# Monemon — Money habits that stick

> Interactive finance app with virtual world for learning and earning rewards. (iPhone/iPad app by Monemon AS.)

- Source: https://appshunter.io/ios/app/monemon/id6737122894 (this page in markdown: same URL + `.md`)
- Developer: [Monemon AS](https://appshunter.io/developer/1774701901)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 113 MB
- Languages: American English
- Released: 2024-12-13
- Data updated: 2026-08-19
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/monemon/id6737122894/reviews.md

## What is Monemon?

Everyone knows they should be saving. The problem is the moment you'd actually have to do it.

Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing.

SAVE DAILY, ONE TAP

Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there.

Monemon flips it. You save daily, in small amounts, before the money is gone.

Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets.

GET TO KNOW MO

Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself."

He knows exactly what you treated yourself to last week.

Your balance has never had this much personality.

WEEKLY WRAPPED

Every Sunday, your week in numbers.

Credit where it's due. A light roast where it isn't.

YES, IT'S A REAL ACCOUNT

Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay and Google Pay. Every payment in one place.

Everything a fintech does. None of the noise.

START SMALL

You don't need a plan, a spreadsheet, or a spare €200.

You need one day under budget. Mo takes it from there.

Small wins, every week. Save it. Watch your money grow. Repeat.

## Key features

- Track spending
- Transfer money
- Virtual 3D finance world
- Complete financial challenges
- Earn rewards and loyalty points
- Secure debit card management
- Instant payment notifications

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/monemon/id6737122894/reviews.md

### 5/5 — Amazing 🤩

*2024-12-20*

Best neobank app I’ve used

**Developer response:** Thank you so much, we have a long way to go but will get there for sure! By Markus, founder of Monemon

## Frequently asked questions about Monemon

### What is Monemon?

Monemon is a finance app designed to make managing money engaging and educational. It allows users to track spending, transfer funds, and explore a virtual 3D world called MOWO to learn about finance and earn rewards.

### Is Monemon free to use?

Yes, Monemon is available for free. However, it does contain advertisements.

### What kind of financial transactions can I perform with Monemon?

With Monemon, you can transfer money and monitor your spending in one place. It also offers features to freeze/unfreeze your debit card, set spending limits, and receive instant payment notifications.

### How does Monemon help users learn about finance?

Monemon features MOWO, a virtual 3D world where users can complete challenges, earn MoneCoin loyalty points, and unlock exclusive perks, making financial education interactive and fun.

### What devices does Monemon support?

Monemon is currently supported on iPhone and iPod devices.

### How secure is Monemon?

Monemon prioritizes security by allowing users to freeze and unfreeze their debit card with a tap, set spending limits, and receive instant notifications for every payment.

### When was Monemon last updated?

The latest version of Monemon, 1.6.5, was last updated on May 8, 2026.

### What is the user sentiment for Monemon?

Monemon has a perfect rating of 5.0 stars from 2 ratings, indicating a very positive initial user reception.

## Version history (last 5 releases)

### 1.8.5 — 2026-08-15

Mo chat!

### 1.8.2 — 2026-08-12

Bugfixes

### 1.8.1 — 2026-08-07

UI improvements
Savings Levels introduced

### 1.8.0 — 2026-08-04

Onboarding improvements
Daily savings page -  Bag-it feature + streak
App home, payments & overview page redesign
App themes removed
Starter mission fixed for new users

### 1.7.1 — 2026-07-24

Updated new user intro                                                      
Savings daily loop implemented                                              
Fixed language picker on settings page

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*