# ModulMoney — Personal Finance, Your Way

> Private, secure personal finance manager with receipt scanning and budget sharing. (iPhone/iPad app by Julien Boulard.)

- Source: https://appshunter.io/ios/app/modulmoney/id6758917808 (this page in markdown: same URL + `.md`)
- Developer: [Julien Boulard](https://appshunter.io/developer/1839764499)
- Category: Finance
- Price: $9.99
- Age rating: 4+
- Requires: iOS 26.2 · 10 MB
- Languages: French (France), German (Germany), American English, Croatian, European Spanish, Italian, Dutch, Polish, European Portuguese, Swedish
- Released: 2026-02-20
- Data updated: 2026-10-24
- Monetization: paid

## What is ModulMoney?

ModulMoney is a personal finance app that keeps you in control of your money — privately. No account to create, no tracking, no third-party servers: your data lives in your own private iCloud and syncs automatically across iPhone, iPad and Mac using the same Apple account.

TRANSACTIONS & ACCOUNTS
Record income, expenses and transfers in seconds.
Organize hierarchical accounts (bank, card, cash) with clear balances.
Sort, filter and categorize every operation.

RECEIPT SCANNER
Capture receipts with the camera, enhanced automatically for readability.
Built-in OCR pre-fills the amount and details to create a transaction.
Receipts are attached to transactions and available on all your devices.

BUDGETS
Create budgets by category or total, over any period.
Group budgets, set alert thresholds and enable roll-over.
Detailed per-budget reports with charts and monthly breakdown.

BUDGET SHARING
Share a read-only view of one or more account balances and selected budgets with a simple secret code.
Anyone with the code — a chef, a crew member, friends splitting a trip — can follow spending in real time, with no account and no sign-in required.
Updates are pushed automatically as you record expenses.
Revoke access at any time, or set an automatic expiry date.

HOME SCREEN WIDGET
Keep a shared budget in sight at all times: balance, remaining amounts and progress bars, right on your home screen.
Refreshes automatically and keeps showing the latest known data when offline.

SAVINGS GOALS & PLANS
Measure your real monthly saving capacity.
Projection curve comparing potential vs. actual balance.
Consumption plans with a burn-down view of your capital.

REPORTS
Income & expenses over time, with combined charts and monthly detail.
Filter by date range and accounts.
Export a clean PDF and share it anywhere.

PRIVATE BY DESIGN
Everything is synced through your private iCloud (CloudKit). Your financial data never leaves your Apple account — no external login, no ads, no analytics.
Budget sharing is entirely opt-in and only publishes the aggregated amounts you choose — never your transactions or personal details — and stops the moment you revoke the code.

WORKS WITH MACOS
Transactions, receipts, budgets, goals, reports and budget shares all sync automatically with the ModulMoney macOS app on the same Apple account, so you can start on your phone and finish on your Mac.

## Key features

- Private iCloud synchronization
- Receipt scanning with OCR
- Hierarchical account organization
- Customizable budgets and alerts
- Secure read-only budget sharing
- Home screen widgets
- Savings goals and projection charts

## Is ModulMoney safe?

Not enough ratings yet to assess ModulMoney.

## Is ModulMoney legit?

ModulMoney has limited verification signals. The AppsHunter Legitimacy Score for ModulMoney is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about ModulMoney

### What is ModulMoney?

ModulMoney is a personal finance application designed for privacy and control. It allows users to track transactions, manage budgets, scan receipts, and set savings goals without needing external accounts or servers. All data is stored and synchronized via your private iCloud.

### How secure is ModulMoney?

ModulMoney prioritizes privacy by keeping all your financial data within your private iCloud (CloudKit). It does not use external servers, requires no account creation, and has no advertisements or analytics, ensuring your financial information remains confidential.

### Can I share my budgets with others using ModulMoney?

Yes, ModulMoney offers a secure budget sharing feature. You can share a read-only view of specific accounts and budgets with anyone using a secret code. This allows others to track expenses in real-time without needing an account or login.

### What devices does ModulMoney support?

ModulMoney is compatible with Mac, iPhone, and iPad. Your financial data synchronizes automatically between these devices using the same Apple account, allowing you to manage your finances seamlessly across your Apple ecosystem.

