# Modern - Never miss a bill — Pay bills on-time.

> Financial app for on-time bill payments with no interest and rewards. (iPhone/iPad app by Modern Finance Inc..)

- Source: https://appshunter.io/ios/app/modern-never-miss-a-bill/id1634853694 (this page in markdown: same URL + `.md`)
- Developer: [Modern Finance Inc.](https://appshunter.io/developer/1634853696)
- Category: Finance
- Price: Free
- Rating: 4.10/5 from 14 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 85 MB
- Languages: American English
- Released: 2022-10-10
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/modern-never-miss-a-bill/id1634853694/reviews.md

## What is Modern?

Bill Protect makes sure your bills are paid on time, even when cash is tight. Pay bills stress-free with Modern. 
 
REPAY ON YOUR TERMS WITH NO INTEREST
Pay us back when you're ready with no interest and no late fees. The sooner you repay, the sooner you reactivate your protection for next month's bills.

GET REWARDED FOR EVERY BILL
You’re already paying your bills each month, why not get rewarded for it? Earn cash bonuses for consecutive on-time payments. 

Modern is a financial technology company, not a bank.

## Key features

- Pay bills on time
- No interest or late fees
- Repay on your terms
- Earn cash bonuses
- Bill protection

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/modern-never-miss-a-bill/id1634853694/reviews.md

### 1/5 — Can’t sign up

*2023-04-12*

Can’t sign up with my information past state. Screen goes blank whenever I’m trying to put my state.

### 5/5 — Great app

*2023-02-08, version 1.3.7*

Amazing feature set cant wait to use it more!

### 1/5 — Signup Problem

*2023-02-02, version 1.3.6*

I am unable to signup. After confirm phone number its just loading and loading

## Frequently asked questions about Modern

### What is Modern?

Modern is a financial technology company that offers a service to help users pay their bills on time. It allows users to repay bills on their own terms with no interest or late fees, and offers rewards for consistent on-time payments.

### How does Modern help with bill payments?

Modern ensures your bills are paid on time, even when cash flow is tight. It provides a repayment plan with no interest and no late fees, allowing for flexible repayment schedules.

### Can I earn rewards with Modern?

Yes, Modern rewards users for every bill paid on time. You can earn cash bonuses for consecutive on-time payments, turning a necessity into a benefit.

### Is Modern a bank?

No, Modern is a financial technology company, not a bank. It provides tools and services to manage your finances, but does not offer traditional banking services.

### What devices does Modern support?

Modern is available on iPhone and iPod devices. It is designed for users who prefer to manage their finances on Apple mobile devices.

### How often is Modern updated?

The latest version of Modern is 1.5.6, and it was last updated on May 18, 2023. This indicates regular updates to improve functionality and user experience.

### What is the user rating for Modern?

Modern has a rating of 4.1 stars based on 14 ratings. This suggests generally positive user sentiment regarding its features and usability.

### What is the age rating for Modern?

Modern has an age rating of 4+. This means it is suitable for users of all ages, indicating no mature content is present.

## Version history (last 5 releases)

### 1.5.6 — 2023-05-18

Performance improvements

### 1.5.5 — 2023-05-09

Performance improvements

### 1.5.4 — 2023-05-03

Performance improvements

### 1.5.3 — 2023-05-02

Performance updates

### 1.5.2 — 2023-04-07

Performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*