# Model Business: Plan & Budget — Business plans & home budgets > Business plans & home budgets (iPhone/iPad app by Silent Services Pty Ltd.) - Source: https://appshunter.io/ios/app/model-business-plan-and-budget/id6741873637 (this page in markdown: same URL + `.md`) - Developer: [Silent Services Pty Ltd](https://appshunter.io/developer/6807247924) - Category: Business, Utilities - Price: $12.99 - Age rating: 4+ - Requires: iOS 15.0 · 102 MB - Released: 2026-08-31 - Data updated: 2026-10-30 ## What is Model Business? Model Business turns a rough idea into a clear five-year picture — for a business or a household — without a spreadsheet and without an account. Start from a template, tap a line, type a number, and watch profit, cash and return update as you go. Everything stays private, encrypted on your device. ONE APP, TWO JOBS Model Business knows the difference between a business and a household budget and speaks each language. A business shows revenue, gross profit and return on investment. A household budget quietly switches to income, expenses and net surplus — no jargon you don't need. PLAN FIVE YEARS IN MINUTES • Start from a home, product, service or franchise template — categories, structure and fixed/variable costs already in place. • Type an annual figure and it spreads across the months automatically. • A live profit-and-loss, five-year trend and return-on-investment move the moment you do. • Project Years 2–5 in a tap by growing revenue and inflating costs. MODEL YOUR INCOME, THEN PRESSURE-TEST IT • Build revenue from quantity, price and unit cost. • Solve for the sales needed to break even or hit a profit target. • Save named income scenarios and compare them side by side — shared expenses stay put. A REPORT WORTH SENDING • Export a clean, branded PDF: key figures, a full P&L, a five-year chart and a line-by-line breakdown, dated automatically. • Email the whole model to a partner or accountant — they open it straight in Model Business. TURN REAL SPENDING INTO A BUDGET • Import a CSV from Australian banks — one month or several — or add entries by hand. • Model Business recognises the merchant and files it (Aldi → Groceries, Ampol → Fuel). • Group by month with a switchable monthly average, then turn it into a budget model in a tap. USEFUL TOOLS WHEN YOU NEED THEM • Loan tracker — see the full repayment schedule and test how extra payments change the payoff date. • Calculators — wages and on-costs (Australia), ROI and breakeven, without leaving your model. • Money I'm owed — a private running record of amounts lent and repayments received, with dates and notes. • Flexible years — report by calendar or financial year and choose the starting month. PRIVATE BY DEFAULT • Models are stored in an AES-256 encrypted database on your device. • No Model Business account, login, analytics or company-operated server. • On iPhone and iPad you can optionally sync encrypted models through your own iCloud account (off by default); the key travels only through your iCloud Keychain. • Works offline. Sync is never required. PAY ONCE Get every template, calculator, report and five-year projection for one price. No subscription, no in-app purchases. One App Store purchase covers your iPhone and iPad on the same Apple ID. Made in Australia by Silent Services Pty Ltd. Questions before you buy? support@silentservices.com.au The wages calculator uses Australian tax rules and does not cover HECS/HELP or other non-standard adjustments; treat all figures as estimates, not financial advice. ## Is Model Business safe? Not enough ratings yet to assess Model Business. ## Is Model Business legit? Model Business: Plan & Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Model Business is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.2608.2036 — 2026-10-17 Fixed import model ### 1.2608.2034 — 2026-09-18 • New: Goals — save toward a car, holiday or anything else; we work out the weekly/fortnightly/monthly amount and track how you're going, with a home-screen glance. • Full what-if scenarios — income, costs, expenses and staff can all differ between scenarios (existing models upgrade automatically). • Easier line editing — tap Edit, drag to reorder, swipe to delete/rename/note. • Fixes for opening/importing shared models & templates on some Android devices. ### 1.2608.2030 — 2026-09-15 Minor bug fixes ### 1.2608.2027 — 2026-09-12 What's New — 1.2608.2028 Folders — organise your models into groups, and even groups within groups. Press and hold a model to move it into one, or add a new group from the menu. Handy once you've got a few on the go. A cleaner home screen — your logo takes centre stage, with New and Tools tucked into a single menu. Advisor Link — quick re-link — removed an advisor's code and want it back? Codes you've used before now appear so you can reconnect in one tap. Growth that applies itself — change your growth assumptions in Model Setup and the app offers to re-project Years 2–5 on the spot. Clearer Help — how to set up an Advisor code, plus extra guidance for advisors who publish templates. Polish & fixes — bigger, sharper advisor branding, a fix for the screen occasionally going blank after rotating, and layout tidy-ups across iPhone and iPad. ### 1.2608.2026 — 2026-09-08 Advisor Link — if your accountant, business coach or franchisor gave you a six-character code, enter it in Settings to apply their branding and start from their model templates. As always, your figures stay private on your device. Also in this update: • Light and dark themes. • Smarter 5-year projections — set a growth or decline rate for the whole model, for income, for expenses, or for an individual section (like a marketing budget rising 1.5% a year), then fill Years 2–5 in a single tap. • Turn a Spend Analysis into a budget — start from a blank budget, a business preset, or one of your advisor's templates. • Branded PDF reports. • Performance and polish improvements throughout. Thanks for using Model Business! ## Apps similar to Model Business | App | Rating | Price | Category | | --- | --- | --- | --- | | [Xero Me](https://appshunter.io/ios/app/xero-me/id991901494) | 4.7 (109) | Free | Business | ## More apps by Silent Services Pty Ltd - [In The Field](https://appshunter.io/ios/app/in-the-field/id6444172867) - [Who's Flag Is It Anyway?](https://appshunter.io/ios/app/whos-flag-is-it-anyway/id6808836182) All apps by Silent Services Pty Ltd: https://appshunter.io/developer/6807247924 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*