# Moka United VPOS — Get Payments Without POS

> Virtual POS and payment link solution for easy online and in-person collections. (iPhone/iPad app by MOKA ODEME VE ELEKTRONIK PARA KURULUSU A.S..)

- Source: https://appshunter.io/ios/app/moka-united-vpos/id6473651842 (this page in markdown: same URL + `.md`)
- Developer: [MOKA ODEME VE ELEKTRONIK PARA KURULUSU A.S.](https://appshunter.io/developer/915833784)
- Category: Finance, Business
- Price: Free
- Age rating: 17+
- Requires: iOS 15.6 · 44 MB
- Languages: American English
- Released: 2023-12-22
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moka-united-vpos/id6473651842/reviews.md

## What is Moka United VPOS?

Moka United VPOS application offers payment solutions for SMEs, individual users and marketplaces. Thanks to the Moka United Virtual POS app, you can receive online payments quickly, easily and reliably whenever and wherever you want, without the need for a POS device.

With the payment by credit card and payment by link options in the Moka United VPOS, you can make your collections without the need to purchase a separate POS device from each bank.

In Moka United VPOS application:

•	With the Payment by Link option, you can send a payment link to your customers and easily receive your payments with a single click.
•	With Payment by Card option, you can enter the credit or debit card information of your customers and dealers and make payments safely with 3D secure approval.
•	You can follow your successful, unsuccessful and pending transactions from the transactions menu.
•	You can see all commission rates of different banks from the rates menu.

How Does Payment by Link Work?
With Payment by Link in Moka United VPOS, you can receive your payments safely and quickly, whether for face-to-face sales or online sales.

1- Information on the amount to be sent by customers is entered in the Amount section.
2- If 3D Secure is active, after the transaction is completed, you will be directed to the payment page on the bank screen.
3- The link to the payment page will be sent to the address you enter in the section containing the customer's phone number and e-mail address.
4- Your customer completes his payment safely by entering his card information on the payment page opened in the link.


How Does Payment by Card Work?
Thanks to Payment by Card, you can collect your payments with a single click, with a wide range of installment options, whenever and wherever you want.
1- Enter the amount to be withdrawn from the credit card and select the Currency Code and foreign currency type.
2- The number of installments is selected in Number of Installments section.
3- With the Commission Exclusion option, you can choose who will pay the commission.
4- After entering the card information, payment is received via virtual POS by pressing the Payment Received button, without the need for a POS device.

About Moka United:
Moka United Payment Services and Electronic Money Institution is a financial technology company operating under Türkiye İş Bankası and OYAK. It simplifies your financial needs through innovative payment solutions.

You can collect your payments with the assurance of İş Bank and Moka United with VPOS, Link Payment Receiving, Marketplace Solutions, Wallet Solutions and Dealer Collection Solutions.

## Key features

- Virtual POS functionality
- Payment by Link option
- Payment by Card option
- Transaction tracking
- Commission rate comparison
- 3D Secure approval

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/moka-united-vpos/id6473651842/reviews.md

### 1/5 — Dikkat edin paranızı gasp ediyorlar. Yapılan işlemi 180 gün sonra ödüyorlar.

*2025-05-07, version 1.2.1*

Kesinlikle dolandırıcılık. Paranıza el koyuyorlar. Yapılan işlemi 180 gün sonra ödüyorlar.  Hangi firmayla çalışırsanız çalışın ama Moka’dan uzak durun.

### 4/5 — İki öneri;

*2025-01-15, version 1.2.0*

Gayet pratik uygulama, ancak uygulamaya telefonu tanımladıktan sonra şifresiz/hızlı giriş yapılabilir. Bir de telefonların çoğunda nfc özelliği var. Temassız okumayla/karekod okutmayla tahsilat yapılabilmeli.

### 5/5 — Harika bir uygulama

*2024-04-26, version 1.0*

İşimi çok kolaylaştırdı! Özellikle zamanı değerli olanlar için çok işe yarayacak bir uygulama olmuş. Elinize sağlık.

### 5/5 — Başarılı

*2024-01-05, version 1.0*

Çok pratik kullanım maximum zaman kazanımı tebrikler

### 5/5 — Güzel

*2024-01-05, version 1.0*

Beklenilen uygulama sonunda çıktı birde temassız ödeme alma şansımız olursa harika olacak.

## Frequently asked questions about Moka United VPOS

### How does Moka United VPOS handle security for payments?

Moka United VPOS utilizes 3D Secure approval for credit and debit card payments, ensuring a secure transaction process. This verification step adds an extra layer of protection for both the merchant and the customer.

### What are the main ways to receive payments with Moka United VPOS?

You can receive payments through two primary methods: 'Payment by Link', where you send a payment link to your customer, and 'Payment by Card', where you can enter customer card details directly for processing.

### Can I track my payment transactions with Moka United VPOS?

Yes, the application features a dedicated transactions menu where you can monitor successful, unsuccessful, and pending transactions. This allows for easy oversight of your payment activity.

### Does Moka United VPOS allow for installment payments?

Yes, the 'Payment by Card' feature supports a wide range of installment options for credit card payments. You can select the number of installments when processing a transaction.

### How can I compare different bank commission rates using Moka United VPOS?

The app includes a 'Rates' menu that displays all commission rates from different banks. This feature helps you make informed decisions about payment processing costs.

### Is Moka United VPOS available on all devices?

Moka United VPOS is currently supported on iPhone, iPad, and iPod devices. Compatibility with other platforms may be considered in future updates.

### How often is Moka United VPOS updated?

The application was last updated on January 28, 2026, indicating ongoing development and support. Users can expect regular updates to enhance functionality and security.

### What is the age rating for Moka United VPOS?

Moka United VPOS has an age rating of 17+, suggesting it is intended for mature users due to its financial transaction capabilities.

## Version history (last 5 releases)

### 2.0.6 — 2026-01-28

Security and performance improvements.

### 2.0.4 — 2025-11-10

System improvements have been made.

### 2.0.2 — 2025-09-25

We continue to enhance the Moka United VPOS app for you! In this release:

• You can now complete identity verification directly within the app and start accepting payments right away.
• Performance improvements have been made.

Update the app now to experience the new features!

### 2.0.1 — 2025-07-28

Performance improvements implemented.

### 2.0.0 — 2025-06-03

• Identity Verification Feature Released: The new Identity Verification module allows users to complete all verification steps directly within the mobile app.
• General improvements implemented.

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## Related topics

[moka united vpos](https://appshunter.io/ios/topics/moka-united-vpos) · [unit pos](https://appshunter.io/ios/topics/unit-pos) · [moka](https://appshunter.io/ios/topics/moka) · [ndi hx](https://appshunter.io/ios/topics/ndi-hx)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*