# MoMo App — Your Ultimate Financial App

> All-in-one financial app for managing accounts, payments, transfers, and loans. (iPhone/iPad app by MTN FINTECH(PTY) LTD.)

- Source: https://appshunter.io/ios/app/momo-app/id6532622230 (this page in markdown: same URL + `.md`)
- Developer: [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.50/5 from 1,211 App Store ratings · 203 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.0 · 114 MB
- Languages: American English
- Released: 2024-08-02
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/momo-app/id6532622230/reviews.md

## What is MoMo App?

Send and receive money locally and internationally effortlessly with MoMo.

Manage your money anytime, anywhere with the new MoMo App. Send money, make payments, and access financial services securely and conveniently — all in one place.

Features:
• Send and receive money locally and internationally
• Pay bills quickly and securely
• Deposit and CashOut with ease
• Scan and pay with QR codes
• Shop online safely with a virtual card
• Access loans and advances when you need them
• Grow your money with savings and investment options
• Buy airtime and data instantly
• Buy tickets for events and services
• Secure biometric login for fast access

Take control of your finances with a secure, easy, and fast experience.

## Key features

- All financial needs in one place
- Secure biometric login
- Send and receive money
- Instant bill payments
- Access loans and advances
- Virtual card for online shopping
- Scan and pay with QR codes

## What do users think of MoMo App?

Overall sentiment: negative

**Pros**

- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface

**Cons**

- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience

**Commonly reported bugs**

- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM

**Most requested features**

- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance

## Recent user reviews (10 of 203)

All indexed reviews: https://appshunter.io/ios/app/momo-app/id6532622230/reviews.md

### 5/5 — Nice

*2026-08-17, version 3.3.3*

I love the app

### 1/5 — Not working

*2026-08-16, version 3.3.3*

This new app is not working on my phone if I put my number it says invalid number 🤦🏻‍♂️

### 5/5 — MoMo

*2026-08-06, version 3.3.3*

I can’t open mine

### 4/5 — Great App, but It Could Use a Few Tweaks

*2026-07-18, version 3.3.3*

I’ve really been enjoying the new MoMo app. The interface is clean, modern, and much easier to use than the previous version. Overall, it’s a significant improvement.

However, I’ve been experiencing an authentication issue. Almost every time I need to verify using an OTP, the app takes me out of the authentication flow, forcing me to start the process again. I end up having to authenticate twice before it finally works which could be frustrating.

### 2/5 — I have to login twice every time

*2026-07-13, version 3.3.3*

With biometric login, immediately I log in, I’m logged back out that very same second and have to login again. It’s frustrating.

### 5/5 — Retour d’expérience

*2026-07-04*

Votre nouvelle mise à jour est très réussie. L’application est plus moderne, plus fluide et visuellement plus agréable à utiliser.

En revanche, je trouve qu’elle est un peu moins intuitive, surtout pour les personnes qui ne sont pas habituées à ce type d’application. Il y a beaucoup d’options, ce qui peut rendre la prise en main un peu plus compliquée.

J’ai aussi remarqué qu’il n’est plus possible de retrouver facilement les frais de retrait. Sur l’ancienne version de l’application, on pouvait consulter directement les tarifs en fonction du montant à retirer. Dans la nouvelle version, je n’arrive plus à trouver cette information, alors qu’elle est pourtant très utile pour les utilisateurs.

En résumé, la mise à jour apporte une meilleure fluidité et un design plus moderne, mais il serait appréciable de rendre l’application plus intuitive et de réintégrer l’affichage clair des frais de retrait, comme c’était le cas dans l’ancienne version.

### 2/5 — Lanelady

*2026-07-01, version 3.3.3*

The APP has stopped working on my iPhone 7!
Although I have a working internet the APP is frozen asking me to check my internet!!!

### 1/5 — Lags

*2026-07-01, version 3.3.3*

Needs update because there are a lot of lags or bugs

### 1/5 — Sign In Issue

*2026-06-30, version 3.3.3*

Awful experience.. Everytime you sign in to make a transaction, you immediately get signed out. it’s been like this for weeks. you end up wasting so much time. makes me wonder what the purpose of this app is if you can’t use it.

### 5/5 — can’t buy airtime since recent update

*2026-06-12, version 3.3.3*

Since updating 3 days ago, buying airtime is timing out.

## Frequently asked questions about MoMo App

### What does the MoMo App do?

The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.

### What are the key features of the MoMo App?

Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

### Is the MoMo App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

### Which countries is the MoMo App available in?

The MoMo App is currently available for download in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, and Benin.

### How can I use the MoMo App for online shopping?

The app allows you to activate a virtual card, which can be used for secure online shopping. This provides an added layer of security when making purchases on e-commerce platforms.

## Version history (last 5 releases)

### 3.3.3 — 2026-06-08

• New loan, savings, and investment products
• New in-app notifications for greater convenience
• Virtual Card renewal and replacement capabilities
• Improvements to transfers, payments, airtime, and added new bundles
• Performance improvements and bug fixes

Update now for the latest experience.

### 3.2.7 — 2026-04-29

We’ve made several app enhancements and fixed bugs to improve performance, stability, and overall user experience.

### 3.1.6 — 2026-03-31

Bugfix and speed Optimization

### 2.10.6 — 2026-02-04

Bug Fix

### 2.9.4 — 2025-12-12

Virtual Card, Bug Fixes and Optimisations

## Apps similar to MoMo App

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MoMo PSB](https://appshunter.io/ios/app/momo-psb/id6466779764) | 4.5 (4,786) | Free | Finance |
| [Moniepoint Personal Banking](https://appshunter.io/ios/app/moniepoint-personal-banking/id6452756675) | 4.6 (30,375) | Free | Finance |
| [Accrue: Send. Spend. Sell.](https://appshunter.io/ios/app/accrue-send-spend-sell/id1604973055) | 4.6 (1,569) | Free | Finance |
| [CalBank App](https://appshunter.io/ios/app/calbank-app/id1503346047) | 3.4 (162) | Free | Finance |
| [GhanaPay Customer](https://appshunter.io/ios/app/ghanapay-customer/id1619527051) | 3.2 (74) | Free | Finance |
| [MTN MoMo](https://appshunter.io/ios/app/mtn-momo/id1474080783) | 3.1 (572) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*