# MOCA Classic > Secure mobile finance management with card controls and unlimited cash-back rewards. (iPhone/iPad app by Moca Financial Inc.) - Source: https://appshunter.io/ios/app/moca-classic/id6449274831 (this page in markdown: same URL + `.md`) - Developer: [Moca Financial Inc](https://appshunter.io/developer/1492674740) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 84 MB - Languages: English, Spanish - Released: 2023-05-25 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moca-classic/id6449274831/reviews.md ## What is MOCA Classic? “MOCA Classic® is the secure, convenient way to take all the power of MOCA® with you wherever you go. MOCA Classic gives you all the benefits of MOCA at your fingertips. From getting real-time transaction alerts to turning cards on and off to tagging receipts and viewing transactions, MOCA Classic lets you do it all on the go. With MOCA Classic, you can: * Create digital cards or order physical cards * Receive and respond to real-time transaction alerts * Turn cards on/off * Create card controls * Reload certain cards * View your transactions * Tag and store a receipt, and Much, much more. MOCA also allows you to earn cash-back rewards with every qualifying purchase. Even better, MOCA doesn’t cap the amount of rewards you can earn each month. But remember, PINless purchases generally earn more rewards. That’s because if you use your PIN to make a purchase, you earn a flat 5 MOCA Coins, but if you make a PINless purchase, you earn 1 MOCA Coin for every $1 you spend. Fortunately, you can easily avoid using a PIN on most transactions. Obviously, online and signature transactions never require a PIN, but what about merchant terminals? No problem. When faced with the choice: 1. Always select the “No PIN” option when you can or 2. Just press “Enter” if a terminal asks for a PIN or 3. Choose “Credit” or 4. As a last resort you may need to choose “Cancel” to bypass the PIN. One of these methods should allow you to bypass the PIN and maximize your rewards, so do a PINless MOCA Card purchase every chance you get wherever Visa® is accepted! You can also add your MOCA Card to your favorite digital wallets, such as Apple Pay, Google Pay, or Samsung Pay. Then use your phone to pay wherever your favorite digital wallet is accepted. No other card gives you the security, control, and unlimited rewards that the MOCA card does. With MOCA Mobile, you can take that security, control, and ability to earn rewards with you wherever you go. That’s convenient! That’s MOCA!” ## Key features - Real-time transaction alerts - Turn cards on/off - Create card controls - Tag and store receipts - Earn unlimited cash-back rewards - Add to digital wallets ## Frequently asked questions about MOCA Classic ### How secure is MOCA Classic? MOCA Classic is designed to be a secure way to manage your finances. It offers features like turning cards on and off and creating card controls, giving you enhanced security and convenience on the go. ### How can I earn cash-back rewards with MOCA Classic? You can earn unlimited cash-back rewards with every qualifying purchase made with your MOCA Card. PINless purchases generally earn more rewards, with 1 MOCA Coin for every $1 spent, compared to a flat 5 MOCA Coins for PIN purchases. ### What are the different ways to bypass the PIN for purchases? To maximize rewards, you can bypass the PIN by selecting 'No PIN' when available, pressing 'Enter' if a PIN is requested, choosing 'Credit', or selecting 'Cancel' as a last resort on merchant terminals. ### Can I add my MOCA Card to digital wallets? Yes, you can add your MOCA Card to popular digital wallets like Apple Pay, Google Pay, or Samsung Pay. This allows you to make contactless payments using your phone wherever these digital wallets are accepted. ### What devices does MOCA Classic support? MOCA Classic is available for iPhone, iPad, and iPod devices, making it accessible for users within the Apple ecosystem. ### How often is MOCA Classic updated? The latest version of MOCA Classic is 1.3.0, and it was last updated on September 10, 2024. This indicates regular updates to improve functionality and security. ### What is the age rating for MOCA Classic? MOCA Classic has an age rating of 4+, making it suitable for a wide range of users. ### Does MOCA Classic have ads? No, MOCA Classic does not contain advertisements, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 1.3.0 — 2024-09-10 -bug fixes and performance enhancement. -Added deprecated dialog view. ### 1.2.9 — 2024-06-17 -bug fixes and performance enhancement. ### 1.2.7 — 2024-05-08 -fixed session timeout issue ### 1.2.5 — 2024-01-28 -bug fixes ### 1.2.2 — 2023-09-30 -bug fixes ## Apps similar to MOCA Classic | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bit Builders Mobile Banking](https://appshunter.io/ios/app/bit-builders-mobile-banking/id1628919080) | 5.0 (1) | Free | Finance | | [Veritas Prime Digital Wallet](https://appshunter.io/ios/app/veritas-prime-digital-wallet/id6476312533) | 2.3 (3) | Free | Finance | | [USA National](https://appshunter.io/ios/app/usa-national/id6451110951) | 3.7 (3) | Free | Finance | | [UnlimitedIA Debit Cards](https://appshunter.io/ios/app/unlimitedia-debit-cards/id1625198969) | 5.0 (1) | Free | Finance | | [Yepzy](https://appshunter.io/ios/app/yepzy/id6473752744) | 3.7 (6) | Free | Finance | | [Envy Pay](https://appshunter.io/ios/app/envy-pay/id6447187160) | 5.0 (4) | Free | Finance | ## More apps by Moca Financial Inc - [Moca-Pay](https://appshunter.io/ios/app/moca-pay/id1492674741) - [Cardagogo](https://appshunter.io/ios/app/cardagogo/id6450769089) All apps by Moca Financial Inc: https://appshunter.io/developer/1492674740 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*