# MOLIM

> Saudi Credit Bureau personal credit report and score management tool. (iPhone/iPad app by Simah.)

- Source: https://appshunter.io/ios/app/molim/id919072738 (this page in markdown: same URL + `.md`)
- Developer: [Simah](https://appshunter.io/developer/919072737)
- Category: Finance
- Price: Free
- Rating: 4.20/5 from 971 App Store ratings · 137 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 121 MB
- Languages: American English, Arabic
- Released: 2014-11-18
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/molim/id919072738/reviews.md

## What is MOLIM?

MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company

MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements,
your payment track record etc.

MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit.
MOLIM is Information for a better quality of life

## Key features

- Detailed credit history summary
- Loan and mortgage tracking
- Credit card and overdraft monitoring
- Payment track record analysis
- Credit health awareness
- Informed financial decision-making

## What do users think of MOLIM?

Overall sentiment: negative

**Pros**

- 👍 Helpful app
- 👍 Easy to use
- 👍 Comprehensive report

**Cons**

- 💰 Expensive subscription
- 🔒 Lack of privacy/security
- 🐛 Frequent crashes
- 🔍 Unclear credit scoring system
- 🤖 Poor customer support

**Commonly reported bugs**

- Login issues
- Subscription renewal problems
- Incompatibility with newer devices

**Most requested features**

- Free annual credit report
- More transparency on credit data usage
- Integration with other payment methods (e.g., Apple Pay)

## Recent user reviews (10 of 137)

All indexed reviews: https://appshunter.io/ios/app/molim/id919072738/reviews.md

### 5/5 — Thanks

*2026-06-15*

Thanks

### 1/5 — الحذر لا انصح بالاشتراك مطلقا

*2026-03-26, version 11.0*

الحذر من المنصة لتفعيلها التجديد التلقائي للاشتراكات وعند طلب الالغاء لا تسترجع الرسوم. تم محاولة التواصل مع المشرفة لكن خدمة عملاء سيئة جدا.

### 5/5 — رائع ومفيد

*2026-03-14, version 11.0*

برنامج رائع ومفيد جداً لمعرفه وضعك المالي والائتماني لدى البنوك

### 2/5 — System issues

*2026-02-22, version 10.9*

Very bad

### 1/5 — مافي دفع مختصر

*2026-01-11, version 10.5*

أنتم باقي الجاهلية الأولى بخصوص طرق الدفع

### 1/5 — Updating status

*2025-12-22, version 10.5*

Terrible in updating status and numbers… it could last for months not updated

### 1/5 — Useless app

*2025-11-30, version 10.3*

There is no check and balance on how any institute can run your credit score without your authorization. No one is there to help you, any dispute is automatically closed saying that you need to report it to SIMAH. Some of the data has incorrect logic (waiting for it to get fixed for a year now). So until the support gets real this is a useless app on your phone.

### 1/5 — Annoying marketing

*2025-11-13, version 10.1*

Keep sending random push notifications that are not related to my credit score. National occasions, system updates, advertisements. Everything except what I want to use it for: alert about my credit score. As a national service I don’t see how such an important service be so carelessly handled.

### 1/5 — نظام ظالم في حق المواطن

*2025-11-05, version 10.0*

يحفظ حق الشركات ولا يحفظ حق المواطن عند اي خطأ يكون من طرف الشركة وتم مراسلتهم دون جدوى ، لدي سؤال للقائمين وخاصة مطور التطبيق حيث يوصله هذا التعليق ، بإذن الله الدنيا تدور عليكم وتحسون بطعم المر والظلم لكي تفهموا المعاناة الحقيقية.

### 1/5 — انتبهوا من خاصية التجديد التلقائي

*2025-10-26, version 10.0*

خصموا مني مبلغ ٤٠ ريال بسبب خاصية التجديد التلقائي للباقة مع اني متأكد ١٠٠٪؜ اني طفيته. ولا فيه فايدة من التقرير الائتماني ما تستفيد منه شي

## Frequently asked questions about MOLIM

### What does MOLIM do?

MOLIM provides a detailed summary of your personal credit history, including information on loans, mortgages, credit cards, and overdrafts. It allows you to view your payment track record and understand your overall credit health.

### What are the key features of MOLIM?

Key features include a comprehensive credit report, your latest credit score, and a detailed breakdown of your financial obligations and payment history. This information helps you manage your credit status effectively.

### Is MOLIM free to use?

Based on the provided information, MOLIM is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is MOLIM for?

This app is designed for individuals who want to be aware of their credit status and make informed decisions about their finances. It's particularly useful for those planning to apply for new credit.

### How can MOLIM help improve my credit status?

By providing a clear overview of your credit history and payment behavior, MOLIM helps you identify areas for improvement. Understanding your current credit health allows you to make better financial decisions and take steps to enhance your creditworthiness before applying for credit.

## Version history (last 5 releases)

### 11.4 — 2026-08-26

- Credit Score Simulator - Test how different financial moves can impact your credit score.
- SMART Dashboard - view all your credit obligations easily  in one place.
- BNPL 360 – View all your Buy Now, Pay Later commitments in one place.
- User Experience enhancements.

### 11.3 — 2026-08-08

- Credit Score Simulator - Test how different financial moves can impact your credit score.
- SMART Dashboard - view all your credit obligations easily  in one place.
- BNPL 360 – View all your Buy Now, Pay Later commitments in one place.
- User Experience enhancements.

### 11.2 — 2026-08-07

- Credit Score Simulator - Test how different financial moves can impact your credit score.
- SMART Dashboard - view all your credit obligations easily  in one place.
- BNPL 360 – View all your Buy Now, Pay Later commitments in one place.
- User Experience enhancements.

### 11.0 — 2026-02-25

Bug fixes and Performance improvements.

### 10.9 — 2026-02-19

Bug fixes and Performance improvements.

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## More apps by Simah

- [SIMAH Token](https://appshunter.io/ios/app/simah-token/id1486805899)

All apps by Simah: https://appshunter.io/developer/919072737

## Related topics

[simah](https://appshunter.io/ios/topics/simah) · [emkan finance](https://appshunter.io/ios/topics/emkan-finance) · [al etihad credit bureau](https://appshunter.io/ios/topics/al-etihad-credit-bureau)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*