# Monbark: Budget & Money Track — Know when your money runs out.

> Financial runway tracker showing days until money runs out based on spending pace. (iPhone/iPad app by MONBARK LLC.)

- Source: https://appshunter.io/ios/app/monbark-budget-and-money-track/id6777478123 (this page in markdown: same URL + `.md`)
- Developer: [MONBARK LLC](https://appshunter.io/developer/6777478125)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.50/5 from 8 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 54 MB
- Languages: American English
- Released: 2026-06-30
- Data updated: 2026-09-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/monbark-budget-and-money-track/id6777478123/reviews.md

## What is Monbark?

Your bank shows you a balance. Monbark shows you how long that balance will last.

Connect your bank and instantly see your runway: the number of days until your money runs out at your current pace.

NO MORE GUESSING
Most people check their account and still don't know if they're okay. Monbark gives you a clear answer every day.

KNOW WHAT'S SAFE TO SPEND
See exactly what you can spend today without putting tomorrow at risk.

EVERY PURCHASE COSTS TIME
Netflix. Uber Eats. Amazon.
Monbark translates spending into what matters most: how many days it takes from your runway.

SEE PROBLEMS BEFORE THEY HIT
Bills, subscriptions, and recurring charges are detected automatically so nothing catches you off guard.

ASK YOUR MONEY ANYTHING
"What happens if I lose my job?"
"Will I make it to payday?"
"Can I afford this trip?"
Get answers based on your real financial data.

WAKE UP WITH CLARITY
Every morning you'll know:
- How many days you have left
- What's changed
- What's safe to spend

Your money, measured in days. Finally.

———
Monbark Premium is an auto-renewing subscription.
- Monthly: $12.99/month
- Annual: $110.99/year

Some Monbark features require a Premium subscription. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period, at the same price, until you cancel. Manage or cancel anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://monbark.com/privacy

## Key features

- Daily financial runway calculation
- Spending impact analysis
- Safe spending recommendations
- Automatic recurring charge detection
- Financial scenario forecasting
- Morning financial clarity reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monbark Monthly | $12.99 | per month |
| Monbark Annual | $110.99 | per year |


## Chart rankings

- #47 in Top Grossing · Finance (US App Store)

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/monbark-budget-and-money-track/id6777478123/reviews.md

### 5/5 — ⭐️⭐️⭐️⭐️⭐️

*2026-08-28*

Monbark has made managing my money so much easier. I really like how simple and easy to understand everything is, especially being able to see how long my money will last and what I can safely spend. The app is clean, straightforward, and actually helps me stay on top of my spending. Definitely worth trying if you’re looking for an easier way to manage your budget!

### 5/5 — Best on the market!

*2026-08-15*

Best budgeting app on the market, go show some love, monbark on top!

### 5/5 — Simple and Actually Helpful

*2026-08-14*

I’ve been using this app for about a month now, and honestly, I really like it. It’s simple, clean, and makes it easier to keep track of my spending and see where my money is going. I especially like how everything is laid out without feeling overwhelming. So far, it’s been really helpful for staying on top of my budget, and I’m excited to keep using it.

### 5/5 — I have been using this for a week and honestly best one yet

*2026-07-15*

It’s so accurate It found out that I been over spending every month. The billing is like no other. I’m never going to get surprised by another bill again it tell me 7 day before upcoming bill is coming.

### 1/5 — Not ideal

*2026-07-13*

Can only connect 1 bank account. There are other services that are better.

### 5/5 — Monbark Review:

*2026-07-06*

This app is great really, it helps me with my finances daily, it’s amazing, 100% recommended.

### 5/5 — 5 star. I don’t even check my bank anymore

*2026-07-03*

I can track my bank balance and also know how much I can spend every day without going over my budget. it tracks my money into days.

## Frequently asked questions about Monbark

### What is Monbark's main purpose?

Monbark's main purpose is to show you how many days your current bank balance will last at your current spending pace, providing a clear financial runway.

### How does Monbark track spending?

Monbark connects to your bank accounts to monitor transactions and automatically detects recurring charges like bills and subscriptions to calculate their impact on your runway.

### Can I ask Monbark financial questions?

Yes, you can ask Monbark questions like 'Will I make it to payday?' or 'Can I afford this trip?' and receive answers based on your real financial data.

### What does Monbark show me each morning?

Each morning, Monbark provides your remaining runway in days, highlights any changes, and indicates what amount is safe to spend without jeopardizing future finances.

### What are the subscription options for Monbark Premium?

Monbark Premium offers a monthly subscription for $12.99/month or an annual subscription for $110.99/year, providing access to additional features.

### How do I cancel my Monbark Premium subscription?

You can manage or cancel your Monbark Premium subscription anytime in your Apple Account settings. It must be canceled at least 24 hours before the end of the current period to avoid renewal.

### Does Monbark have ads?

No, Monbark does not have advertisements. The app is free to use, with optional premium features available through a subscription.

### What devices is Monbark available on?

Monbark is currently supported on iPhone and iPod devices.

## Version history (last 5 releases)

### 1.2.4 — 2026-08-30

Faster, more reliable bank connections — including a fix that could
leave setup stuck partway through.

Your runway now updates correctly everywhere, including the widget.

Redesigned goals — see whether you're on track, what each goal costs
your runway, and adjust your contributions in one place.

Bills and spending screens cleaned up.

Plus a lot of fixes under the hood.

### version 1.2.3 — 2026-08-26

- A redesigned onboarding experience that builds your money plan before you get started
- See your estimated runway based on your balance, spending, bills, and goals
- Faster bank connections — your numbers are ready in seconds
- Improved automatic bill detection and an easier way to review recurring bills
- Redesigned Home Screen widgets, plus new Lock Screen widgets
- Notification badges so you know when something needs your attention
- Better support for Dark Mode throughout the app
- UI improvements across Bills, Goals, Spending, and more
- Performance improvements and bug fixes

If you had Monbark widgets on your Home or Lock Screen, please remove and re-add them.

### 1.2.2 — 2026-08-21

- Faster, simpler setup
- Say your bills out loud instead of typing
- Smoother transitions and scrolling fixes

### 1.2.1 — 2026-08-17

Rebuilt onboarding around your actual answers.

### 1.2.0 — 2026-08-16

Your runway is now more accurate than ever.

- Rebuilt the runway calculation from the ground up — no estimates, no 
  padding, just your real numbers
- New accounts now wait for enough spending history instead of showing a 
  rough guess
- Venmo, Cash App, and ATM withdrawals now count toward your spending
- Cancelled subscriptions stop counting automatically
- Annual and quarterly bills are now detected
- Utility bills that change month to month are now tracked properly
- Buy-now-pay-later plans no longer show as permanent bills
- Fixed duplicate subscriptions and doubled totals
- Widgets rebuilt — four focused widgets with new sizes, including a large 
  all-in-one view
- Faster, clearer onboarding

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*