# monait — where money meets art and AI

> AI-powered finance app for income tracking, expense management, and budgeting. (iPhone/iPad app by Jinheng Li.)

- Source: https://appshunter.io/ios/app/monait/id6749173495 (this page in markdown: same URL + `.md`)
- Developer: [Jinheng Li](https://appshunter.io/developer/1822813127)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 10 MB
- Languages: American English, Arabic, Japanese, Korean, Chinese (Simplified, China)
- Released: 2025-08-01
- Data updated: 2026-06-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/monait/id6749173495/reviews.md

## What is monait?

Transform the way you manage money with our comprehensive financial tracking app. Designed for both personal and professional use, this intelligent finance companion helps you monitor income, track expenses, and maintain budgets with unprecedented ease.

Key Features:
• Smart Income Tracking - Automatically categorize and track multiple income sources including salary, freelance work, investments, and passive income
• Expense Management - Monitor spending patterns, set budget limits, and receive alerts when approaching thresholds
• Receipt Scanner - Snap photos of receipts for instant digitization and automatic expense categorization using advanced OCR technology
• Voice Input - Add transactions hands-free with natural voice commands - perfect for on-the-go expense tracking
• AI Financial Assistant - Get personalized insights, spending analysis, and budget recommendations through conversational AI chat
• Real-time Analytics - Visualize your financial health with intuitive charts, graphs, and spending breakdowns
• Multi-Currency Support - Track finances in multiple currencies with automatic conversion
• Bank Sync - Connect bank accounts for automatic transaction import and reconciliation
• Bill Reminders - Never miss a payment with smart notifications for recurring bills
• Financial Goals - Set and track savings goals with progress monitoring and achievement milestones
• Data Security - Bank-level encryption and biometric authentication to keep your financial data safe
• Export Options - Generate detailed reports in PDF, CSV, or Excel formats for tax preparation or financial planning

Whether you're budgeting for daily expenses, saving for major purchases, or managing business finances, our app provides the tools and insights you need to make informed financial decisions. The AI-powered chat feature acts as your personal financial advisor, offering tips to optimize spending, increase savings, and improve overall financial wellness.

Start your journey to financial freedom today with the most intuitive and powerful money management tool available.

Terms of Use: https://monait.jinheng.me/terms.html

## Key features

- Smart income tracking
- Expense management with budget alerts
- Receipt scanner with OCR
- Voice transaction input
- AI financial assistant
- Real-time analytics and reports
- Bank account synchronization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| monait Pro - Monthly | $0.99 | per month |
| monait Pro - Yearly | $5.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| monait Pro | $6.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/monait/id6749173495/reviews.md

### 5/5 — Good and can be better!

*2025-09-19*

Basic functions with advanced features.

## Frequently asked questions about monait

### What are the subscription options for monait?

monait offers two subscription plans: monait Pro Monthly at $0.99 per month and monait Pro Yearly at $5.99 per year. These plans likely unlock additional features or remove limitations compared to the free version.

### How secure is my financial data with monait?

monait employs bank-level encryption and biometric authentication to ensure the safety of your financial data. This provides a robust security framework for sensitive personal and professional financial information.

### Does monait have ads?

No, monait does not contain advertisements. This ensures an uninterrupted user experience focused solely on managing your finances.

### What devices does monait support?

monait is available on iPhone and iPad, offering a seamless experience across Apple's mobile and tablet platforms.

### How often is monait updated?

The latest version of monait is 1.3.6, and it was last updated on August 25, 2025. This indicates a recent update, suggesting ongoing development and support.

### Can I export my financial data from monait?

Yes, monait provides export options for detailed reports in PDF, CSV, or Excel formats. This is useful for tax preparation, financial planning, or sharing with others.

### What is the age rating for monait?

monait has an age rating of 4+, making it suitable for users of all ages. This indicates that the content and functionality are appropriate for a broad audience.

### What makes monait's AI Financial Assistant useful?

The AI Financial Assistant provides personalized insights, spending analysis, and budget recommendations through a conversational AI chat. It acts as a personal financial advisor to help optimize spending and increase savings.

## Version history (last 5 releases)

### 1.3.6 — 2025-08-25

More fixes and improvements.

### 1.3.5 — 2025-08-19

UI improvements and App logic adjustments.

### 1.3.3 — 2025-08-18

Bugs fix and performance improvements

### 1.3.2 — 2025-08-15

Chinese Support Fix

### 1.3.0 — 2025-08-13

Add Assets Management and multiple ledgers support.

## More apps by Jinheng Li

- [DoggyDaily](https://appshunter.io/ios/app/doggydaily/id6748520593)
- [Paintoday](https://appshunter.io/ios/app/paintoday/id6761448480)

All apps by Jinheng Li: https://appshunter.io/developer/1822813127

## Related topics

[monait](https://appshunter.io/ios/topics/monait)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*