# Moneko AI: Track & Budget — Shared expenses & split bills > AI-powered shared expense tracker and budget app for groups. (iPhone/iPad app by Fenghua Shao.) - Source: https://appshunter.io/ios/app/moneko-ai-track-and-budget/id6753925279 (this page in markdown: same URL + `.md`) - Developer: [Fenghua Shao](https://appshunter.io/developer/1789587488) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.90/5 from 23 App Store ratings · 18 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 96 MB - Languages: American English, Dutch, French (France), German (Germany), Italian, Japanese, Korean, Russian, Chinese (Simplified, China), European Spanish and 5 more - Released: 2026-01-28 - Data updated: 2026-09-03 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moneko-ai-track-and-budget/id6753925279/reviews.md ## What is Moneko AI? Moneko is an AI expense tracker, budget planner, and bill splitter built for people who manage money together. Track expenses, sync bank transactions, split bills automatically, scan receipts, forward email receipts, and build shared budgets with your partner, family, friends, or roommates. Capture expenses however they happen. Connect your bank, type a message, record a voice note, scan a receipt, forward receipts by email, or log expenses directly from WhatsApp and Telegram. Moneko automatically organizes your spending, tracks who paid, and keeps everyone in sync. TRACK SHARED EXPENSES Manage shared expenses for couples, families, roommates, trips, and groups. Split rent, groceries, utilities, subscriptions, travel, and everyday spending while everyone stays on the same page. SYNC BANK TRANSACTIONS Connect your bank to automatically import transactions and keep your budget up to date with less manual work. SPLIT BILLS AUTOMATICALLY Split bills equally or customize every expense. Moneko calculates balances, tracks repayments, and shows exactly who owes what. TRACK EXPENSES YOUR WAY Log expenses using bank sync, text, voice notes, receipt scanning, email receipts, AI chat, WhatsApp, or Telegram. However you spend, Moneko makes tracking effortless. SMART EXPENSE TRACKING AI automatically categorizes expenses, extracts receipt details, updates budgets, and organizes your finances in real time. BUILD A BUDGET THAT FITS YOUR LIFE Create personal or shared budgets, organize spending into categories, set savings goals, track recurring expenses, and understand exactly where your money goes. Features include: • Bank sync • AI expense tracking • Shared budgets • Bill splitting • Receipt scanner • Email receipt forwarding • Voice notes • WhatsApp & Telegram integration • Apple Wallet import • Multi currency support • Recurring expenses • Budget categories START TODAY Try Moneko free for 7 days. A subscription is required after the free trial. Log it once. Share it instantly. Let AI handle the rest. Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI-powered expense tracking - Automatic expense categorization - Shared expense splitting - Log expenses via text, voice, or photos - Real-time budget updates - Multi-currency support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Moneko Yearly Plan | $89.99 | per year | | Moneko Monthly Plan | $12.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Moneko Lifetime Earlybird | $149.99 | one-time | ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/moneko-ai-track-and-budget/id6753925279/reviews.md ### 5/5 — Useful *2026-08-19* been using Moneko for some time and honestly it’s made keeping track of my and my partner’s spending so much easier ### 5/5 — Great new AI feature *2026-07-29* Love the new ai help feature! ### 5/5 — Perfect for Couples *2026-07-28* My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app ! ### 5/5 — Excellente appli de budget *2026-07-26* Parfaitement fonctionnel pour gèrer et suivre les dépenses partagées ### 5/5 — Simple & straightforward tracking *2026-07-26* Really clean and easy to use! Tracking expenses takes just a few taps, and the AI insights make it simple to stay on top of my spending. ### 5/5 — Definitely worth it *2026-07-18* I really like that I can just snap a receipt or type a quick message instead of filling out a bunch of fields. ### 5/5 — good app！ *2026-07-18* Excellent app for tracking shared expenses and staying on budget. The interface is clean, and syncing transactions makes managing finances so much easier! ### 5/5 — Highly recommended! *2026-07-15* Exactly what I needed. Logging expenses is quick, and the shared budget feature is perfect for tracking our spending together. ### 5/5 — I’m glad I found it!!! *2026-07-13* Adding transactions is quick, the budgeting and expense tracking features are very helpful. I organize my transactions and see where the money is going easily. The app design is straightforward and easy to setup. Definitely the best budgeting app I’ve tried so far. ### 5/5 — Switched from Spendee. This Is Way Better. *2026-04-17* I used to use Spendee for the last 2 years, but not anymore. Moneko is honestly the best app I’ve tried so far. The best part for me is the voice logging and Siri Shortcuts assistant,, it makes adding expenses