# MoCaFi IRC — by Mobility Capital Finance > Prepaid Mastercard for receiving funds from sponsoring organizations. (iPhone/iPad app by Mobility Capital Financial.) - Source: https://appshunter.io/ios/app/mocafi-irc/id1537828146 (this page in markdown: same URL + `.md`) - Developer: [Mobility Capital Financial](https://appshunter.io/developer/1192393214) - Category: Finance, Utilities - Price: Free - Rating: 2.08/5 from 13 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 12.1 · 58 MB - Languages: English - Released: 2021-01-31 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mocafi-irc/id1537828146/reviews.md ## What is MoCaFi IRC? The MoCaFi Immediate Response Incentive Mastercard® is a prepaid card loaded by a Sponsor municipality or organization with a specific dollar amount. Your Sponsor may add additional funds to the card, but you may not load funds to the card. The Card is issued by Sunrise Banks N.A., Member FDIC, St. Paul, MN 55103, pursuant to a license from Mastercard International on behalf of Mobility Capital Finance, Inc, the program partner responsible for managing the Card. ## Key features - Receive funds from sponsors - Prepaid Mastercard functionality - Managed by program partner - Issued by FDIC member bank ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/mocafi-irc/id1537828146/reviews.md ### 1/5 — Absolute Trash *2023-10-14* Same issue with another user, after you receive a grant (for people who currently have lost their housing, and everything to their name) Guess what Mocafi wants you to do? Provide a current phone bill forgetting that you can’t provide a phone bill when you have what people sometimes call “Obama phones”. You also cannot set up your pin at the time that you activate your card, it says that it will call you back…and it will call you back on a phone number that is no longer valid. If you get your card on a weekend, you have to wait until Monday to get it taken care of. The weekend agents are not able to do this regardless of you providing all of the identifiers and also seeing that you provided this information via email. So answer me this Mocafi, how in the heck is anyone supposed to provide a current utility bill or lease in their name without an address if they are homeless? If these cities partner back with a reputable bank such as BoA, Chase, etc. this wouldn’t be an issue. You should able to set up your pin after providing your identifiers on the same automated call and this is why I wish entities will just stick with actual banks that as they are open daily and whose name has withstood the rest of time, and not use banks that have been involved with corruption of their own banking clients (Wells Fargo) instead of using a start-up company that misses the mark. Negative Stars because money is stuck on the card rendering it useless and clients are on your time, not on time that works for them once the card is received, and to be able to a least get in contact with the “banking institution” on the weekends even if it’s limited hours. Shameful. ### 1/5 — Needs work *2023-08-12* The app won’t let me sign in and I’ve reset my password 3 times and it says can’t authenticate or authentication failed. SMH y’all need to update the app ASAP, it’s buggy. ### 1/5 — Withholding funds *2022-03-19, version 1.0.15* I was approved for direct cash assistance through my city’s pandemic relief funds. It was to be distributed through mocafi. After several attempts through email and phone calls, mocafi has still not allowed me access to the funds. It is pathetic and insane. ## Frequently asked questions about MoCaFi IRC ### How do I add funds to my MoCaFi IRC card? You cannot load funds to the MoCaFi IRC card yourself. Funds can only be added by your sponsoring municipality or organization. ### What is the MoCaFi IRC card used for? The MoCaFi IRC card is a prepaid Mastercard designed to receive specific dollar amounts loaded by a sponsor, such as a municipality or organization. ### Who issues the MoCaFi IRC card? The MoCaFi IRC card is issued by Sunrise Banks N.A., a member of FDIC, pursuant to a license from Mastercard International. ### Is MoCaFi IRC available on Android devices? Based on the provided data, MoCaFi IRC is supported on iPhone and iPad. Android compatibility is not specified. ### What is the age rating for MoCaFi IRC? MoCaFi IRC has an age rating of 4+, making it suitable for a wide range of users. ### How often is MoCaFi IRC updated? The latest version of MoCaFi IRC is 1.0.35, and it was last updated on December 14, 2023. This indicates a relatively recent update. ### What is the user rating for MoCaFi IRC? MoCaFi IRC has a user rating of 2.1 stars based on 13 ratings. This suggests mixed user sentiment. ### Does MoCaFi IRC have ads? The provided data does not specify whether MoCaFi IRC contains advertisements. However, since it is a free financial tool, ads are a possibility. ## Version history (last 5 releases) ### 1.0.35 — 2023-12-14 Minor bug fixes and improvements. ### 1.0.34 — 2023-11-14 Minor bug fixes and improvements. ### 1.0.33 — 2023-10-31 Minor bug fixes and improvements. ### 1.0.32 — 2023-08-25 Minor fixes. ### 1.0.31 — 2023-08-03 Minor fixes. ## Apps similar to MoCaFi IRC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Edifito-App](https://appshunter.io/ios/app/edifito-app/id1178977320) | 2.0 (1) | Free | Finance | | [Exchange Rates Kyrgyzstan Som](https://appshunter.io/ios/app/exchange-rates-kyrgyzstan-som/id1513290920) | 2.0 (1) | Free | Finance | | [Dora – Mobile Checking](https://appshunter.io/ios/app/dora-mobile-checking/id1528758595) | 3.6 (67) | Free | Finance | | [Midwest BankCentre](https://appshunter.io/ios/app/midwest-bankcentre/id1498125590) | 4.8 (2,557) | Free | Finance | | [Neighbors Credit Union](https://appshunter.io/ios/app/neighbors-credit-union/id441292241) | 4.7 (4,026) | Free | Finance | | [TaxTool](https://appshunter.io/ios/app/taxtool/id1515003020) | — | Free | Finance | ## More apps by Mobility Capital Financial - [MoCaFi](https://appshunter.io/ios/app/mocafi/id1192393215) - [Respect Bank Account](https://appshunter.io/ios/app/respect-bank-account/id1534942403) - [Angeleno Connect](https://appshunter.io/ios/app/angeleno-connect/id1535093589) - [Honolulu City Card](https://appshunter.io/ios/app/honolulu-city-card/id1548034054) - [Angeleno Connect IRC](https://appshunter.io/ios/app/angeleno-connect-irc/id1555539110) All apps by Mobility Capital Financial: https://appshunter.io/developer/1192393214 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*