# Moneo: Expense Tracker, Budget — Personal Finance Manage

> Personal Finance Manage (iPhone/iPad app by Sergey Sots.)

- Source: https://appshunter.io/ios/app/moneo-expense-tracker-budget/id6758626082 (this page in markdown: same URL + `.md`)
- Developer: [Sergey Sots](https://appshunter.io/developer/1873983113)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 87 MB
- Languages: American English, Ukrainian
- Released: 2026-10-07
- Data updated: 2026-10-24

## What is Moneo?

Apple Pay payments recorded automatically
Shared budgets and detailed analytics
64 currencies with up-to-date exchange rates

EVERY APPLE PAY PAYMENT — TRACKED
- One quick shortcut, and every payment with your phone becomes a transaction
- Works with any card in Wallet
- Amount and category are filled in automatically, even without opening the app

ADD EXPENSES BY VOICE OR PHOTO
- Say "taxi 15 and coffee 4" — Moneo creates two transactions
- Snap a receipt — Moneo detects the amount and category

IMPORT BANK STATEMENTS
- Import statements from your bank in CSV or Excel format
- Columns, accounts and categories are detected automatically
- Re-importing the same file never creates duplicates
- Everything is processed on your device

SET YOUR OWN BUDGETS
- Category limits and an overall budget with a clear progress bar
- See what's left to spend, your spending pace and an end-of-month forecast
- Charts and balance trends for any period

SUBSCRIPTIONS UNDER CONTROL
- All recurring payments in one place: subscriptions, rent, phone bills
- Moneo reminds you before each charge
- Standard periods or a custom interval

AUTO-RULES
- Set a rule once: "Walmart" → Groceries, "Uber" → Taxi
- New transactions with that description get the right category automatically

SHARED TRACKING
Track finances with your partner or family — changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel.

AND MORE
Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes.

FREE OR MONEO PRO
Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics.
Moneo Pro — 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported — one subscription for your whole family group.

Terms of Use: https://moneo.com.ua/en/terms
Privacy Policy: https://moneo.com.ua/en/privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Moneo Pro | $2.99 | per month |
| Moneo Pro Family | $4.99 | per month |
| Moneo Pro | $23.99 | per year |
| Moneo Pro Family | $39.99 | per year |


## Is Moneo safe?

Not enough ratings yet to assess Moneo.

## Is Moneo legit?

Moneo: Expense Tracker, Budget has limited verification signals. The AppsHunter Legitimacy Score for Moneo is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.6 — 2026-10-23

Bug fixes and improvements

### 1.0.5 — 2026-10-22

• Attachments for transactions — add photos, documents and links. Everything is stored with the transaction, so the receipt or file you need is always easy to find.
• Improved tags — redesigned and easier to use.
• Bug fixes and stability improvements.

### 1.0.4 — 2026-10-20

Widgets
• Budget: what's left to spend this month
• Accounts: total balance of all wallets in a space
• Cashflow: this month's income and expenses by week
• Statistic: expenses, income or net for the month
• Upcoming: recurring payments for the next 30 days
• Quick Add: log a transaction in one tap
Some widgets also work on the Lock Screen. There are new Control Center buttons too: add an expense, by voice or from a receipt.

PrivatBank
• Easier setup
• Each card gets its own wallet automatically, with balance sync
• Pause and resume import anytime
• Forward bank emails from your own Gmail

Also
• A note in Settings when a new version is out
• Bug fixes and visual polish

### 1.0.2 — 2026-10-17

• New “Shortcuts” section in Settings
• Existing transactions can now be converted into transfers
• Bug fixes and stability improvements

### 1.0.1 — 2026-10-09

Bank statement import
• Import statements in CSV, TXT and XLSX formats
• Select multiple files at once
• Categories are assigned automatically based on your rules, bank categories and habits
• Re-importing the same file won't create duplicates
• Everything is processed on your device — files are never uploaded

## Apps similar to Moneo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Money & Expense Tracker: Lichy](https://appshunter.io/ios/app/money-and-expense-tracker-lichy/id6773329338) | — | Free | Finance |
| [Quotra: Budget Expense Tracker](https://appshunter.io/ios/app/quotra-budget-expense-tracker/id6780198495) | — | Free | Finance |
| [STATOK: AI Money Manager](https://appshunter.io/ios/app/statok-ai-money-manager/id6770952176) | — | Free | Finance |
| [PocketMates: expense tracker](https://appshunter.io/ios/app/pocketmates-expense-tracker/id6763726732) | — | Free | Finance |
| [Family Expenses Insights](https://appshunter.io/ios/app/family-expenses-insights/id6803676814) | — | Free | Finance |
| [EveryPenny: Money Tracker](https://appshunter.io/ios/app/everypenny-money-tracker/id6762463402) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*