# Moneda — Just Better Money

> Just Better Money (iPhone/iPad app by Moneda Digital GmbH.)

- Source: https://appshunter.io/ios/app/moneda/id6741869236 (this page in markdown: same URL + `.md`)
- Developer: [Moneda Digital GmbH](https://appshunter.io/developer/1795032691)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 156 MB
- Languages: American English
- Released: 2026-01-22
- Data updated: 2026-07-20
- User reviews in markdown: https://appshunter.io/ios/app/moneda/id6741869236/reviews.md

## What is Moneda?

Your money. Truly yours.

Moneda is a new kind of finance app that combines the clarity of traditional banking with the freedom of stablecoins. Manage EUR and USD accounts, earn in regulated stablecoins, and move money across currencies, all while staying in full control of your funds.

Key Features:

- Spending Accounts in EUR and USD
   Hold euro (EUR) and US dollar (USD) stablecoins. Manage and monitor your balances in a secure, intuitive interface.

- EUR and USD Virtual Accounts
   Open a virtual account under your name in EUR or USD to top up or make transfers via SEPA or ACH.

- QR Payments
   Pay other users and save them to your contacts by scanning their QR code on Moneda.


    
- Earnings Accounts
   Grow your balance with daily compounding and higher earnings than traditional banks. (*Returns vary over time and are not guaranteed.*)
    
- Currency Swaps Made Simple
   Instantly swap between EUR and USD within the app. No hidden markups or opaque conversion fees.
    
- Built for Global Users
   Borderless finance designed for modern professionals, remote workers, and anyone living or earning internationally.
    
- Security and Self-Custody
   You stay in control. Moneda is self-custodial, meaning you alone hold access to your funds. Our secure, regulated infrastructure ensures transparency, privacy, and peace of mind.
    
- Coming Soon
   Moneda Card to make global payments and spending effortless.
    

Moneda is finance beyond banks. It empowers you to earn, save, and move money globally with full transparency and control. No middlemen, no hidden fees, no complexity. Just your money, working on your terms.


## Version history (last 5 releases)

### 1.3.25 — 2026-07-16

Scheduled payments and bug fixes

### 1.3.21 — 2026-07-06

Revamped Home screen and bug fixes.

### 1.3.20 — 2026-07-03

Bug fixes

### 1.3.13 — 2026-06-23

- Cross-chain transactions to wallets and contacts
- Lifetime savings
- Payment references now fully supported for SEPA and ACH transactions
- Bug fixes

### 1.3.10 — 2026-06-03

Security bug fixes

## Apps similar to Moneda

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Roam: USD & Stablecoins App](https://appshunter.io/ios/app/roam-usd-and-stablecoins-app/id6743440543) | 4.0 (15) | Free | Finance |
| [Kite Finance](https://appshunter.io/ios/app/kite-finance/id6499059243) | 3.1 (15) | Free | Finance |
| [Payd Money App](https://appshunter.io/ios/app/payd-money-app/id6759873215) | — | Free | Finance |
| [Rehive Pay](https://appshunter.io/ios/app/rehive-pay/id1371128319) | 5.0 (4) | Free | Finance |
| [Due – Global USD accounts](https://appshunter.io/ios/app/due-global-usd-accounts/id6479643613) | 4.2 (5) | Free | Finance |
| [Altery](https://appshunter.io/ios/app/altery/id6444398013) | 2.6 (5) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*