# MoMo PSB — Better than cash.

> Mobile financial services app for sending money, buying airtime, and paying bills. (iPhone/iPad app by MTN Nigeria.)

- Source: https://appshunter.io/ios/app/momo-psb/id6466779764 (this page in markdown: same URL + `.md`)
- Developer: [MTN Nigeria](https://appshunter.io/developer/1570860100)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 4,786 App Store ratings · 240 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 101 MB
- Languages: American English
- Released: 2024-01-25
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/momo-psb/id6466779764/reviews.md

## What is MoMo PSB?

Welcome to MoMo- the app that helps you do more every day.
 
MoMo isn’t just another payment app. It’s your all-in-one lifestyle partner, built to keep up with the way you live — whether you’re working, studying, or simply enjoying life. 

From paying bills to sending money, ordering food, and everything in between, MoMo keeps your day moving so you can focus on what truly matters.

Join a thriving community of over 18 million people already doing more every day!
Why Bank with MoMo?

There’s something for everyone
MoMo is built for everyone! Whether you’re in the city with a smartphone or a using a feature phone anywhere else, MoMo meets you where you are with both app and USSD (*671#) banking options.
Open an Account for FREE
Signing up to MoMo is easy. All you need is your NIN and you’re up and running with an account that gives you rewards daily.
Kickstart Your Journey Without Stress
When you signup to MoMo, you’re not just left to figure things out on your own. We walk you through every step with simple nudges and quick How-Tos, so you feel at home from day one. 

- Get a Card that Fits Your Lifestyle
Shop online, pay in-store or manage business expenses with MoMo prepaid cards. Load only what you need and keep overspending in check. Get doorstep delivery in 2-3 working days or pick up from any MTN connect store near you.

- Send Money, Near or Far
Whether it’s sending money to a friend across town or sending support to loved ones abroad, MoMo makes it simple, secure and instant. Because distance shouldn’t get in the way of care.
- Stay on Top of Your Bills
Pay your Electricity bill and Cable TV subscription at no extra charges. MoMo helps you stay on top of you bills so you’re never late or disconnected. Get Daily cashbacks. No days off! Enjoy 2% cashback every time you buy airtime or data. It’s our little way of helping you keep more money in your account.

- Access all your favorite apps in one place
Why switch between apps when MoMo brings it all together? Hungry? Craving a win? Planning your next getaway? With MoMo, all your favorite apps are right here; Chowdeck, Mr Wins, iLOT Bet, Travel Wings and lots more- all in one app!

Get Support whenever you need it
Questions? Complaints? We’ve got you. Whether it’s day or night, our support team is always available to give you the help you need, no matter how late.
Bank with Confidence
MoMo is Licensed by the CBN and your deposits are Insured by NDIC. This means your money is safe and your transactions are protected, and you can bank with peace of mind knowing we’ll always be here- today, tomorrow, and beyond.

Brought to You by MTN
MoMo PSB is a subsidiary of MTN, Africa’s leading Telecoms provider. This means a track record of success and staying power!


Join millions of people already doing more with MoMo, Download the App Now!

## Key features

- Send and receive money
- Buy airtime and data
- Pay bills
- Real-time account balances
- Self PIN reset
- Push notifications

## What do users think of MoMo PSB?

Overall sentiment: mixed

**Pros**

- 🚀 Fast and reliable transfers
- 👍 Easy to use and navigate
- 💯 Convenient transactions
- 🔒 Secure platform

**Cons**

- 🐛 Login and password issues
- ⏱️ Slow and frustrating performance
- 💰 Excessive fees and deductions
- 🤖 Poor customer service

**Commonly reported bugs**

- Forced app closures
- Inconsistent login behavior
- Delayed fund transfers

**Most requested features**

- Improved international transfer capabilities
- Data balance checking feature
- Seamless biometric login

## Recent user reviews (10 of 240)

All indexed reviews: https://appshunter.io/ios/app/momo-psb/id6466779764/reviews.md

### 2/5 — Creating account

*2026-08-26, version 2.0.2*

Why can’t we open a new account anymore

### 5/5 — I want to create a new account but I can’t find where to it’s just telling me to login

*2026-08-22, version 2.0.2*

New account

### 1/5 — Alimat

*2026-08-22, version 2.0.2*

I don’t know why they blocked my account. It a bad app if you can’t unblock my account refund my money back please I have tried everything please return my money oooo I regret putting my money

### 1/5 — Login problem everytime

*2026-08-22, version 2.0.2*

It’s time I stop using this app. I don’t want to wake up one day and find out I can’t login or access my money. The login is just a mess

