# Moja mBanka Raiffeisen — Otvorite račun za 15 minuta > Comprehensive mobile banking for individuals and businesses with account management and payment features. (iPhone/iPad app by Raiffeisen banka a.d. Beograd.) - Source: https://appshunter.io/ios/app/moja-mbanka-raiffeisen/id1053503191 (this page in markdown: same URL + `.md`) - Developer: [Raiffeisen banka a.d. Beograd](https://appshunter.io/developer/927840940) - Category: Finance - Price: Free - Rating: 4.80/5 from 2,412 App Store ratings · 145 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 186 MB - Languages: American English - Released: 2015-11-25 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moja-mbanka-raiffeisen/id1053503191/reviews.md ## What is Moja mBanka Raiffeisen? Moja mBanka Raiffeisen – Mobilno bankarstvo bez granica! Moja mBanka Raiffeisen objedinjuje najbolje od mobilnog bankarstva za fizička i pravna lica. Instalirajte aplikaciju, otvorite potpuno besplatno iRačun za 15 minuta iz udobnosti doma i postanite naš klijent. Zakoračite u budućnost bankarstva kao fizičko ili pravno lice. Fizička lica Održavanje iRačuna je 0 dinara, a uz digitalne, fizičke kartice stižu na kućnu adresu. Besplatne prenose u dinarima realizujte za 10 sekundi. Neke od funkcionalnosti: • Push obaveštenja za promene po računima • Logovanje i potvrda plaćanja skeniranjem lica ili otiskom prsta • Inbox za komunikaciju sa bankom • Plaćanje računa skeniranjem QR koda i kreiranje šablona • Kupoprodaja valuta • Privremena blokada kartica i pregled podataka • Automatska kategorizacija troškova u opciji Moje finansije • Podizanje gotovine bez kartice uz QR kod i Mobilni Keš • Plaćanja ka inostranstvu i potvrde priliva • Praćenje ulaganja u investicione i penzijske fondove • Ugovaranje proizvoda u opciji Onlajn ponuda. Poslovni korisnici Moja mBanka Biznis Raiffeisen omogućava malim preduzećima i preduzetnicima da otvore više vrsta računa bez odlaska u banku - dinarski Biznis iRačun, devizni račun za ino prilive, devizni račun za kupovinu deviza i račun bolovanja. Održavanje Biznis iRačuna je besplatno prvih 12 meseci, a platne kartice stižu na odabranu adresu. Neke od funkcionalnosti: • Dinarska plaćanja skeniranjem IPS QR koda • Integracija sa Sistemom elektronskih faktura • Generisanje IPS QR koda za bržu naplatu • Preuzimanje prometa i izvoda • Devizna plaćanja uz preuzimanje SWIFT potvrda • Pravdanje Loro priliva • Podnošenja zahteva i ugovaranje dodatnih usluga Za dodatne informacije: • E-mail: rol.support@raiffeisenbank.rs • Telefon: +381 11 3202100. ******** Moja mBanka Raiffeisen – Mobile banking without limits! Moja mBanka Raiffeisen combines the best of mobile banking for private individuals and legal entities. Install the app, open iRačun free of charge in 15 minutes from the comfort of your home and become our client. Step into the future of banking as an individual user or a legal entity. For individual users The iRačun maintenance fee is 0 dinars and along with the digital, the physical payment cards are sent to the client’s home address. Perform free of charge dinar transfers in 10 seconds. Some of the functionalities: • Push notifications for account movements • Login and payment verification by face scanning or fingerprint recognition • Inbox for communicating with the bank • Bill payment by QR code scanning or creating predefined payments • FX purchase and selling • Temporary card blocking and data overview • Automatic categorization of expenditures in My finance option • Withdrawing cash without cards by using QR codes and the Mobile Cash option • FX international payments and verifications of incoming payments • Monitoring investments into investment and pension funds • Receiving quotes for products via the Online offer option. For business users Raiffeisen Moja mBanka Business enables small enterprises and entrepreneurs to open several types of accounts without visiting the bank – dinar Business iRačun, FX account