# Mona: Budget & Expense Tracker — Know what you can spend > AI-powered expense tracker, budget planner, and personal finance manager. (iPhone/iPad app by Anh Nguyen.) - Source: https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204 (this page in markdown: same URL + `.md`) - Developer: [Anh Nguyen](https://appshunter.io/developer/1458306452) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.30/5 from 3 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 18.2 · 28 MB - Languages: Korean, German (Germany), Vietnamese, European Spanish, American English, Japanese, Chinese (Simplified, China), European Portuguese, French (France) - Released: 2024-09-12 - Data updated: 2026-08-23 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews.md ## What is Mona? Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://get-mona.app/privacy/ Terms of Use: https://get-mona.app/terms/ ## Key features - AI expense tracking with natural language input - Real-time budget planning and progress monitoring - Spending analysis with finance reports and charts - Multi-account and wallet management - Bill and recurring payment awareness - Savings goal tracking - Privacy-first, offline-first design ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Mona Pro (Monthly) | $2.99 | per month | | Mona Pro (Yearly) | $9.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Mona Pro (Lifetime) | $19.99 | one-time | | Mona Pro (Lifetime) | $12.99 | one-time | ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews.md ### 5/5 — Super application ! Update : now is not free 😒 *2025-11-24* Bon, j’ai cherché longtemps une application gratuite, qui répond à mes besoins… mais celle là que dire… c’est le top du top ! Simple, efficace… Le seul truc à dire serait de pouvoir changer l’icône, c’est dire que c’est presque parfait ! Merci ! Update November 2025 : Mona is not free now … Sad news **Developer response:** Merci pour votre retour ! Bonne nouvelle : Mona est désormais entièrement gratuit 🎉 Toutes les fonctionnalités sont accessibles gratuitement, sans abonnement. Nous espérons que vous prendrez plaisir à redécouvrir Mona, et merci encore de nous avoir accompagnés depuis le début ! ### 5/5 — Tuyệt vời *2025-09-19, version 1.3* App giao diện đẹp, dễ sử dụng, không có quảng cáo. Dễ dàng cho việc theo dõi thu chi. ### 5/5 — Great application *2025-09-18, version 1.3* You should have this one on your phone 💪 ### 4/5 — Chưa hỗ trợ Đăng nhập 1 tài khoản trên 2 thiết bị *2025-09-09, version 1.3* App chưa có phần đăng nhập cho 2 người dùng cùng 1 tài khoản, trên 2 thiết bị. hơi bất tiện cho việc theo dõi chi tiêu. ### 4/5 — quảng cáo... *2025-08-01, version 1.3* mới dùng nên chưa biết, ### 5/5 — Bonne *2025-06-23* Bonne application Merci **Developer response:** Merci beaucoup pour votre avis ! Nous sommes ravis que Mona vous plaise. Merci d’utiliser l’application ! ### 5/5 — App rất hữu ích *2025-06-08, version 1.3* App vừa trực quan đồng bộ giao diện với iOS nữa nên mình rất thích ☺️ ### 5/5 — Tuyệt vời *2025-03-24, version 1.3* Ứng dụng miễn phí và không có quản cáo, quá thiết thực và quá tuyệt vời ### 5/5 — Super application ! *2025-02-26, version 1.2.9* Bon, j’ai cherché longtemps une application gratuite, qui répond à mes besoins… mais celle là que dire… c’est le top du top ! Simple, efficace… Le seul truc à dire serait de pouvoir changer l’icône, c’est dire que c’est presque parfait ! Merci ! ### 4/5 — Đánh giá *2025-02-10, version 1.2.8* Cho 4* trải nghiệm ## Frequently asked questions about Mona ### What is Mona's core function? Mona is an AI-powered money manager designed for daily expense tracking, budgeting, and providing personal finance insights. It helps users understand spending habits and stay in control of their money. ### How does Mona handle transaction entry? Mona features AI-assisted entry, allowing users to log expenses and income by simply typing what they spent using natural language. The app then automatically creates the record and organizes it by category, account, wallet, and date. ### What kind of financial insights does Mona offer? Mona provides spending insights through clear finance reports, charts, and summaries. These tools help users analyze spending trends and understand their financial behavior over time. ### Is Mona secure and private? Yes, Mona is built with a privacy-first design and supports offline-first usage, ensuring your financial data is kept secure. It also offers iCloud sync to keep your data updated across Apple devices. ### What are the subscription options for Mona Pro? Mona offers two subscription plans for Mona Pro: a monthly plan at $2.99 and a yearly plan at $9.99. These plans likely unlock additional features or remove limitations from the free version. ### What devices is Mona compatible