# Moey - mobile Banking — Pay with Apple Pay and MB WAY > Digital bank account for managing finances, payments, and savings goals. (iPhone/iPad app by Credito Agricola Servicos - Centro de Servicos Partilhados ACE.) - Source: https://appshunter.io/ios/app/moey-mobile-banking/id1462060959 (this page in markdown: same URL + `.md`) - Developer: [Credito Agricola Servicos - Centro de Servicos Partilhados ACE](https://appshunter.io/developer/516082613) - Category: Finance - Price: Free - Rating: 3.88/5 from 17 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 221 MB - Languages: English, Portuguese - Released: 2019-12-16 - Data updated: 2026-07-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moey-mobile-banking/id1462060959/reviews.md ## What is Moey? Your Moey bank account is 100% digital, has zero costs and works with MB WAY - Open a 100% digital account: open your bank account with Chave Móvel Digital. - Control your finances: receive push notifications to warn you when others send you money or when payments are completed. If you lose your card, if it was stolen, or any other reason, just cancel it in the app and order a new one. - In & Out: you can send, request and split bills between Moey, MB WAY and others. No added costs, no transfer charges. - Pay with your phone: activate Apple Pay directly in the Moey app. - Withdraw money: set the amount you want to withdraw on your phone, go to an ATM and insert the code we send you. It's as simple as it is safe. - Available in the MULTIBANCO network - Manage all your bank accounts: it’s All In, use the Moey app to manage bank accounts from all your banks. Make payments with the app, analyse your expenses and create saving goals for all of your accounts. - Goals: save money easily. Set your saving goals, when you want to reach that goal and how often you want to save. - Stats: control you personal finances, see where you spend more money, with costs divided in categories, such as restaurants, supermarkets and others. - Physical card: request your card for free and receive it at home. You can use it in any ATM in Portugal, including the MULTIBANCO network, and abroad. Your card is contactless, just touch and pay - Groups: create groups and split expenses with whoever you choose. Ideal for friends or flatmates. You can create a group and add or remove members. Then just add the expense and "bye bye complications". - Split bill: Moey helps you split the bills, all you need to do is choose the contacts you want to split a bill with, or ask for money. You'll be notified every time someone pays. The download and installation of the Moey app implies that you know and accept the general conditions of the app, which you can read here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/condicoes-gerais--app--moey.pdf Registration and use of the Moey app require the processing of personal data, so before installing the app and starting the registration you should take note of our Privacy Policy here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/politica-de-privacidade--moey.pdf ## Key features - 100% digital account opening - Real-time financial control and notifications - Send, request, and split bills - Contactless payments with Apple Pay - ATM withdrawals with mobile codes - Manage accounts from multiple banks - Set and track savings goals ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/moey-mobile-banking/id1462060959/reviews.md ### 1/5 — Sem suporte para iOS mais antigos *2025-06-17, version 5.2.0* Um banco on-line que diz querer ter baixos custos de manutenção mas depois obriga os utilizadores a terem um tlm topo de gama . Eu apenas tenho um iPhone 8+ que como sabem não suporta ios17 por isso não deveriam terminar o suporte. Se funcionou até aqui, continuem com o suporte. não podem vir com a desculpa dela segurança que só funciona no ios17 ou superior . Eu percebo que os developers não queiram suportar versões antigas pois dá mais trabalho , mas um banco on-line não deveria poder terminar o supporte de versões iOS mais antigas . Podem obviamente colocar mais mecanismos de segurança mais 2FA ou assim em mais operações mas não devia terminar o suporte só por ser mais cómodo. Infelizmente, vou ter de voltar a usar revolut pois eles ainda continuam a suportar a minha versão de iOS . ### 1/5 — Registration doesn’t work *2025-01-03, version 4.17.1* Read the reviews below, even if you have the Chave Movel Digital and authenticate, it just hangs then goes to a blank screen - presumably some info is missing from the CMD account, or maybe it doesn’t like foreigners with residence cards, but since it doesn’t show any errors you’re left unable to work out what’s missing or do anything about it. Pretty useless really. ### 1/5 — Devolver meu dinheiro *2024-10-31* , como você pode reter um pagamento que me foi enviado da Espanha por uma semana e se recusar a liberar e o serviço de atendimento ao cliente não diz nada, **Developer response:** Olá! Além de suporte telefónico, podes contactar-nos por email (feedback@moey.pt), WhatsApp ou Facebook Messenger para te conseguirmos ajudar. ### 1/5 — Crashes at the registration process + service is terriblle *2024-07-24, version 4.14.1* Few things: 1. The app crashes at the entrance, the screen goes blank when I try to activate digital mobile key. 2. I called moey! telephone service for help amd although the person asking to press 0 for English, you wait approx 20mins and a Portuguese person picks up saying that they dont know English. This happened 3 times as I was doubting myself if I presed the i correct buttons. Why even have the possibility to press for English when the service is fully in Portuguese? 