# Monaza: Money & Budgeting — Track spending, save & invest > Personal finance app forecasting money longevity and tracking investments. (iPhone/iPad app by Tumaio, Inc..) - Source: https://appshunter.io/ios/app/monaza-money-and-budgeting/id6763984133 (this page in markdown: same URL + `.md`) - Developer: [Tumaio, Inc.](https://appshunter.io/developer/1895586029) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 42 MB - Languages: American English - Released: 2026-04-28 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/monaza-money-and-budgeting/id6763984133/reviews.md ## What is Monaza? Some months the money comes in. Some months it only goes out. Monaza works either way. Salary on the 25th, work that pays when it pays, or a sum you put aside and are now living off with nothing coming in — you get the same answer: what you can spend today, and how many days you have before it runs out. WHEN NOTHING IS COMING IN Between jobs. Waiting on a client. Living off what you saved or what you sold. Monaza stops pretending there's a payday coming and counts days instead: at what you're spending now, your money lasts until the 14th. Skip one thing this week and that date moves. WHEN IT COMES, BUT NEVER ON TIME A salary three days late shouldn't mean three days of not knowing. Monaza plans around the day you're actually paid, not the 1st of the month. WHEN IT'S THE 20TH AND YOU'RE ALREADY WORRIED One number on the home screen: what's free to spend once your bills and savings are set aside. Not your balance — your balance lies, because rent hasn't left yet. THE BILL YOU FORGOT ABOUT Everything due, in order, with the monthly total. School fees, rent, the subscription that renews quietly. You see them coming while you can still do something about it. NO BANK PASSWORD. NOT ONCE. Your bank doesn't need to talk to Monaza. You log what you spend — three seconds, amount first, category second. Which is why it works with cash, with Multicaixa, with any bank, and with money someone sent you. KWANZAS, DOLLARS, EUROS, CASH IN A DRAWER All of it in one place, converted into the currency you actually think in. WHERE IT ALL WENT Spending sorted by category as you go, this month against your plan. Budgets you set in one tap and change when life changes, which it does. WHAT YOU'RE KEEPING BODIVA stocks and bonds in kwanzas. Savings, debts, property. Net worth that moves as you do. COMING FROM ANOTHER APP Import your history by CSV — Monaza template, bank export, or Spendee. Set up in under a minute. Free to use, with Monaza Premium (monthly or yearly, cancel anytime) for full forecasts. ## Key features - Balance forecast - Monthly planning - Available to spend calculation - Investment and BODIVA tracking - Net worth calculation - Dividend tracking - Multi-currency support ## Frequently asked questions about Monaza ### How does Monaza calculate how long my money will last? Monaza uses your current spending rate and projected income to provide a day-by-day forecast of your balance until your next payday. This helps you understand your financial runway without manual calculations. ### Does Monaza connect to my bank accounts? No, Monaza does not connect to your bank accounts and does not store banking credentials. It prioritizes your privacy and security by keeping your financial data separate from your banking institutions. ### What kind of investments can I track with Monaza? You can track a variety of investments, including BODIVA stocks, fixed deposits, and real estate. It also features a dividend tracker to notify you of upcoming payments. ### Is Monaza suitable for users outside of Angola? Yes, Monaza was built for markets with complex financial environments, including high inflation and multiple currencies. It natively supports AOA, USD, EUR, and more, making it adaptable globally. ### How can I import my existing financial data into Monaza? You can import your transactions via CSV files or migrate directly from other apps like Spendee. This ensures a seamless transition without losing any of your financial history. ### What is the current pricing for Monaza? Monaza is currently completely free during its beta period, with all features unlocked and no limits. This allows users to experience the full functionality while helping to shape its future. ### How often is Monaza updated? The latest version of Monaza is 1.3.3, and it was last updated on May 31, 2026. This indicates regular updates to improve functionality and add features. ### What devices does Monaza support? Monaza is available for iPhone and iPod devices. It is designed for users who prefer mobile access to their financial management tools. ## Version history (last 4 releases) ### 1.5.7 — 2026-08-18 Signing up is now instant — just your email and a 6-digit code. No password to create, and none to forget. • Your plan leads with what you can spend today, not only what's left for the month. • Budget rings open straight to the details, with a faster way to edit them. • The bills agenda is cleaner: swipe between tabs, with actions that match how you get paid. • Invite friends with a single link. • Fewer, more useful notifications — and they arrive at the right hour for your time zone. The evening reminder now opens a new transaction directly. • Large amounts always group thousands, so they stay readable at a glance. • Sharper contrast in light mode and consistent type throughout. • Faster, more secure local storage. ### 1.5.6 — 2026-08-12 Version 1.5.6 refreshes the heart of the app: • New dashboard: payday forecast plus an explanation of your "Free to spend" • Upcoming-bills agenda with monthly totals • Rebuilt transactions: new timeline, filters, and quick keypad entry • Wealth: bonds, cash flow, and a cleaner overview • Refreshed spending plans and budgets — compare this month's spending against your plan • Income in any currency • Easier account creation with bank selection • New settings: profile photo, currency, and the Rose palette • Send feedback without leaving the app • Faster sign-up: 3 steps and you're in Thanks for using Monaza. Spotted something odd? Tell us in the app — we read everything. ### 1.3.3 — 2026-05-31 Monaza 1.3.3 This is the biggest update since launch. The dashboard is redesigned: a new Available to Spend ring, cycle account summary, forecast to your next payday, and a weekly spending chart — all visible the moment you open the app. New My Month tab: your monthly plan, category budgets, and cash flow in one place. The + button logs a transaction in seconds. You can now also create recurring expenses directly from any transaction. Improved onboarding: set up your income, recurring bills, and notifications right from the start. More in this update: — Appearance: Light, Dark, or System — Password recovery — Notifications with mark-as-read and icon badge — Faster dashboard and net worth updates — Smoother navigation throughout the app Fixes: — Available to Spend shows correct values when balance is zero — Notification links open the right screens — More consistent back navigation in plan setup Questions or feedback? support@tumaio.com ### 1.2.2 — 2026-04-29 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*