# Modest Finance — user reviews

> 10 indexed App Store user reviews of Modest Finance by Modest Ventures LLC, rated 5.00/5 from 13 ratings.

- Source: https://appshunter.io/ios/app/modest-finance/id6742116324/reviews
- App overview in markdown: https://appshunter.io/ios/app/modest-finance/id6742116324.md
- Rating breakdown: 5★ 10 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Is Modest Finance safe?

Not enough ratings yet to assess Modest Finance.

## Is Modest Finance legit?

Modest Finance has limited verification signals. The AppsHunter Legitimacy Score for Modest Finance is 48 out of 100 points across 7 verification signals from App Store and developer data.

## Most critical reviews (10 lowest-rated)

### 5/5 — Excellent tracking

*2026-04-30*

Excellent tracking type of spending across accounts & credit cards

### 5/5 — Super simple

*2026-04-25*

Really nice looking app that I was able to figure out in a few few clicks. Really like seeing the net income tab.

### 5/5 — Great for understanding your monthly expenses!

*2026-03-27*

Modest makes it super easy to see how you’re spending every month, so you can have a clear sense of your budget and identify places to cut back if needed. It was really helpful when trying to figure out how much we could afford when buying a house, so that we could look at our past spending data to make sure we had room in the budget.

### 5/5 — This app actually makes a difference in how I approach spending and saving

*2026-03-26*

I love how the app goes beyond just tracking/budgeting to actually show ways to save and course-correct with my finances. The visuals are super clear and make it easy to understand the bigger picture of where my money is going and what to do about it!!

### 5/5 — Form and function

*2026-03-25*

Beautiful app with great AI classifications. More simple than other budgeting apps, focuses on recurring vs one-time expenses and projects how much you’ll be able to spend in retirement. It covers everything I care about

### 5/5 — Great Spending Tracker

*2026-03-25*

Excellent for tracking spending on one or more credit cards!

### 5/5 — Switching from Monarch

*2026-03-25*

Just came over from
Monarch. I’m excited about all the pace in the industry but I gotta say the basics still just don’t work for me. setting and resetting my budget is a chore. Origin also just seems to ignore basic budgeting. Modest is the ONLY app that helped me figure out what I save, and organized my recurring expenses and flexible spending instantly the way I wanted. I honestly hadn’t thought a lot about financial independence but now my partner and I are obsessed with tracking ours… hope the pace continues!

### 5/5 — Easy to understand path to FI

*2026-03-21*

Easy to use, quick setup, visually really well done too. Love how it helps tie my weekly/monthly choices to my path to financial independence.

### 5/5 — BEST FIRE FINANCE TRACKING APP

*2026-03-21*

Other apps don’t come close to this usability and feature set. 

Love seeing my outlook update in real time.

Seamless tracking with my partner makes this a must have for any couple on this journey.

### 5/5 — So intuitive, so easy. Life changing.

*2026-03-20*

Best budgeting app I’ve ever used. It’s so much easier to set up and it does the work for you. It feels easy and user friendly in a way every other budgeting app I’ve tried has failed to capture.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-12.*