# Monaza: Budget Planner — Spending tracker by voice

> Personal finance app forecasting money longevity and tracking investments. (iPhone/iPad app by Tumaio, Inc..)

- Source: https://appshunter.io/ios/app/monaza-budget-planner/id6763984133 (this page in markdown: same URL + `.md`)
- Developer: [Tumaio, Inc.](https://appshunter.io/developer/1895586029)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 47 MB
- Languages: American English
- Released: 2026-04-28
- Data updated: 2026-10-20
- Monetization: free

## What is Monaza?

Say what you spent and Monaza logs it. See what you can still spend this week, the bills coming up and your stock portfolio, all in one app.

Log in seconds by voice or by typing, cash or card.

LOG BY VOICE
• Say "taxi home, 12 dollars" and the expense is saved
• Or type it: amount, category, save
• Widgets and Siri shortcuts to log without opening the app

KNOW WHAT YOU CAN SPEND
• One number on your dashboard: what's available until the end of the week or until payday
• Budgets per category, with what's left in each
• Compare this month with last month and find out where you overspend

NO BILL CATCHES YOU OFF GUARD
• Rent, utilities, internet and school fees in an agenda and a calendar
• Reminders on the day each bill is due
• Confirm a payment with one tap

PLAN YOUR MONTH
• Set what a month of living costs you and how much you want to save
• See if you're spending at the right pace
• On a salary or living off savings: see how long your money lasts

YOUR INVESTMENTS AND NET WORTH
• Stocks and treasury bonds, with prices and charts (including the BODIVA exchange in Angola)
• Alerts when a stock moves more than 10%
• Your whole net worth in one number: accounts, investments, property and debts

MADE FOR YOU
• Any currency
• Face ID, hide amounts with one tap, light and dark themes
• Import your history from Spendee or a CSV file

Questions or ideas? Message us from the app. We read everything.

## Key features

- Balance forecast
- Monthly planning
- Available to spend calculation
- Investment and BODIVA tracking
- Net worth calculation
- Dividend tracking
- Multi-currency support

## Is Monaza safe?

Not enough ratings yet to assess Monaza.

## Is Monaza legit?

Monaza: Budget Planner has limited verification signals. The AppsHunter Legitimacy Score for Monaza is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Monaza

### How does Monaza calculate how long my money will last?

Monaza uses your current spending rate and projected income to provide a day-by-day forecast of your balance until your next payday. This helps you understand your financial runway without manual calculations.

### Does Monaza connect to my bank accounts?

No, Monaza does not connect to your bank accounts and does not store banking credentials. It prioritizes your privacy and security by keeping your financial data separate from your banking institutions.

### What kind of investments can I track with Monaza?

You can track a variety of investments, including BODIVA stocks, fixed deposits, and real estate. It also features a dividend tracker to notify you of upcoming payments.

### Is Monaza suitable for users outside of Angola?

Yes, Monaza was built for markets with complex financial environments, including high inflation and multiple currencies. It natively supports AOA, USD, EUR, and more, making it adaptable globally.

### How can I import my existing financial data into Monaza?

You can import your transactions via CSV files or migrate directly from other apps like Spendee. This ensures a seamless transition without losing any of your financial history.

### What is the current pricing for Monaza?

Monaza is currently completely free during its beta period, with all features unlocked and no limits. This allows users to experience the full functionality while helping to shape its future.

### How often is Monaza updated?

The latest version of Monaza is 1.3.3, and it was last updated on May 31, 2026. This indicates regular updates to improve functionality and add features.

### What devices does Monaza support?

Monaza is available for iPhone and iPod devices. It is designed for users who prefer mobile access to their financial management tools.

## Version history (last 5 releases)

### 2.1.0 — 2026-10-19

Monaza 2.1:
• Log spending with your voice
• A new dashboard with what you can still spend this week
• Bills in an agenda and a calendar
• The BODIVA board, with treasury bonds and price alerts
• A new icon and a faster app

### 2.0.1 — 2026-09-30

• Your daily observation now shows the categories where you spent the most.
• See, month by month, how far your savings could go.
• Entering amounts and notes is more reliable.
• Fixed an issue that could sign you out after an update.

### 2.0.0 — 2026-09-26

Monaza 2.0 is our biggest update yet:
• Start without an account, and save your data whenever you want
• A short, fresh observation about your spending every day
• Faster logging, with the right account already picked
• Every category's history, month by month
• An optional monthly plan, whether you earn a salary or live on savings
• A new look, a new icon and a refreshed dark theme

Thanks for using Monaza. Spotted something odd? Tell us in the app.

### 1.6.0 — 2026-09-07

Home-screen widgets: check your left to spend without opening the app.
A refreshed look: deeper navy ground and a new Rose theme in Appearance.
Compare this month with last in a new spending chart.
Dashboard rings that show your plan at a glance.
Your balances stay hidden in the app switcher.
Faster and more stable throughout.

### 1.5.7 — 2026-08-18

Signing up is now instant — just your email and a 6-digit code. No password
to create, and none to forget.

• Your plan leads with what you can spend today, not only what's left for
  the month.
• Budget rings open straight to the details, with a faster way to edit them.
• The bills agenda is cleaner: swipe between tabs, with actions that match
  how you get paid.
• Invite friends with a single link.
• Fewer, more useful notifications — and they arrive at the right hour for
  your time zone. The evening reminder now opens a new transaction directly.
• Large amounts always group thousands, so they stay readable at a glance.
• Sharper contrast in light mode and consistent type throughout.
• Faster, more secure local storage.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-20.*