for incoming international payments, FX account for purchasing foreign currency and sick leave account. Business iRačun maintenance is free of charge in the first 12 months and payment cards are sent to the address of your choice. Some of the functionalities: • Domestic payments by scanning IPS QR code • Integration with the Electronic invoice System • Generating IPS QR codes for faster payment collection • Downloading account turnover and statements • FX payments with SWIFT confirmations • Justifying Loro incoming payments • Submitting requests and contracting additional services through the app For additional information, please contact us: • E-mail: rol.support@raiffeisenbank.rs • Phone No.: +381 11 3202100 ## Key features - Open accounts in 15 minutes - Biometric login - QR code bill payments - Card management - Investment tracking - In-app messaging ## What do users think of Moja mBanka Raiffeisen? Overall sentiment: neutral **Pros** - 👍 Excellent app - 🚀 Fast and reliable - 💡 Great for everyday banking - 👍 Convenient and modern interface **Cons** - 🐛 Frequent crashes and bugs - 🔒 Account blocking issues - 👎 Deteriorating service quality - 👎 User-unfriendly design - 🐛 Unreliable app functionality **Commonly reported bugs** - Notification issues on iPhone XR - Crashes after updates - Login problems on iPhone 7 - Unable to register without Serbian phone number - Issues with IPS QR code scanning on newer iPhones **Most requested features** - Dark mode option - Widget support - Ability to change PIN code directly in the app - Display card details in the app - Import IPS QR codes from gallery ## Recent user reviews (10 of 145) All indexed reviews: https://appshunter.io/ios/app/moja-mbanka-raiffeisen/id1053503191/reviews.md ### 3/5 — Previous App was better *2026-08-09, version 44.0.3* Whole, new, setup is worse and less user friendly. Unable to install it on some older models of iPhones. ### 5/5 — Mrs *2026-05-21, version 43.0.4* I really enjoyed using this application years from now. The really advantage is that I can you one application for business and personal use. ### 1/5 — Preporka ne radi *2026-05-20, version 43.0.4* Prazna strana kad se udje da se preporuci banka prijateljima. Presmesno. ### 1/5 — Consistently poor experience *2026-05-14, version 43.0.3* subpar to any modern banking app ### 1/5 — Neupotrebljivo na starijim telefonima *2026-05-10, version 41.0.1* Aplikacija je savršeno funkcionisala dok nije uvedena nova verzija koja zahteva iOS 16… ### 5/5 — Bojan *2026-05-08, version 43.0.3* Preporodio sam se kako sam prešao u Raiffeisen! ### 1/5 — Латиница само *2026-01-05, version 42.0.0* Свугде иде ? уместо ћирилице или #123&; ### 1/5 — Useless just like the bank *2025-12-26, version 42.0.0* Worst app ever ever ever. Works about 5% of the time, the other 95% it blocks you off and then you need to go to the office to unblock it because for some reason there is no way to recover the account otherwise not even if you actually have a serbian phone number available. Makes it impossible to manage the account from abroad which in turn makes this app and the bank USELESS! ### 5/5 — Aplikacija *2025-12-16, version 42.0.0* Odlična aplikacija ### 5/5 — Top aplikacija za svakodnevno korišćenje *2025-12-14, version 42.0.0* Aplikacija radi brzo i pouzdano, interfejs je jasan i moderan. Sve osnovne funkcije su lako dostupne, a plaćanja se obavljaju bez problema. Moglo bi malo više opcija za personalizaciju, ali generalno — odlična aplikacija za svakodnevno bankarstvo. ## Frequently asked questions about Moja mBanka Raiffeisen ### What can I do with the Moja mBanka Raiffeisen app? The app allows you to manage your bank accounts, make instant dinar transfers, pay bills by scanning QR codes, perform foreign currency transactions, and monitor your investments. It also offers features like biometric login, temporary card blocking, and an inbox for communication with the bank. ### How can I