportation in Korea. However, many, if not most international users from the US need to be able to use a Visa card to add money to the t-money card. Please add Visa card compatibility as soon as possible.

**Developer response:** 안녕하세요, 고객님! 모바일티머니입니다. 
먼저, 모바일티머니를 이용해 주셔서 진심으로 감사드립니다. 
현재 모바일티머니 앱 내에서 해외 신용카드로의 충전은 MasterCard/AMEX/UnionPay/JCB 카드사를 지원하고 있습니다. 
추후 더 많은 제휴사와 협의를 통해 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 1/5 — Issues

*2026-08-15*

It was fine to use until I needed to top up. None of my cars options were working. I was left stranded because this app would not allow me to make a payment and top up!

**Developer response:** 안녕하세요, 고객님! 모바일티머니입니다. 
먼저, 모바일티머니를 이용해 주셔서 진심으로 감사드립니다. 
현재 모바일티머니 앱 내에서 해외 신용카드로의 충전은 MasterCard/AMEX/UnionPay/JCB 카드사를 지원하고 있습니다. 
추후 더 많은 제휴사와 협의를 통해 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 3/5 — help

*2026-08-13*

do not have foreigner this option

**Developer response:** 안녕하세요, 고객님! 모바일티머니입니다. 
외국인 고객님들도 모바일티머니 앱 접속→시작하기 버튼 밑의 foreigner 버튼을 클릭하여 인증 없이 사용하실 수 있습니다. 
감사합니다.

### 5/5 — 열받네?

*2026-08-07*

개발자님? 왜 충전이 안되죠? 예? 속에서 진심으로 끓어오르는데 예? 왜 안되죠? 심한말 안할게요 예? 제발 좀 이번이 몇 번 째인지

**Developer response:** 안녕하세요, 고객님! 모바일티머니 입니다. 
먼저, 모바일티머니 이용에 불편을 드려 죄송합니다. 
충전을 진행하셨으나 잔액으로 증가되지 않았다면, 마켓 리뷰만으로는 도움을 드리기가 어렵습니다. 
번거로우시겠지만 고객님의 정보 확인 후 도움을 드릴 수 있도록 티머니 고객센터로 연락 부탁드립니다. 
감사합니다. ◆고객센터[평일9시~18시,080-389-0088(무료),1644-0088]

### 2/5 — Doesn’t accept visa

*2026-08-04*

I have 6 cards and not a single one of them is anything but visa 😂

Gave 2 stars as it’s a good app idea overall and was reasonable to set up except I found out I couldn’t use it right at the end

**Developer response:** 안녕하세요, 고객님~ 모바일티머니입니다. 
먼저, 모바일티머니를 이용해 주셔서 진심으로 감사드립니다. 
모바일티머니 앱 내에서 MasterCard/AMEX/UnionPay/JCB 브랜드의 카드로 충전해 보실 수 있습니다. 
Visa 브랜드는 현재 지원하지 않는 점 양해 부탁드리며, 추후 더 많은 제휴사와 협의를 통해 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 3/5 — VISAとの相性は良くないようです。

*2026-07-30*

アップルPAYに紐付くインターナショナルカードでいくつか試しましたがVISAは全滅。
新たにMASTERカードを登録したら、うまく登録できました。

**Developer response:** 안녕하세요, 고객님! 모바일티머니입니다. 
먼저, 모바일티머니를 이용해 주셔서 진심으로 감사드립니다. 
현재 모바일티머니 앱 내에서 해외 신용카드로의 충전은 MasterCard/AMEX/UnionPay/JCB 카드사를 지원하고 있습니다. 
추후 더 많은 제휴사와 협의를 통해 좋은 서비스를 제공 할 수 있도록 노력하겠습니다! 
감사합니다.

### 1/5 — No Registration

*2026-07-28*

Actually disappointed in this app, there’s no way to register an already owned T-Money Card as a foreigner. This is not as foreigner friendly as mentioned. I wish it were a little more lenient when trying to keep track of T-Money. I’m tired of asking my boyfriend to refill or carrying wads of cash to refill. 

This is not a good app… sorry. 🥲

**Developer response:** 안녕하세요, 고객님~ 모바일티머니 입니다. 
먼저, 모바일티머니를 이용해 주셔서 진심으로 감사드립니다. 
실물 티머니카드를 모바일티머니 앱에 등록하여 사용하고 싶으시다는 내용이라면, 
앱 내 전체메뉴→교통카드 탭→소득공제 등록/해지 메뉴에서 티머니카드 등록은 가능하나, 등록하여 휴대폰으로 이용하실 수는 없습니다. 
실물 카드는 실물로 이용해 주셔야 하며, 모바일티머니 앱에서 모바일 교통카드를 발급받으신 후 앱 내에서 충전하여 사용해 보실 수 있습니다. 
MasterCard/AMEX/UnionPay/JCB 브랜드의 카드로 충전해 보실 수 있는 점 이용에 참고 부탁드립니다. 
감사합니다. ◆고객센터[평일9시~18시,080-389-0088(무료),1644-0088]

## Frequently asked questions about MobileTmoney

### What does the MobileTmoney app do?

The MobileTmoney app functions as a digital transit card for buses and subways across Korea. It allows users to pay for their rides by simply tapping their iPhone or Apple Watch, eliminating the need for a physical card.

### How do I top up my transit card balance?

You can easily top up your transit card balance directly within the app using Apple Pay. A credit or debit card added to your Apple Pay account is required for this process.

### What are the requirements to use MobileTmoney?

To use the app, you need an iPhone XS/XR or later with iOS 17.2 or later, or an Apple Watch Series 6/SE (2nd gen) or later with watchOS 10.2 or later. A credit or debit card linked to Apple Pay is also necessary for topping up.

### Can I use this app without signing up?

Yes, one of the key features for travelers is that no sign-up is required. You can start using the app and its transit payment functionality immediately after installation.

### What are the benefits of using a digital transit card?

Using a digital transit card like this app offers several benefits, including the convenience of not needing to carry a physical card, quick and contactless payments by tapping your device, and the ability to check your balance and top up anytime within the app.

## Version history (last 5 releases)

### 2.4.7 — 2026-09-01

- Now available for international users
- No sign-up required—get started instantly
- Top up easily with Apple Pay (Mastercard, American Express, UnionPay, JCB)

### 2.4.6 — 2026-07-31

- Now available for international users
- No sign-up required—get started instantly
- Top up easily with Apple Pay (Mastercard, American Express, UnionPay, JCB)

### 2.4.5 — 2026-07-28

- Now available for international users
- No sign-up required—get started instantly
- Top up easily with Apple Pay (Mastercard, American Express, UnionPay, JCB)

### 2.4.4 — 2026-07-01

- Now available for international users
- No sign-up required—get started instantly
- Top up easily with Apple Pay (Mastercard, American Express, UnionPay, JCB)

### 2.4.3 — 2026-04-28

- Now available for international users
- No sign-up required—get started instantly
- Top up easily with Apple Pay (Mastercard, American Express, UnionPay)

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## More apps by Tmoney Co., Ltd

- [고속버스 티머니](https://appshunter.io/ios/app/id957276809)
- [티머니 비즈페이(업무택시)](https://appshunter.io/ios/app/id1010557933)
- [Intercity Bus](https://appshunter.io/ios/app/intercity-bus/id1465555688)

All apps by Tmoney Co., Ltd: https://appshunter.io/developer/922805218

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*