# Modak: Kids & Teens Banking — user reviews > 1,412 indexed App Store user reviews of Modak by Modak, rated 4.80/5 from 8,836 ratings. - Source: https://appshunter.io/ios/app/modak-kids-and-teens-banking/id6444897051/reviews - App overview in markdown: https://appshunter.io/ios/app/modak-kids-and-teens-banking/id6444897051.md - Rating breakdown: 5★ 7,755 · 4★ 725 · 3★ 140 · 2★ 45 · 1★ 171 ## What do users think of Modak? Overall sentiment: positive **Pros** - 👍 Easy to use and navigate - 💰 Earn money through challenges and activities - 🤑 Ability to convert in-app currency to real money - 🤝 Helpful and friendly customer support - 🔒 Secure and reliable app - 📚 Educational features to learn about finance - 🎉 Fun and engaging experience **Cons** - ⏱️ Slow money transfer times - 🔐 Account locking issues - 💸 Unexpected fees - 🐛 Occasional bugs and glitches - 🔌 Connectivity problems **Commonly reported bugs** - Login screen freezes - Incompatibility with certain devices - Inconsistent app performance **Most requested features** - Customizable profile options - Improved transaction history tracking - Integration with popular mobile wallets - More advanced budgeting and savings tools - Expanded challenge and reward options ## Newest reviews (20 of 1,412) ### 5/5 — It’s a good app *2026-08-29, version 2.29.2* It’s pretty cool ### 5/5 — It is a awesome way to earn money *2026-08-28, version 2.29.2* My kids love it and they have gotten more responsible with their money ### 5/5 — Great *2026-08-28, version 2.29.2* This app is AMAZING ### 5/5 — Modok *2026-08-27, version 2.29.1* This is a great app to help kids learn how money doesn’t grow on trees and it also makes them excited to do there chores and end up wanting to do more thank you Modok I would highly recommend this for anyone ### 5/5 — Great app *2026-08-27, version 2.29.1* I have so much fun with this app and love doing the challenges ### 5/5 — this app is a nice banking app for kids who are just starting to learn how to use their own money *2026-08-27, version 2.29.1* the app is very fun and easy to use , it’s perfect for younger kids ### 5/5 — Best Family banking app *2026-08-27, version 2.29.1* The best family/Children banking app!!! ### 4/5 — Money *2026-08-27, version 2.29.1* Good app yay. I wish the activities gave just a bit more money, maybe like 5 mobux more. ### 5/5 — My rating *2026-08-27, version 2.29.1* Modak is great it helped me learn how my parents feel when they spend money on me so I learned to only spend money on things that are important For me ### 4/5 — Good app *2026-08-27, version 2.29.1* I love this app and the mbx feature! But unfortunately the allowance thing does glitch a lot. It’s not really a problem though because it’s easily fixable. ### 5/5 — Happy *2026-08-27, version 2.29.1* So good and work well ### 5/5 — Good app *2026-08-26, version 2.29.1* I think this app is really helpful and helps kids to express opinions and thoughts, it also helps to build confidence and makes you build better financial skills! ### 5/5 — Modak for the kids *2026-08-26, version 2.29.1* This app Is really useful and a fun resource ### 5/5 — The best *2026-08-26, version 2.29.1* The best app in the world the best financing app it is the best in general if you have kids you could use this app to teach them to finance ### 4/5 — I love it because it’s a way for me to mabye money snd makes it much easier then handing cash *2026-08-26, version 2.29.1* Whoops sorry put the review in title lol and also people one the add of the app a mistake was made it says +20 dollars then I. The bike saving it says 10 dollars saved ### 5/5 — It’s amazing *2026-08-26, version 2.29.1* It’s wonder to teach kids to save money and earn money. Absolutely perfect. ### 5/5 — Modak *2026-08-25, version 2.29.1* Helped me learn money ### 4/5 — pls change *2026-08-25, version 2.29.1* its pretty good but i dont like how mogold is a subscribsion and not a one time purchase ### 4/5 — It is awesome *2026-08-25, version 2.29.1* I love Modak it is amazing, especially as a teenager. I can learn how to bank on my own although since I didn’t have a phone number for a while I couldn’t use it. That is something that they need to fix. ### 5/5 — Review *2026-08-25, version 2.29.1* Amazing app ## Most critical reviews (10 lowest-rated) ### 1/5 — Did not re install *2026-08-21, version 2.29.0* First of all the app was trying to update but it