so quick and effortless. The app is simple, smooth, and very easy to use. Highly recommended Big thanks to the developer for creating such an amazing and useful app. Please keep it always updated and improving. **Developer response:** Thank you so much for the thoughtful review and for switching to Moneko. Your support means a lot to us. We’re always listening to feedback and working to keep improving the app. If there’s any new feature you’d like to see, or if you ever run into any issues, kindly let us know. ## Frequently asked questions about Moneko AI ### What is Moneko? Moneko is an AI-powered expense tracker and budget app designed specifically for managing shared expenses among couples, roommates, and groups. It allows users to log spending through various methods and automatically splits costs. ### How does Moneko handle shared expenses? You can easily add shared expenses, and Moneko automatically syncs this information with everyone involved, eliminating confusion about who paid for what. The app is built for seamless group financial tracking. ### What methods can I use to log expenses in Moneko? Moneko offers flexible logging options including typing a message, speaking your expense, snapping a receipt photo, using chat-style input, or even logging directly from WhatsApp or Telegram. ### Does Moneko use AI for expense management? Yes, Moneko leverages AI to automatically categorize your expenses, track shared spending, and update budgets in real time. It also converts receipts into organized records, simplifying financial oversight. ### What is the pricing for Moneko? Moneko offers a 1-month free trial, after which a subscription is required to continue using the service. The app is free to download and use during the trial period. ### Is Moneko available on multiple devices? Yes, Moneko is available for both iPhone and iPad, ensuring you can manage your shared expenses across your Apple devices. ### How often is Moneko updated? The latest version of Moneko is 1.5.2, which was released on April 1, 2026. Updates ensure the app remains reliable and includes the latest features and improvements. ### Does Moneko have ads? No, Moneko does not contain advertisements. As it is free with in-app purchases and offers a subscription model, users can enjoy an ad-free experience. ## Version history (last 5 releases) ### 3.0.8 — 2026-08-27 What’s New in Moneko 3.0.5 - Faster transaction updates — adding, editing, and deleting transactions now feels noticeably quicker and more responsive. - More accurate wallet balances — fixed an issue that could cause incorrect amounts to appear on the Wallets page. - Cleaner recurring transactions — fixed duplicate recurring entries that could appear in Wallet Details. - Smarter email receipt handling — when AI isn’t fully confident about a receipt, you’ll now get simple options to confirm the details yourself instead of a generic error. ### 3.0.7 — 2026-08-18 What’s New in Moneko 3.0.5 - Faster transaction updates — adding, editing, and deleting transactions now feels noticeably quicker and more responsive. - More accurate wallet balances — fixed an issue that could cause incorrect amounts to appear on the Wallets page. - Cleaner recurring transactions — fixed duplicate recurring entries that could appear in Wallet Details. - Smarter email receipt handling — when AI isn’t fully confident about a receipt, you’ll now get simple options to confirm the details yourself instead of a generic error. ### 3.0.6 — 2026-08-14 What’s New in Moneko 3.0.5 - Faster transaction updates — adding, editing, and deleting transactions now feels noticeably quicker and more responsive. - More accurate wallet balances — fixed an issue that could cause incorrect amounts to appear on the Wallets page. - Cleaner recurring transactions — fixed duplicate recurring entries that could appear in Wallet Details. - Smarter email receipt handling — when AI isn’t fully confident about a receipt, you’ll now get simple options to confirm the details yourself instead of a generic error. ### 3.0.5 — 2026-08-13 What’s New in Moneko 3.0.5 - Faster transaction updates — adding, editing, and deleting transactions now feels noticeably quicker and more responsive. - More accurate wallet balances — fixed an issue that could cause incorrect amounts to appear on the Wallets page. - Cleaner recurring transactions — fixed duplicate recurring entries that could appear in Wallet Details. - Smarter email receipt handling — when AI isn’t fully confident about a receipt, you’ll now get simple options to confirm the details yourself instead of a generic error. ### 3.0.4 — 2026-08-09 Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think! ## More apps by Fenghua Shao - [Manifest Journal: Kira](https://appshunter.io/ios/app/manifest-journal-kira/id6740343564) All apps by Fenghua Shao: https://appshunter.io/developer/1789587488 ## Related topics [Moneko](https://appshunter.io/ios/topics/moneko) · [moneko ai expense tracker](https://appshunter.io/ios/topics/moneko-ai-expense-tracker) · [ledgersnap](https://appshunter.io/ios/topics/ledgersnap) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*