# moneasy AI Expense Tracker — Snap or talk. AI does the rest > Snap or talk. AI does the rest (iPhone/iPad app by Ryo Takaoka.) - Source: https://appshunter.io/ios/app/moneasy-ai-expense-tracker/id6742516728 (this page in markdown: same URL + `.md`) - Developer: [Ryo Takaoka](https://appshunter.io/developer/1798086367) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 12 MB - Languages: Arabic, Danish, Dutch, English, Finnish, French, German, Hindi, Indonesian, Italian and 15 more - Released: 2026-03-18 - Data updated: 2026-07-06 - User reviews in markdown: https://appshunter.io/ios/app/moneasy-ai-expense-tracker/id6742516728/reviews.md ## What is moneasy AI Expense Tracker? Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed — AI handles it all. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards — record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. ■ Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. ■ AI Voice Input Say "lunch $12 and train $3 yesterday" — AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". ■ Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay — at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. ■ Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. ■ Family Sharing with QR Code Share your household budget by simply scanning a QR code — no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. ■ AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too — chips go to Food, shampoo to Household. All learning data stays on-device. ■ Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. ■ Detailed Analytics Category donut charts, daily bar graphs, cumulative line charts (vs. last month), day-of-week heatmaps, time-of-day distribution, and top 10 stores. Spot your spending habits at a glance. ■ Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. ■ Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). ■ Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (≈$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Plan (Monthly) | $1.99 | per month | | Pro Plan (Yearly) | $12.99 | per year | ## Version history (last 5 releases) ### 2.4.1 — 2026-06-27 - Faster AI voice recording. With auto-save on, you can move on the moment you finish speaking — saving completes in the background. - Minor improvements and stability fixes. ### 2.4.0 — 2026-05-27 - Redesigned the home screen. Today, this week, this month and your balance, recent records, and fixed expenses are now organized in clear cards. - Text size now follows your device settings for better readability. - Faster AI logging — stores you've used before are recorded instantly. - Simplified the interface and improved stability. ### 2.3.2 — 2026-05-06 - Fixed: voice input could not save under the "Other" category - Fixed: app freezing after saying "record" or "save" - Mic button now shows a "preparing" state — start speaking the moment it turns red - Fixed: recording sometimes did not start when launched from Lock Screen / Widget - Improved speech recognition accuracy (category names and commands) ### 1.4.1 — 2026-03-31 - Improved AI comment & monthly report reliability - Improved onboarding flow - Other minor improvements ### 1.4.0 — 2026-03-26 - Added income & savings analysis to AI Monthly Report - Added category spending trend graphs (6/12 month view) - Improved onboarding with widget & lock screen control guide - Other minor improvements ## More apps by Ryo Takaoka - [KimochLog - Mood Tracker](https://appshunter.io/ios/app/kimochlog-mood-tracker/id6759522561) - [TenjiScan - Braille OCR Reader](https://appshunter.io/ios/app/tenjiscan-braille-ocr-reader/id6759526188) - [OtoMemo - Music Diary](https://appshunter.io/ios/app/otomemo-music-diary/id6759540230) - [NikuLog - Yakiniku Diary](https://appshunter.io/ios/app/nikulog-yakiniku-diary/id6759542148) - [YuruTimer - Gentle Focus](https://appshunter.io/ios/app/yurutimer-gentle-focus/id6759542545) All apps by Ryo Takaoka: https://appshunter.io/developer/1798086367 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*