# MoCo - Money with Confidence — Money coaching in your pocket

> Personal finance coach for budgeting, tracking, and wealth building. (iPhone/iPad app by LaToya Cheek.)

- Source: https://appshunter.io/ios/app/moco-money-with-confidence/id6761574993 (this page in markdown: same URL + `.md`)
- Developer: [LaToya Cheek](https://appshunter.io/developer/1890296071)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 50 MB
- Languages: English
- Released: 2026-04-28
- Data updated: 2026-07-12
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moco-money-with-confidence/id6761574993/reviews.md

## What is MoCo?

MoCo – Money with Confidence is your personal finance coach, built to help you take real control of your financial life.

Whether you're budgeting for the first time or building serious wealth, MoCo gives you the tools, tracking, and guidance to make it happen.

WHAT YOU CAN DO WITH MOCO:
• Budget — Track income and spending by category every month
• Expenses — Log and monitor every transaction in one place
• Credit Score — Log and track Equifax, TransUnion, Experian & FICO scores over time
• SMART Goals — Set savings goals and watch your progress grow
• Net Worth — Know exactly where you stand financially
• Vision Board — Visualize what you're working toward
• Education — Learn key financial concepts at your own pace
• Ask MoCo — Get AI-powered financial coaching 24/7
• Bills Calendar — Add all your bills in one place

PLANS FOR EVERY STAGE:
Start with MoCo Basic and upgrade as your goals grow — from Starter to Plus to Premium, each plan unlocks more powerful tools to accelerate your financial journey.

All plans include a 7-day free trial. Cancel anytime.

BUILT FOR REAL LIFE:
MoCo was designed with everyday people in mind — clean, simple, and focused on results. No fluff, no confusion. Just clarity and confidence with your money.

Download MoCo today and start your journey to financial freedom.

Terms of Use: https://trymoco.com/terms.html

## Key features

- Budget tracking
- Expense logging
- Credit score monitoring
- SMART goal setting
- Net worth calculation
- AI financial coaching
- Bills calendar

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoCo Premium | $49.99 | per month |
| MoCo Plus | $29.99 | per month |
| MoCo Starter | $19.99 | per month |
| MoCo Basic | $9.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moco-money-with-confidence/id6761574993/reviews.md

### 5/5 — Awesome app

*2026-05-01*

MoCo Money with Confidence is honestly one of the best apps I’ve ever used. I’ve tried several others, but none of them come close. It’s incredibly effective—I've saved a lot of money since I started using it.
The budgeting tools are especially impressive. They make it easy to stay organized and keep my spending on track. If you’re not using it yet, I highly recommend giving it a try.

## Frequently asked questions about MoCo

### What can I do with MoCo?

MoCo helps you track income and spending, monitor transactions, log and track credit scores, set savings goals, calculate net worth, visualize financial aspirations, learn financial concepts, and manage bills with a calendar. It also offers AI-powered financial coaching.

### Does MoCo have ads?

No, MoCo is ad-free, allowing for an uninterrupted user experience focused on financial management.

### What are the MoCo plans?

MoCo offers several plans, including Basic, Starter, Plus, and Premium, each unlocking more advanced tools. All plans include a 7-day free trial and can be canceled anytime.

### How secure is MoCo?

While specific security measures are not detailed, the app focuses on providing clarity and confidence with your money, suggesting a user-friendly and trustworthy approach to financial data.

### What devices does MoCo support?

MoCo is available for iPhone and iPod devices, allowing users to manage their finances on the go.

### How often is MoCo updated?

The latest version, 1.0.2, was released on June 22, 2026, indicating recent development and ongoing support for the application.

### What is the age rating for MoCo?

MoCo has an age rating of 17+, suggesting it contains content or features suitable for mature audiences, likely related to financial concepts and management.

### What is the user sentiment for MoCo?

Based on the available data, MoCo has a perfect 5.0-star rating from 3 reviews, indicating a highly positive initial user reception.

## Version history (last 3 releases)

### 1.0.2 — 2026-06-22

CSV export, improved PDF import, and enhanced stability and performance

### 1.0.1 — 2026-04-28

Budget tab now opens to the current month with 12 months of history and 12 future months for planning. 
Expenses tab filter is now a quick-pick dropdown (All Time / This Month / This Week / Today).

### 1.0 — 2026-04-28

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-12.*