### How often is ModulMoney updated?

The latest version of ModulMoney is 1.0.5, and it was last updated on July 15, 2026. Updates are released to improve functionality and reliability, ensuring a smooth user experience.

### What is the price of ModulMoney?

ModulMoney is a paid application priced at $9.99. This one-time purchase provides access to all features without ongoing subscription fees or advertisements.

### Does ModulMoney have ads?

No, ModulMoney does not contain advertisements. The app is designed with privacy in mind, and it explicitly states that there are no advertisements or external analytics tracking user behavior.

### What are the main benefits of using ModulMoney for budgeting?

ModulMoney allows you to create budgets by category or globally for any period. You can set alert thresholds, enable rollovers, and view detailed reports with graphs and monthly breakdowns, giving you comprehensive control over your spending.

## Version history (last 5 releases)

### 1.1.2 — 2026-09-29

- Receipt scanner: new built-in camera. The receipt is detected live and captured automatically as soon as it's steady (manual mode and torch available), then the form opens right away, with no confirmation screen.
- Multiple receipts: the "+" button adds more receipts to the same transaction, saved as a single PDF; the amount and date are read across all of them without overwriting manual entries.
- Cropping: adjust the receipt's corners with your finger, with a magnifier, rotation and a full-image option.
- Orientation: receipts are saved the right way up, even with rotation lock on, in landscape or with the device held flat, gallery photos included.
- Camera interruptions (call, another app, iPad multitasking): a message appears and the camera resumes automatically.
- Faded or poorly printed receipts: pale ink is strengthened automatically; the saved receipt is true to the original and legible, and the file stays small.
- More reliable automatic reading: amount due after vouchers and discounts, loyalty balance amounts ignored, half-faded dates recognized better.
- Budgets: redesigned budget page — the current period at the top, then the history, the periods and their transactions, all on a single page.
- Various fixes and stability improvements.

### 1.1.0 — 2026-09-25

• Performance: the app stays smooth even with thousands of transactions and many accounts — budgets, goals and reports now load only the data they need.
• Transactions: the list opens instantly and loads older history as you scroll; faster search.
• More reliable iCloud sync between your devices: while syncing, balances and account structure are no longer recalculated from incomplete data, and recurring transactions are no longer created twice.
• Balances: faster automatic checks that no longer slow the app down; balances stay accurate when a transfer is edited or deleted.
• Categories: your customizations (name, icon, color, order) are no longer reset at launch.
• Safer automatic backups: the backup made when the app goes to the background is no longer interrupted, and your previous backups are kept if data appears to be missing. Faster restore.
• Shared budgets: every change is now reliably sent to your guests.
• Reports: dates follow the app language, and exported amounts use each account's currency.
• Deleting an account now frees the space used by its receipts.
• Completed translations, various fixes and stability improvements.

### 1.0.9 — 2026-08-17

This update makes the app noticeably smoother.

- Speed: opening accounts, entering and editing transactions, switching between accounts and launching the app are all significantly faster, even with several years of history.
- Progressive history: the transaction list shows the recent period straight away and loads older months as you scroll.
- Fix: budget summaries were not updating when an existing transaction was edited (amount, date or category).

### 1.0.8 — 2026-08-11

Fixed duplicate folders and files when your receipt folder is in iCloud Drive and shared between devices
Month folders now stay consistent across devices, and receipts not yet downloaded from iCloud are recognized correctly
Smoother transaction list with large histories: faster scrolling, filtering and search
Faster launch: balances are no longer recalculated when nothing has changed

### 1.0.7 — 2026-08-05

Redesigned widget: larger amounts, stronger contrast and a thicker progress bar for at-a-glance reading.

Removing an account passcode now asks for your current code instead of prompting for a new one.

Much smoother startup: scrolling and the interface stay responsive while iCloud is syncing.

Consumption plans: recurring income can now be selected and is deducted from your monthly spending, extending the estimated lifespan of your capital.

Recurring entries: changing the date of a generated transaction now shifts the following due dates accordingly.

Monthly recurrences set to the 31st no longer drift permanently after a shorter month.

Your iPhone now generates recurring entries on its own, without waiting for the Mac app, and notifies you when they are added.

Due entries are generated continuously,

## More apps by Julien Boulard

- [WorldSeas](https://appshunter.io/ios/app/worldseas/id6794914465)

All apps by Julien Boulard: https://appshunter.io/developer/1839764499

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*