### 1/5 — App not opening

*2026-08-18, version 2.0.2*

I don’t know why you guys would launch app that won’t open

### 2/5 — Not able to sign up

*2026-08-15, version 2.0.2*

My friend downloaded the app and wasn’t able to create an account, why? The Previous update had an option to create account

### 2/5 — Electricity

*2026-08-14, version 2.0.2*

I don’t know why I can’t pay my electricity, on the review I saw electricity bill but in the app I can’t find it

### 2/5 — V

*2026-08-14, version 2.0.2*

I forgot my password and I did forgotten password it is not working

### 1/5 — Worsted and worthless bank

*2026-08-12, version 2.0.2*

There is no single good thing about this app, this the most worthless bank I ever seen, it’s a shame that MTN can’t even create a standard bank.
The app so slow
Bad customer care 
Transaction fraud 
Bad security 
And many more.
I transfer money to OPay, the money is no where to be found, this the second time this is happening. 
I wish there is a way I can give you no star.

### 1/5 — Bugs

*2026-08-12, version 2.0.2*

Bugs are much, logging in my account is always giving me issues please fix your bugs

## Frequently asked questions about MoMo PSB

### What can I do with the MoMo PSB App?

The app allows you to send and receive money, buy airtime and data bundles, and pay bills. You can also check your account balances in real-time and manage your finances conveniently. It serves as a one-stop shop for various MoMo services.

### Is there a cost to use the MoMo PSB App?

No, the app is completely free to use. MoMo users have unlimited free access, meaning there are no data charges incurred while using the application.

### How do I log in to the MoMo PSB App?

You can log in to the MoMo PSB App using your MTN number. The app is designed for easy and secure access to your financial services.

### What are the key features of the MoMo PSB App?

Key features include logging in with your MTN number, buying airtime and data bundles, viewing detailed account balances in real-time, and referring family and friends. Recent updates also include a MoMo Blue Theme, self PIN reset, and push notifications.

### Who is the MoMo PSB App intended for?

The app is for all Nigerians, including MoMo customers and non-customers, who need safe, fast, and convenient access to financial services. It's designed to cater to the lifestyle of customers and provide essential financial tools.

## Version history (last 5 releases)

### 2.0.2 — 2026-08-07

The latest update to the MoMo App includes a number of additional fixes and enhancements aimed at further improving overall performance, stability, and the customer experience. 
- Improved overall app performance for a faster and smoother experience.
- Fixed bugs to enhance stability and reliability.
- Optimized app responsiveness and usability.
- Enhanced overall user experience with various improvements.

### 2.0.1 — 2026-07-11

We have completely revamped the MoMo Consumer App to deliver a smarter, faster, and more secure financial experience. This release introduces improved security, and a refined user interface designed for better control and convenience.
- Enhanced Security & Authentication
- Biometric Transaction Authorization
- Smarter Transactions & Personalization
- Auto-Request Suggestions
- Personalized App Experience
- Quick Action Customization
- Better Insights & Profile Management
- Expanded Profile Details
- Real-Time Communication & Alerts

### 1.21.5 — 2026-04-21

- Tuesday Awoof

### 1.21.1 — 2026-03-26

App optimization

### 1.20.0 — 2026-01-19

More features

## Apps similar to MoMo PSB

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FairMoney: Save, Spend, Credit](https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223) | 4.6 (14,343) | Free | Finance |
| [Kuda - Free transfer & payment](https://appshunter.io/ios/app/kuda-free-transfer-and-payment/id1467373738) | 4.7 (131,952) | Free | Finance |
| [Moniepoint Business Banking](https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941) | 4.6 (15,118) | Free | Finance |
| [MoMo App](https://appshunter.io/ios/app/momo-app/id6532622230) | 3.5 (1,211) | Free | Finance |
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| [Moniepoint Personal Banking](https://appshunter.io/ios/app/moniepoint-personal-banking/id6452756675) | 4.6 (30,375) | Free | Finance |

## More apps by MTN Nigeria

- [myMTN NG](https://appshunter.io/ios/app/mymtn-ng/id1570860098)
- [MTN Meetings+ App](https://appshunter.io/ios/app/mtn-meetings-plus-app/id6483723877)
- [MyLagosApp](https://appshunter.io/ios/app/mylagosapp/id6736654935)
- [MoMo PSB Business](https://appshunter.io/ios/app/momo-psb-business/id6738685489)
- [MTN Canvasser](https://appshunter.io/ios/app/mtn-canvasser/id6751210169)

All apps by MTN Nigeria: https://appshunter.io/developer/1570860100

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*