# MOMBO- A Digital SACCO — Save, Earn, Borrow and Invest > Digital savings and credit cooperative for saving, borrowing, and investing. (iPhone/iPad app by Mombo Investments Ltd.) - Source: https://appshunter.io/ios/app/mombo-a-digital-sacco/id6463207562 (this page in markdown: same URL + `.md`) - Developer: [Mombo Investments Ltd](https://appshunter.io/developer/1213747909) - Category: Finance - Price: Free - Rating: 5.00/5 from 13 App Store ratings - Age rating: 17+ - Requires: iOS 13.0 · 99 MB - Languages: American English - Released: 2023-09-04 - Data updated: 2026-08-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mombo-a-digital-sacco/id6463207562/reviews.md ## What is MOMBO? Mombo Sacco, Kenya's award-winning digital savings and credit cooperative, welcomes you. Our goal is to make saving easy, fun, and profitable for members. Mombo Sacco enables you to reach your financial goals with distinctive benefits. Why should you save with us? 1. Convenience Mombo Sacco allows mobile account opening in under 10 minutes. Our simple app lets you save money right now. 2. Transparency Mobile devices allow access to account information and terms and conditions. We believe in transparency and will show you your savings. 3. Competitive Profit Rates Mombo Sacco offers the best-fixed savings returns. Attractive profit rates let your money grow faster. 4. Flexibility Select a savings account that fits your financial situation and ambitions. Beginner or experienced investor, we have an account for you. 5. Insurance Kenya's biggest insurer protects Mombo Sacco savings 100%. Your money is safe, giving you peace of mind. 6. Financial Literacy Financial education resources are available through our Mombo app. Stadi, our AI assistant, can help you make smart financial decisions. 7. Reasonable Loan Options As a member of Mombo Sacco, you have access to affordable loan options. Receive 50% interest discounts for each loan installment settled early. It is all about securing a financially stable future through savings. Flexible Saving Accounts Members can pick from five flexible savings accounts. Each account allows regular savings based on aptitude and financial goals. These accounts earn a decent monthly interest that can be withdrawn annually. Members also get reasonable loans and free savings protection from Britam Insurance. Members can only have one account at a time. • Bronze: Minimum monthly savings of Ksh 500, 4% annual profit. • Silver: Minimum monthly savings of Ksh 2,500, annual profit rate of 4.5%. • Gold: Minimum monthly savings of Ksh 5,000 and annual 5% profit rate. • Platinum: Minimum monthly savings of Ksh 10,000, 6% annual profit. • Emerald: Minimum monthly savings of Ksh 30,000, 8% annual profit rate. Corporate/Chama/Group Saving accounts Corporates, Chamas, and groups can open five Mombo Sacco group savings accounts. These accounts offer consistent savings, substantial monthly returns, and development loan capabilities. The monthly returns can be withdrawn annually. Members can only have one account at a time. Stawi: Minimum monthly savings of Ksh 10,000 with 4% annual earnings. Shaba: Minimum monthly savings of Ksh 30,000, 6% annual earnings. Fedha: Minimum monthly savings of Ksh 50,000 with 7% annual profit. Dhahabu: Minimum monthly savings of Ksh 100,000 with 8% annual profit. Sumaridi: Minimum monthly savings of Ksh 300,000 with 9% annual earnings. Goal Savings Accounts Individual and group Mombo Sacco members can use Goal Savings Accounts. These accounts offer good rewards and allow fixed-term savings. Sprint and Marathon Goal Accounts help you reach your financial goals quickly and resiliently. Profits are given every three months. Benefits: Goal-based Savings: Members can set and track progress towards various objectives within their main goal account. Easy Fund Transfer: Members can transfer funds between goal accounts without affecting the primary balance, allowing them flexibility and control over savings. Sprint Goal Account offers a competitive interest rate of 6%, allowing customers to make returns on short-term savings. The Marathon Goal Account maximizes growth with a 10% long-term savings interest rate. The Short-Term Goal Account offers flexible redemption within 48 hours for immediate access to funds. Long-Term Goal Accounts encourage disciplined savings and higher returns by locking assets for a set term. Personalised Financial Planning: Set savings goals, track progress, and receive coaching to achieve goals. Join Mombo Sacco today for easy, profitable, and secure savings. Start your financial freedom path with a reliable cooperative society that prioritizes you. ## Key features - Mobile account opening - Transparent account information - Competitive profit rates - Flexible savings accounts - Financial literacy resources - Affordable loan options - Savings protection ## Frequently asked questions about MOMBO ### How do I open an account with MOMBO? You can open a mobile account with MOMBO in under 10 minutes directly through the app. The process is designed to be simple and convenient for all members. ### What are the profit rates for savings accounts? MOMBO offers competitive annual profit rates that vary by account type. For example, the Bronze account offers 4% annual profit, while the Emerald account offers 8%. ### Can I get loans through MOMBO? Yes, as a member of MOMBO, you have access to affordable loan options. You can also receive a 50% interest discount for each loan installment settled early. ### Is my money safe with MOMBO? MOMBO Sacco savings are protected 100% by Britam Insurance, Kenya's largest insurer, providing peace of mind for your investments. ### Does MOMBO offer financial education? Yes, MOMBO provides financial education resources through its app. Stadi, an AI assistant, is available to help members make smart financial decisions. ### What devices are supported by MOMBO? MOMBO is available on iPhone, iPad, and iPod devices, allowing access for a wide range of Apple users. ### How often is MOMBO updated? The app was last updated on 2026-04-18 with version 2.0.41 (201), indicating regular maintenance and feature enhancements. ### What is the age rating for MOMBO? MOMBO has an age rating of 17+, suggesting it is intended for mature users who can understand financial concepts. ## Version history (last 5 releases) ### 2.0.52 (212) — 2026-08-17 App optimisation and security patches ### 2.0.51 (211) — 2026-07-23 Goals/wallet UI/UX updates ### 2.0.47 (207) — 2026-07-03 Goal and wallet UI updates ### 2.0.41 (201) — 2026-04-18 Secuirty patches ### 2.0.35 (195) — 2026-03-11 Performance optimisation and bug fixes ## Apps similar to MOMBO | App | Rating | Price | Category | | --- | --- | --- | --- | | [Timiza](https://appshunter.io/ios/app/timiza/id1579638825) | 5.0 (1) | Free | Finance | | [Absa Kenya](https://appshunter.io/ios/app/absa-kenya/id1494871728) | 2.1 (13) | Free | Finance | | [Equity Mobile](https://appshunter.io/ios/app/equity-mobile/id1569017982) | 4.8 (6,217) | Free | Finance | | [Delta by etoro](https://appshunter.io/ios/app/delta-by-etoro/id1288676542) | 4.7 (11,366) | Free | Finance | | [Fingo Africa - Digital Banking](https://appshunter.io/ios/app/fingo-africa-digital-banking/id1533251244) | 4.6 (9) | Free | Finance | | [LittlePesa MFI Loaning App](https://appshunter.io/ios/app/littlepesa-mfi-loaning-app/id1451198878) | 4.0 (1) | Free | Finance | ## More apps by Mombo Investments Ltd - [MOMBO - Your Digital Sacco](https://appshunter.io/ios/app/mombo-your-digital-sacco/id6444580869) All apps by Mombo Investments Ltd: https://appshunter.io/developer/1213747909 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*