open an account with this app? You can open a fully free iRačun in just 15 minutes directly from the comfort of your home through the app. This process is available for both individual and legal entities. ### Is the app free to use? Yes, the app is free to download and use. For individual users, the iRačun maintenance is also 0 dinars. For business users, Biznis iRačun maintenance is free for the first 12 months. ### What security features does the app offer? The app provides advanced security features, including login and payment confirmation using face scanning or fingerprint recognition. You can also temporarily block your cards directly through the app for added security. ### Can I use this app for business banking? Yes, the app offers a dedicated section for business users, Moja mBanka Biznis Raiffeisen. This allows small businesses and entrepreneurs to open various types of accounts, manage dinar and foreign currency payments, integrate with the e-invoicing system, and generate QR codes for faster collection. ## Version history (last 5 releases) ### 44.0.4 — 2026-08-17 • Manja tehnička unapređenja. ------------------------------ • Minor technical improvements. ### 44.0.3 — 2026-07-23 Moja mBanka aplikacija za stanovništvo: • Putno zdravstveno osiguranje • Novi izgled Profila • Novi Raiffeisen GOLD ALTERNATIVE fond Moja mBanka aplikacija za biznis korisnike: • Izveštaji sa ekonomskim i tržišnim kretanjima • Unapređena Profil sekcija sa opcijom za izmenu imejl adrese firme • Novi izveštaj o potrošnji po karticama • Dodatna unapređenja ------------------------------ Moja mBanka app for Private individuals: • Travel Health Insurance • Redesigned Profile Section • New Raiffeisen GOLD ALTERNATIVE Fund Moja mBanka app for business users: • Reports on economic and market trends • Enhanced Profile section with the option to update the company's email address • New Card Spending Report • Additional improvements ### 43.0.4 — 2026-05-14 Moja mBanka aplikacija za stanovništvo i biznis korisnike: • Manje tehničke ispravke i poboljšanja stabilnosti sistema ------------------------------ Moja mBanka app for Private individuals and for business users: • Minor technical fixes and stability improvements ### 43.0.3 — 2026-04-15 Moja mBanka aplikacija za stanovništvo: • Novi izgled početne strane • Kopiranje računa platioca • Ostala unapređenja i ispravke za bolje korisničko iskustvo Moja mBanka aplikacija za biznis korisnike: • Ekrani "Novo u aplikaciji" • Nova ponuda: Penzioni fond za zaposlene • Kopiranje računa platioca • Druga unapređenja i ispravke Moja mBanka app for Private individuals: • New look of the homepage • Copy payer account number • Other improvements and bug fixes for a better user experience Moja mBanka app for business users: • "What's New" screens • New offer: Pension fund for employees • Copy payer account number • Other improvements and bug fixes ### 42.0.1 — 2026-01-19 Manja unapređenja i ispravke radi boljeg korisničkog iskustva. --------------------------------- Minor enhancements and corrections for a better user experience. ## Apps similar to Moja mBanka Raiffeisen | App | Rating | Price | Category | | --- | --- | --- | --- | | [OTP m-bank](https://appshunter.io/ios/app/otp-m-bank/id803935073) | 4.8 (1,889) | Free | Finance | | [Raiffeisen Mobile Banking](https://appshunter.io/ios/app/raiffeisen-mobile-banking/id1486334843) | 4.8 (1,038) | Free | Finance | | [mBanking](https://appshunter.io/ios/app/mbanking/id453429989) | 4.8 (4,092) | Free | Finance | | [Uzmi račun i pobedi](https://appshunter.io/ios/app/uzmi-racun-i-pobedi/id6444217874) | 3.1 (7) | Free | Finance | | [Yettel Bank](https://appshunter.io/ios/app/yettel-bank/id6449728099) | 4.6 (945) | Free | Finance | | [Banca Intesa Mobi](https://appshunter.io/ios/app/banca-intesa-mobi/id1542669777) | 4.3 (951) | Free | Finance | ## More apps by Raiffeisen banka a.d. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*