# Monark: Personal Finance — Budget, expenses & goals

> Budget, expenses & goals (iPhone/iPad app by Benjamin Favela.)

- Source: https://appshunter.io/ios/app/monark-personal-finance/id6791834932 (this page in markdown: same URL + `.md`)
- Developer: [Benjamin Favela](https://appshunter.io/developer/6791834934)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 27 MB
- Languages: English, Spanish
- Released: 2026-07-26
- Data updated: 2026-08-21
- User reviews in markdown: https://appshunter.io/ios/app/monark-personal-finance/id6791834932/reviews.md

## What is Monark?

Monark is your personal finance system — built so you can finally understand and control your money, with no spreadsheets and no friction.

LOG IN SECONDS
Add an expense or income with a couple of taps. The app learns from you and categorizes on its own.

SCAN RECEIPTS WITH AI
Take a photo of your receipt and let AI extract the amount and category for you.

ALL YOUR MONEY IN ONE PLACE
Debit, credit, and cash accounts. See your net worth, liquidity, and debt at a glance.

BUDGETS THAT ACTUALLY WORK
Set limits per category and the app tells you how much you can spend today without breaking your plan.

GOALS AND DEBTS
Name your dreams — a trip, an emergency fund — and track your progress. Plan your debt payoff with avalanche or snowball strategies.

IMPORT YOUR BANK STATEMENTS
Upload a CSV or PDF from your bank and the app classifies transactions automatically, detecting duplicates.

YOUR PROGRESS, GAMIFIED
Level up and unlock achievements as your financial habits improve.

ON ALL YOUR DEVICES
iPhone, Mac, and web — always in sync with the same account.

Your data is yours: protected and private. We never sell your information or use it for advertising.

Monark offers Plus and Pro auto-renewable subscriptions with a free trial. Core features are free forever.

Auto-renewable subscriptions: payment is charged to your Apple Account at purchase confirmation and renews automatically unless canceled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://monarkmoney.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Plus (mensual) | $4.99 | per month |
| Plus (anual) | $49.99 | per year |
| Pro (anual) | $79.99 | per year |
| Pro (mensual) | $7.99 | per month |



## Version history (last 5 releases)

### 1.0.6 — 2026-08-19

You can now search for icons by name when customizing your goals and debts — previously it was a fixed set of emoji.

We also fixed several spots where your configured icon wasn't showing correctly: custom categories, goals, and debts across charts and today's transactions.

### 1.0.5 — 2026-08-10

Monark now speaks English. Switch it yourself from Settings → Language (System / Español / English), independent of your phone's system language.

We also fixed several screens — including the Year screen's charts — that stayed in Spanish when using the app in English.

### 1.0.4 — 2026-08-10

Internal stability improvements and infrastructure updates. No visible changes for users.

### 1.0.3 — 2026-08-01

First-launch fix: right after creating your account, the Today screen tutorial could appear on top of the character picker and cover the button to choose one. Each tutorial now shows on its own screen, at the right time.

Also, a tutorial that never got to appear was still marked as seen and never came back. That's fixed too — it shows up next time you open that section.

### 1.0.2 — 2026-07-31

Finanzas BF is now Monark: new name and new icon, same app as always. Your account, your data, and your history remain exactly the same.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*