# Moneda: Scan and Pay — Pay By Bank. Safe. Zero Fees. > AI-powered open banking platform for fee-free business payments and community building. (iPhone/iPad app by Rosales Ventures, LLC..) - Source: https://appshunter.io/ios/app/moneda-scan-and-pay/id1582605685 (this page in markdown: same URL + `.md`) - Developer: [Rosales Ventures, LLC.](https://appshunter.io/developer/1582587093) - Category: Finance, Photo & Video - Price: Free - Rating: 3.00/5 from 2 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 16.5 · 34 MB - Languages: American English, European Spanish - Released: 2021-09-21 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moneda-scan-and-pay/id1582605685/reviews.md ## What is Moneda? Welcome!  Our Mission is To Inspire Community, Your Spirit, and Create Economic Opportunities for All.  Moneda® is a Veteran Owned, Open Banking, and AI Powered Financial Technology platform solving the card fee problem costing Americans $224 Billion+ per year.  When you transact on Moneda®, we give a portion of it to Ending Veteran Homelessness. Moneda® is Easy to Use, Cyber Resilient, and Fast. Save Millions on Fees and Operational Costs. ZERO FEES - Accept Pay By Bank from your Customers and Pay By Bank to Small Businesses in One Scan or Tap - Connect your Financial Institution or favorite FinTech App. Over 13K to choose from. - Drives Affordability and Increases Sales of your Goods or Services SCAN, VERIFY and PAY - No App Download needed for your customers - Send them a Secure QR code or Payment Link BITES - Create Short Form Shoppable Videos with a Secure QR code - Tell your Story - Download, Share or Upload Anywhere - Monetize Now - No Downloaded Needed from your Customers BUSINESS PROFILES - Create a Business Profile for your Business or Organization - No Marketplace Fees - Create Offers and Discounts - AI Generated Business Website that you can share with your customers. No More Custom Websites Needed. FIND MY NEIGHBOR - Put your Business or Organization on the Map - Discover Businesses or Organization in your Neighborhood AI CHAT - Chat like you text with your customers, peers, community and prospects - Accept and Receive Payments in Chat - Build Trust and Loyalty COMMUNITY - Discover and Chat with the Community - Add your Community DISCOVER - Promote your Business or Find your Favorite Businesses - Find Events and Announcements in your Local Neighborhood CROSS BORDER - Connect your Favorite FinTech Apps Such as Wise or any US Financial Institutuion to Pay By Bank MONEDA VERIFIED - Verification is Required to be on the Platform - Veteran Owned Businesses will receive a Veteran Badge once they confirm they are Veteran Owned - Trust, Safety, and Privacy for your community and small business - Prevents Chargebacks that cost Organizations $54 Billion Per Year REWARDS - Refer Moneda and Earn Rewards ## Key features - Accept Pay By Bank - Zero Transaction Fees - AI-Generated Business Websites - Shoppable Video Creation - QR Code Payments - Community Discovery - Cross-Border Payments ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/moneda-scan-and-pay/id1582605685/reviews.md ### 1/5 — Scam!!!! *2022-10-15, version 1.8* SCAM 850$!!! Don’t use app!!!! **Developer response:** Good Evening Sir/Ma'am, Hope you are doing well. We are sorry to hear about your recent experience. However, we don't see a Johnboy1111992 in our records or a transaction for $850 that is associated with that name. Please send us an email with the email you are using with your account, the actual amount and who the money was sent to: support@monedaapp.com and or you can send this in app. Thank you. We look forward to serving you. Have a great rest of your day/evening. Moneda Support ### 5/5 — Awesome and Great App! *2022-09-29* Moneda is a great and secure platform to build real community, easily buy from small business which is as simple as Scan & Pay, give back to the community, and invite others to do the same! Moneda is simple and easy to use for small business and the community. If you are a small business trying to save on fees and costs and be technology-friendly with your customers, then this is the App for you. For small business supporters and the community in general, Moneda is the platform you want to pay with for “Pan” or “Tacos” at all your favorite panaderias or taquerias because Moneda gives a portion of that back to your community! Moneda’s mission is to create access to financial services for underserved small businesses and communities such as Veterans or Latinos. Help us spread the word by bringing your community and local small businesses on to Moneda. **Developer response:** Thank you for helping us spread the word! We really appreciate it!! ### 5/5 — Clean and Innovative *2021-10-06* The app has a very clean UI, making it easy to navigate and understand. User friendly. QR codes have become so popular and common over the years, and QR payments is easily going to be the thing of the future. Can’t wait to set this up for my business. **Developer response:** Thank you very much for that feedback!! We look forward to serving you and setting up your business! ## Frequently asked questions about Moneda ### What is Moneda's primary function? Moneda is an AI-powered open banking platform designed to facilitate fee-free Pay By Bank transactions for businesses. It aims to reduce the costs associated with traditional card processing and offers tools for business profiles and shoppable videos. ### How does Moneda help businesses save money? Moneda eliminates card fees for businesses, which can amount to significant savings annually. It allows customers to pay directly from their bank accounts, bypassing intermediary card networks and their associated charges. ### Can customers use Moneda without downloading an app? Yes, customers do not need to download a separate app to make payments. Businesses can send secure QR codes or payment links, allowing for a seamless transaction experience for their clients. ### What kind of AI features does Moneda offer? Moneda utilizes AI to generate business websites that can be shared with customers, eliminating the need for custom website development. It also offers an AI Chat feature for customer communication and payment acceptance within the chat. ### Does Moneda support international payments? Yes, Moneda supports cross-border payments by allowing users to connect their favorite FinTech apps like Wise or any US financial institution to facilitate Pay By Bank transactions. ### How does Moneda contribute to the community? A portion of every transaction made on Moneda is donated to initiatives aimed at ending veteran homelessness. The platform also includes features for discovering and connecting with local businesses and communities. ### What is the rating and update frequency for Moneda? Moneda has a rating of 3.0 stars from 2 ratings. The app was last updated on December 9, 2025, indicating recent development activity. ### Is Moneda available on multiple devices? Yes, Moneda is supported on both iPhone and iPad devices, making it accessible to a wide range of Apple users. ## Version history (last 5 releases) ### 2.1 — 2025-12-09 Improvements ### 2.0 — 2025-12-05 - Added Manager Access ### 1.9.9.9 — 2025-11-29 Improvements ### 1.9.9.8 — 2025-10-07 - Face ID confirmation - Make the payment process easy and frictionless - Improvements - Bug fixes ### 1.9.9.7 — 2025-09-14 - Bug fixes - Improvements ## Apps similar to Moneda | App | Rating | Price | Category | | --- | --- | --- | --- | | [PayPal - Send, Manage, Pay](https://appshunter.io/ios/app/paypal-send-manage-pay/id283646709) | 4.7 (189,942) | Free | Finance | | [NYswap](https://appshunter.io/ios/app/nyswap/id1601890606) | 4.0 (3) | Free | Finance | | [Otterz](https://appshunter.io/ios/app/otterz/id6444387482) | 5.0 (2) | Free | Finance | | [deyaPay](https://appshunter.io/ios/app/deyapay/id1445146261) | 3.0 (6) | Free | Finance | | [Shaheen money](https://appshunter.io/ios/app/shaheen-money/id1601795189) | 5.0 (1) | Free | Finance | | [Radium Payments](https://appshunter.io/ios/app/radium-payments/id1525666203) | 4.9 (9) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*