couldn’t update second when I tried to delete it and download it back when I tried that it wouldn’t let me download it back very bad app not recommend but if they do make a Mac OS version that maybe I might put a a better review ### 1/5 — Tons of bugs! *2026-08-20, version 2.29.0* I love the concept, however it has several errors and stability problems. What a shame, bad execution of a great idea. Update: App will start to require monthly payment. Will delete right now. ### 1/5 — Horrible *2026-08-11, version 2.28.8* Every time I get on this app it’s always putting me off of it, like gang why can’t I get on. And also yall got me messed up because why are y’all taking money. First y’all took $3 and now y’all took all of it. I knew y’all took it because I ain’t even pay for anything. And also y’all need to fix this app because every time I get on this app it’s talking about some restricted mode or what ever. What did I do to have my account restricted for no reason. And when I get on and back on it seems to fix it. So all I’m trying to say is fix this app. ### 1/5 — Can’t even use at *2026-08-09, version 2.28.7* The app has been messing up for the past two weeks. It just keeps loading and loading and loading ### 1/5 — No *2026-07-23, version 2.28.2* Keeps signing me out now I have to make a new account ### 1/5 — Amazing app *2026-07-13, version 2.27.3* It’s a fun app and if u walk 5000 steps then it’s free money ### 1/5 — Like it *2026-06-07, version 2.25.1* It is easy to use and send money ### 1/5 — Better read the fine print!! *2026-06-05, version 2.24.1* Modak stook so much money from me. They are not transparent with transactions or your transaction history and they will be stealing your money while you can’t go back and trace it. BEWARE!! ### 1/5 — Frustrating *2026-06-01, version 2.24.1* Modak won’t approve my account nor tell me why. I assumed it was bc I have a feeeze on my credit, so I unfroze via all 3 agencies. No change. The Modak chatbot gave a very long “it’s not you, it’s us” reason for why I was denied. Super frustrating all around. I wish they would provide an actually answer for refusing me as a customer. ### 1/5 — They don’t approve everyone *2026-05-27, version 2.23.0* Very disheartening to think that a banking institution for children would redline applications based on where you live. It creates disparity and is discriminatory. Especially in a world where financial literacy and responsibility is crucial. I’ve reach out to customer service various times with no support on unlocking my child’s account. And when asked for further information they mentioned it’s too much of a security issue to explain. ## Most praised reviews (10 highest-rated) ### 5/5 — Tyler review *2026-09-01, version 2.29.2* I like this app because it makes learning more fun by giving challenges and rewards. It keeps me motivated to finish activities and earn points. The app is easy to use, and I like that I can learn while earning rewards. Overall, I think it’s a great app and I would recommend it to other students. ### 5/5 — Best kid/teen banking app EVER!!!! *2026-09-01, version 2.29.2* It helped me with learning how to save and everything highly recommend! Also don't even question it modak gold is WORTH IT!!! ### 5/5 — Great app to help kids learn and save! *2026-08-31, version 2.29.2* This is a very straight forward app that helps kids and interactively learn to save money. It also allows easy access for kids to use money through a debit card and easy transfers to their accounts ### 5/5 — Very good app *2026-08-31, version 2.29.2* I love this app as a teenager and it’s a very good and helpful app ### 5/5 — Modak *2026-08-30, version 2.29.2* It’s a good app ### 5/5 — My opinion *2026-08-30, version 2.29.2* This app is really goood and I like how it’s easy to do stuff and educational ### 5/5 — My experience with modak *2026-08-30, version 2.29.2* Modak is a great app for teens with no experience managing their money ### 5/5 — Modak review *2026-08-30, version 2.29.2* I really like this app because it’s amazing for kids to be able to keep their money and be paid for chores ### 5/5 — G re eat app *2026-08-29, version 2.29.2* This app is great for anyone to change from cluttering and hard to manage cash to mobile and very organized app which is Modak ### 5/5 — Best app ever *2026-08-29, version 2.29.2* No words --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*