with? Mona is available for iPhone and iPad, making it accessible for users within the Apple ecosystem. It is rated for ages 4 and up. ### How often is Mona updated? The latest version of Mona is 2.1.3, last updated on March 15, 2026. This indicates a recent update, suggesting the app is actively maintained. ### What is the user sentiment for Mona? Mona has a rating of 4.3 stars from 3 ratings, indicating generally positive user sentiment. Users appreciate its AI features and ease of use for managing finances. ## Version history (last 5 releases) ### 2.2.2 — 2026-08-18 Mona stays open when you save. • Mona no longer quits when you save a transaction, Siri entries included. Nothing you recorded was ever lost — it was safely stored before the app went away • Saving now refreshes only the screens you are actually using, which makes each entry a little quicker on a long ledger Thank you for using Mona. Know what you can spend. ### 2.2.1 — 2026-08-17 Your history, back where you can reach it. • Activity moves between periods now — the arrows beside the date step back through past months, weeks and years, and stop where your own records do • A period with nothing in it says so plainly, tells you how many transactions you still have, and takes you to the most recent one in a tap. Nothing was ever deleted • "Money in" and "Transfers" are drawn on the chart at last, instead of leaving it flat above a list that clearly wasn't empty • Switching between W, M and Y no longer quietly narrows the new period to a single day Thank you for using Mona. Know what you can spend. ### 2.2 — 2026-08-11 Mona is free — all of it. • Every feature, for everyone. No subscription, no trial that runs out, nothing behind a purchase • If you pay for Mona today, cancel in your Apple Account subscription settings — you keep every feature Say it, and it's logged. • "Hey Siri, add an expense to Mona" — no unlock, no app, no keypad • Say the whole thing if you'd rather: "add to Mona: lunch 12 and a taxi home for 8" files both of them • Ask out loud too — what's left this month, what food has cost you, what's in an account • Add an expense, speak one, or scan a receipt straight from Control Center, the Lock Screen or the Action button • All of it works as a Shortcuts action, so the entries you make every week can make themselves Mona reads receipts now. • Point the camera at a receipt and Mona turns it into a transaction. The photo never leaves your phone • Every currency is here — all 159 of them, searchable by code or by name. VND, USD, JPY and most of the world were missing before • Budget by week or by year and the suggested limit fits that period, instead of quoting a month of spending whichever you chose • The Budgets tab shows the budget itself — the ring, the pace, and the transactions behind it • Tap a bar in Activity and the whole screen follows it: the total above and the list below • Correct what the AI got wrong by tapping the transaction it made Settings has moved to the gear on the home screen, and the tab bar is down to four. Also fixed: the first transaction you tapped in a session opened an empty editor, and Settings lost its layout with Button Shapes turned on. Know what you can spend. ### 2.1.4 — 2026-04-19 Fixed minor bugs and improved stability ### 2.1.3 — 2026-03-15 Fixed minor bugs and improved stability ## Apps similar to Mona | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,307) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance | | [Savings Tracker Goal: CashGrid](https://appshunter.io/ios/app/savings-tracker-goal-cashgrid/id6714471349) | 4.9 (33) | Free | Finance | | [MoneyTime: Budget Planner App](https://appshunter.io/ios/app/moneytime-budget-planner-app/id1632869872) | 4.0 (4) | Free | Finance | | [Budget App: SpendLists](https://appshunter.io/ios/app/budget-app-spendlists/id1495276397) | 4.6 (19) | Free | Finance | | [Money Manager: Budget Expense](https://appshunter.io/ios/app/money-manager-budget-expense/id1604307505) | 4.9 (12) | Free | Finance | ## More apps by Anh Nguyen - [DocScan – Document Scanner App](https://appshunter.io/ios/app/docscan-document-scanner-app/id1458306453) - [Visty: Business Card Scanner](https://appshunter.io/ios/app/visty-business-card-scanner/id1489328998) - [FICA: Live Capture Scanner](https://appshunter.io/ios/app/fica-live-capture-scanner/id1490692645) - [Profie - Portrait Photo Effect](https://appshunter.io/ios/app/profie-portrait-photo-effect/id1518533398) - [Caffeine Tracker Application](https://appshunter.io/ios/app/caffeine-tracker-application/id1527955714) - [iThemes - App Icon Changer](https://appshunter.io/ios/app/ithemes-app-icon-changer/id1535360671) All apps by Anh Nguyen: https://appshunter.io/developer/1458306452 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*