# Monéé Powered by Citygate — Digital Bank > Digital bank for loans, savings, investments, bill payments, and money transfers. (iPhone/iPad app by CITYGATE GLOBAL INVESTMENT LIMITED.) - Source: https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974 (this page in markdown: same URL + `.md`) - Developer: [CITYGATE GLOBAL INVESTMENT LIMITED](https://appshunter.io/developer/1668222527) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 46 MB - Languages: English - Released: 2023-06-26 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974/reviews.md ## What is Monéé Powered by Citygate? Download Monéé and enjoy easy banking with access to: o Short term loans o Minimum of 13% interest on savings and investments. The more you save the more you earn! o Pay for your bills of any kind and also send money. o You have control over your financial life with Monéé. Monéé Interest Rate and Loan Repayment: o You can access from ₦2,500 up to ₦1,000,000 o No collateral, no guarantor, no unnecessary document is required o Loan is approved and disbursed in a few minutes o Make repayments over a maximum period of 360 days (12 Months) o Daily interest rate ranges from 0.083% - 0.09% and equivalent monthly interest rate ranges from 2.5% - 2.7%. o Annual Percentage Rate (APR) from 30.5% - 36%. o No processing fees o No penalty charge on late payment Example: for a loan of ₦30,000 for 90 days, Monéé charges 2.5% monthly interest with APR of 30.5%. See repayment breakdown below: Loan Amount: ₦30,000 Loan Tenure: 3 months (90 days) Number of Repayments: 3 Monthly Interest Rate: 2.5% Monthly Interest Amount: ₦750 Monthly repayment: ₦10,750 Total Interest (for 3 months): ₦2,250 Total amount payable: ₦32,250 APR: 30.5%. Save With High Return on Your Investment: Instead of going to the bank for a savings account, with Monéé, you have your account in your pocket. Make more money while you save instead of just saving and losing the whole money. Save smart with Monéé. Fund Transfer Made Easy with Monéé: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Monéé. Monéé will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Monéé App. About Monéé: Monéé, a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global Investment Limited, a Microfinance Institution with over 13 years’ experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@monee.ng info@monee.ng hello@monee.ng Call: 070024894283, 012919739 Visit: monee.ng Like on Facebook: https://web.facebook.com/ Monéé Follow on Instagram: moneesupport Follow on Twitter: @moneesupport ## Key features - Short-term loans up to ₦1,000,000 - Minimum 13% interest on savings - Bill payments for any kind - Money transfer with low fees - Airtime and data recharge - Financial control and planning ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974/reviews.md ### 5/5 — Nice app *2023-09-20* Lowest interest rate on loan. High returns on investments ## Frequently asked questions about Monéé Powered by Citygate ### What is the minimum and maximum loan amount offered by Monéé? Monéé offers short-term loans ranging from a minimum of ₦2,500 up to ₦1,000,000. These loans are available without collateral, guarantors, or extensive documentation. ### What are the interest rates for savings and loans on Monéé? Savings and investments earn a minimum of 13% interest. Loans have a daily interest rate of 0.083% - 0.09%, with an APR ranging from 30.5% to 36%. ### How long does it take to get a loan from Monéé? Loan approval and disbursement are very fast, typically completed within a few minutes. Repayments can be made over a maximum period of 12 months (360 days). ### Are there any hidden fees or charges with Monéé loans? Monéé states there are no processing fees for loans. Additionally, there is no penalty charge for late payments, offering flexibility to users. ### What is the fee for sending money with Monéé? Sending money to loved ones with Monéé is very affordable, with a transfer fee of just ₦10, irrespective of the transaction amount. ### Does Monéé offer customer support? Yes, Monéé provides customer support via email (support@monee.ng, info@monee.ng, hello@monee.ng) and phone calls at 070024894283 and 012919739. ### What devices is Monéé available on? Monéé is available on iPhone, iPad, and iPod devices. It is a mobile application designed for iOS users. ### How often is Monéé updated? The latest version of Monéé is 0.10.17, and it was last updated on June 20, 2025. This indicates regular updates to improve the app's functionality and security. ## Version history (last 3 releases) ### 0.10.17 — 2025-06-20 We’ve updated our app icon and branding to reflect our continued growth and commitment to innovation. Don’t worry, everything you love about Monee is still here. ### 0.0.13 — 2023-11-02 Bug resolution ### 1.0 — 2023-06-26 No release notes. ## More apps by CITYGATE GLOBAL INVESTMENT LIMITED - [Empire Trust](https://appshunter.io/ios/app/empire-trust/id6740883145) All apps by CITYGATE GLOBAL INVESTMENT LIMITED: https://appshunter.io/developer/1668222527 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*