# Moneey App: Better Than A Bank — Send & Receive Money Easily > Digital financial management with free bank accounts, AI spending tracking, and fast transactions. (iPhone/iPad app by Moneey.) - Source: https://appshunter.io/ios/app/moneey-app-better-than-a-bank/id6450057528 (this page in markdown: same URL + `.md`) - Developer: [Moneey](https://appshunter.io/developer/1691757267) - Category: Finance, Lifestyle - Price: Free - Rating: 4.10/5 from 39 App Store ratings · 22 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 139 MB - Languages: American English - Released: 2025-03-13 - Data updated: 2026-09-03 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moneey-app-better-than-a-bank/id6450057528/reviews.md ## What is Moneey App? Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by using AI tools to track all your spending patterns, income & expenses. Our mission is to help people lead a healthy financial life. Moneey App is a technology company, not a bank. We partner with CBN licensed and NDIC insured banks to provide secure bank accounts for your transactions. Contact Us Email: hello@moneeyapp.com Website: www.moneeyapp.com Instagram: @moneey_app TikTok: @moneey_app Twitter/X: @moneey_app Facebook: Moneey App LinkedIn: Moneey App Download now! ## Key features - Free bank accounts - Fast money transfers - AI spending tracking - Income and expense monitoring - Bill payments - Savings tools ## Recent user reviews (10 of 22) All indexed reviews: https://appshunter.io/ios/app/moneey-app-better-than-a-bank/id6450057528/reviews.md ### 1/5 — Bad bank *2026-07-01, version 1.0.19* My transfer of 20.000 was progressing for about 5 months now from February’ and I was asking them for help and no ones is replying and now I can’t even ask them for help again ### 4/5 — Fake bank app *2026-06-10, version 1.0.19* Money was sent to me i didn’t receive it I don’t know what going on in this app ### 1/5 — Unable to make transfer out *2026-05-08, version 1.0.19* This app is so annoying and frustrating Am unable to withdraw my money from this app now for the past few days now ### 1/5 — Fraud *2026-04-21, version 1.0.19* Worse app ever no response from chat you receives money in your Vfd account and they refuse you from sending out this app is fraudulent stay away from it ### 2/5 — There network is not good *2025-11-12, version 1.0.14* Bad bank ### 5/5 — Best finance app *2025-11-03* This is truly better thank a bank. I’m loving it so far! ### 5/5 — A Well-Built Finance App with Smart Features *2025-09-23, version 1.0.12* I’ve really enjoyed using MoneyApp so far. One of the first things that stood out to me is the clean and thoughtful design. The UI and UX are very intuitive, which makes navigating the app smooth and enjoyable. You can clearly see the attention to detail and the fact that the team built this with Flutter makes the performance fast and reliable. In terms of functionality, the savings feature is one of my favorites, it’s simple to use and actually makes me feel more in control of my finances. I also really appreciate how seamless it is to transfer money within the app. Everything works as expected, and it feels like a complete, well-rounded product. Overall, MoneyApp combines great design, solid technology, and practical features in a way that makes managing money easier. Definitely recommend! ### 5/5 — Easy to use *2025-09-16, version 1.0.12* The app is really easy to use and does exactly what I need it to. Smooth interface, quick response, and no issues so far. Definitely recommend it! ### 5/5 — reliability & efficiency *2025-09-15, version 1.0.12* Smoothest experience I’ve had with a finance app ### 5/5 — User friendly *2025-09-15, version 1.0.12* Sleek interface, easy to move around and quick transfers ## Frequently asked questions about Moneey App ### What does Moneey App do? Moneey App provides free digital bank accounts that can be opened in minutes. It facilitates fast money transfers, airtime purchases, data top-ups, bill payments, and savings. The app also uses AI tools to track spending patterns, income, and expenses, helping users understand their financial habits. ### How does the AI help with managing money? The AI tools within Moneey App analyze your spending patterns, income, and expenses. This allows for detailed tracking and provides insights into where your money is going. By understanding these patterns, users can make more informed decisions about their finances and work towards a healthier financial life. ### Is Moneey App a bank? No, Moneey App is a technology company, not a bank. It partners with CBN licensed and NDIC insured banks to offer secure bank accounts for its users' transactions. This ensures that your financial activities are conducted through regulated and insured banking institutions. ### What are the costs associated with using Moneey App? Opening bank accounts with Moneey App is free. The app also offers features like fast transfers, bill payments, and savings tools. While the core services are free, the app may have in-app purchases for certain premium features or services, though this is not explicitly detailed in the provided description. ### Who is Moneey App for? Moneey App is designed for individuals who want to manage their money more effectively. It's ideal for those looking for a convenient way to open bank accounts, track their spending with AI insights, and perform quick financial transactions like sending money or paying bills. ## Version history (last 5 releases) ### 1.0.19 — 2026-03-10 What's new? Product updates & performance improvements Better Than A Bank Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by tracking all your income & expenses. Our mission is to help people lead a healthy financial life. ### 1.0.18 — 2026-01-09 What's new? Product updates & performance improvements Better Than A Bank Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by tracking all your income & expenses. Our mission is to help people lead a healthy financial life. ### 1.0.17 — 2026-01-04 Product updates & performance improvements Better Than A Bank Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by tracking all your income & expenses. Our mission is to help people lead a healthy financial life. ### 1.0.16 — 2025-12-26 Product updates & performance improvements Better Than A Bank Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by tracking all your income & expenses. Our mission is to help people lead a healthy financial life. ### 1.0.15 — 2025-12-01 Product updates & performance improvements Better Than A Bank Open multiple bank accounts for free & in minutes, anytime, anywhere! Fast transfers, airtime, data, bills, savings & more. Moneey App also helps you understand your money by tracking all your income & expenses. Our mission is to help people lead a healthy financial life. ## Apps similar to Moneey App | App | Rating | Price | Category | | --- | --- | --- | --- | | [MoneyMaster PSB](https://appshunter.io/ios/app/moneymaster-psb/id6473828507) | 2.6 (7) | Free | Finance | | [Bank9ja](https://appshunter.io/ios/app/bank9ja/id1623785886) | 2.7 (9) | Free | Finance | | [Monnify Merchant](https://appshunter.io/ios/app/monnify-merchant/id1673683275) | 1.0 (2) | Free | Finance | | [Yes Bank](https://appshunter.io/ios/app/yes-bank/id1667172170) | 4.2 (6) | Free | Finance | | [BankBox By Raven](https://appshunter.io/ios/app/bankbox-by-raven/id6443548562) | 4.3 (32) | Free | Finance | | [GoldMan-Mobile Banking](https://appshunter.io/ios/app/goldman-mobile-banking/id6474889918) | 4.4 (9) | Free | Finance | ## Related topics [online bank in nigeria](https://appshunter.io/ios/topics/online-bank-in-nigeria) · [virtual dollar card](https://appshunter.io/ios/topics/virtual-dollar-card) · [dollar account](https://appshunter.io/ios/topics/dollar-account) · [wama](https://appshunter.io/ios/topics/wama) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*