3. You realky need to improve with what documents you register for the app. Allowing only Portuguese ID card is incredibly limiting and although I went to great lenghts to be able to regoster, the app then crashes. Incredibly disappointing experience. ### 1/5 — What a Joke *2024-03-04* This app did not work for me and the bank was never able to fix it. Do not recommend, use another bank. **Developer response:** Hi! If the problem you report still persists, contact us by call, email (feedback@moey.pt), WhatsApp or Facebook Messenger so we can help you ### 4/5 — Light mode needs to make its return *2023-09-20, version 4.8.0* Bom banco digital com uma aplicação fácil e prática de utilizar. Simplesmente gostaria de saber quando o light mode volta a aplicação. ### 1/5 — Muito potencial, péssimo serviço de apoio ao cliente *2023-08-03, version 4.7.0* Rezem para nunca precisarem do apoio ao cliente da moey! Do pior que já vi. Não resolvem os problemas, sempre a repetir as mesmas questões\pseudo soluções e nem se dignam a responder ao que o cliente realmente solicitou. Uma vergonha. ### 1/5 — Very buggy app *2023-06-04* The application is very buggy. I’m starting to think that programmer in Portugal are not very good. **Developer response:** Hi! We appreciate your feedback and want you to know that we are always working to improve your experience. To help/solve your problem, please contact us by call, email (feedback@moey.pt), WhatsApp or Facebook Messenger. ### 4/5 — Porque removeram carregamento via cartão? *2023-05-31, version 4.6.0* Gosto bastante da app: 100% digital, mbway etc. Reparei que removeram a opção de adicionar fundos através de cartão, que é a mais cómoda : porque a Removeram? ### 3/5 — Ao banco mínimo *2023-01-28, version 4.4.0* Este uma aplicação . Há muitos coises não consegue fazer tipo depositar de cheque ou notas. ## Frequently asked questions about Moey ### Is Moey safe to use for banking? Moey emphasizes security with features like push notifications for transactions and the ability to instantly cancel or order new cards through the app. The app requires processing of personal data and users should review the provided Privacy Policy before installation. ### What are the costs associated with Moey? The Moey bank account is advertised as having zero costs. There are no added costs or transfer charges for sending, requesting, or splitting bills within the app. ### Can I manage accounts from other banks with Moey? Yes, Moey allows you to manage bank accounts from all your banks within the app. You can make payments, analyze expenses, and create saving goals for all your linked accounts. ### How does Moey help with splitting bills? Moey facilitates bill splitting by allowing you to create groups with friends or flatmates. You can add expenses to these groups and easily split the costs, with notifications for payments received. ### What devices is Moey available on? Based on the provided data, Moey is currently supported on iPhone devices. It is a mobile application designed for smartphone use. ### How often is Moey updated? The latest version of Moey is 5.7.0, which was last updated on March 23, 2026. This indicates a commitment to regular updates and improvements for the application. ### What is the user rating for Moey? Moey has a rating of 3.9 stars from 17 ratings. This suggests a generally positive but mixed user reception. ### Can I withdraw cash using Moey? Yes, you can withdraw money at ATMs in the MULTIBANCO network. You set the withdrawal amount in the app, receive a code, and then use that code at the ATM to get your cash. ## Version history (last 5 releases) ### 5.9.1 — 2026-07-20 Introducing the new Moey Cashback program. Shop with your Moey card at a wide range of partner brands and get some of your cash back. Discover it all in the Moey App. This version comes with performance improvements to make your Moey experience even more awesome! Don't miss out – make sure you always have the latest version of the App. Moey Smartbanking ### 5.9.0 — 2026-07-13 Introducing the new Moey Cashback program. Shop with your Moey card at a wide range of partner brands and get some of your cash back. Discover it all in the Moey App. This version comes with performance improvements to make your Moey experience even more awesome! Don't miss out – make sure you always have the latest version of the App. Moey Smartbanking ### 5.8.2 — 2026-06-08 Introducing the new Moey Cashback program. Shop with your Moey card at a wide range of partner brands and get some of your cash back. Discover it all in the Moey App. This version comes with performance improvements to make your Moey experience even more awesome! Don't miss out – make sure you always have the latest version of the App. Moey Smartbanking ### 5.8.1 — 2026-06-01 Introducing the new Moey Cashback program. Shop with your Moey card at a wide range of partner brands and get some of your cash back. Discover it all in the Moey App. This version comes with performance improvements to make your Moey experience even more awesome! Don't miss out – make sure you always have the latest version of the App. Moey Smartbanking ### 5.7.0 — 2026-03-23 This version of the app is packed with performance boosts and tweaks to make your Moey experience even better! Don't miss out — always keep your app up to date. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*