# Monet — Global Money — Accounts, invoices & insights > Cross-border money transfers with transparent fees and exchange rates. (iPhone/iPad app by Monet Holdings Group, Inc..) - Source: https://appshunter.io/ios/app/monet-global-money/id6763789292 (this page in markdown: same URL + `.md`) - Developer: [Monet Holdings Group, Inc.](https://appshunter.io/developer/1895489503) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 119 MB - Languages: American English - Released: 2026-07-19 - Data updated: 2026-10-23 - Monetization: free ## What is Monet? Money that moves with you. Monet is a cross-border fintech app for people and businesses working beyond one country. Open a Monet account, access eligible virtual account details, receive payments and manage international money movement in one place. ACCESS BEYOND BORDERS Eligible non-U.S. residents can complete identity verification without a U.S. Social Security number, using the identification required for their country. Supported Mexican identity documents are accepted for eligible applicants through our verification providers. Requirements depend on your residence and the service you use; U.S. residents may need an SSN or other accepted tax identification. Account services require identity verification and provider approval. VIRTUAL ACCOUNTS & ACH ACCESS Get local receiving details for the currencies available to your verified account. Eligible USD virtual accounts support receiving ACH bank transfers. Share your approved account details to receive permitted payments, and send to supported bank accounts and local payment destinations. Available currencies, payment sources, fees and delivery times depend on your account and route. INVOICING FOR GLOBAL WORK Create and share invoices, organize customer payments and reuse invoice templates. Accept bank payments in the currencies supported by your available virtual accounts. Keep your invoices and payment activity together, whether you work with clients nearby or across borders. AI INSIGHTS FOR YOUR MONEY Explore your spending and transaction activity with AI insights. Ask questions, spot spending patterns and better understand where your money goes. Insights use available account data and can be incomplete or mistaken; check the underlying transactions before making decisions. CONNECTED FINANCIAL INFRASTRUCTURE Monet integrates services from providers including Bridge, Stables, Coinbase and Transak to support eligible account, funding and transfer features. The provider available to you depends on your location and the service. Review the displayed fees, exchange rate and payment details before confirming. We are building broader access to financial tools for people and businesses across borders. Monet is a financial technology company, not a bank. Virtual account and payment services are provided through third-party providers. Availability varies by country, residency, verification status and provider approval. Not every user is eligible for every service. A virtual account does not by itself make your Monet balance a bank deposit or provide deposit insurance. ## Key features - Transparent fees and exchange rates - Multiple funding options (Apple Pay, debit/credit card, bank account) - Wide range of payout destinations - Receive payments with US account details - Recurring and scheduled transfers - Send money within Telegram chats - Pay by text message ## Is Monet safe? Not enough ratings yet to assess Monet. ## Is Monet legit? Monet — Global Money has limited verification signals. The AppsHunter Legitimacy Score for Monet is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Monet ### How secure is Monet for cross-border transfers? Monet utilizes trusted, battle-tested infrastructure and works with licensed specialists for regulated steps. Your balance settles on digital rails in a wallet you control, allowing you to export keys and leave at any time. ### What are the fees and exchange rates for Monet transfers? Monet displays the exchange rate and fee before you confirm a transfer, ensuring transparency. The amount your recipient receives is clearly shown upfront, avoiding hidden costs. ### How quickly can money be sent with Monet? Money usually lands within 30 minutes, making it a fast option for international transfers. Payouts are delivered over local payment rails familiar to recipients. ### Can I receive money from employers or clients using Monet? Yes, once verified, Monet provides you with a US account and routing number. This allows you to receive direct deposits, ACH transfers, and domestic wires, as well as payments in other currencies. ### Does Monet support recurring payments? Yes, you can set up recurring transfers for regular payments like rent or sending money home on payday. The quote is shown when you schedule it, and again in the receipt. ### How does Monet handle payments to contractors? You can pay contractors individually or in a batch directly in their local currency. Monet keeps a record of who was paid what and when, simplifying payroll for businesses. ### Can I send money directly within Telegram using Monet? Yes, Monet allows you to send money to anyone in your Telegram chats without leaving the conversation, offering a convenient integrated payment solution. ### What devices is Monet available on? Monet is currently supported on iPhone devices. The app is rated for ages 4 and up. ## Version history (last 5 releases) ### 1.0.4 — 2026-10-12 • Refreshed black and lavender design, app icon and launch screen. • Improved invoicing with bank payments through supported virtual accounts. • Updated account verification and country availability. • Improved AI chat controls and native input behavior. • Clearer transfer and debit card payout flows. ### 1.0.3 — 2026-08-27 Setting up an account to fund from is one tap away again — the verification card is back on the home screen, where it belongs. News from the countries you send to now sits on the home screen, and you can collapse it if you would rather not see it. Notifications tell you what actually landed in your wallet, and which provider funded it. Telegram payments have been retired. That tab is now your card. ### 1.0.2 — 2026-08-21 Exchange is new in this version. It is one place to turn what you have into what you want: fund with Apple Pay or a card, move from your balance, or start from crypto you already hold, and send it out to a bank account or a mobile money wallet abroad. You pick what you are starting from and what you want to end up with, and the rate and fee are shown before anything moves. You can now see your own balances while you choose. The picker lists what you actually hold with live amounts and values, so you are not guessing what is available before you start a transfer. Sending abroad now covers more of the way people are really paid. Alongside bank transfer, you can send to mobile money wallets in the markets where that is how money moves, and the delivery options shown for a country are the ones that country actually supports. Confirming a transfer now uses Face ID. Large or unusual transfers ask for it before anything leaves your account, with your passcode as a fallback. Also in this release: - Your profile and notifications moved into the top of the Home screen, so getting to your account details or your activity is one tap from anywhere. - Notifications now show the asset each one is about, so a completed transfer is recognisable at a glance. - Scheduled transfers, the deposit screen and the card screens were cleaned up, with clearer limits shown per funding option before you choose one. - Fixed a problem where the balance chart could briefly show a drop that had not happened. - Fixed sign-up for several countries where verification could stall before it finished. ### 1.0.1 — 2026-07-24 • Trade brand-new token launches from pons.family the moment they go live • Buy on-chain tokens with Apple Pay in a single tap • Much faster prices and charts across the app • Send money right inside your Telegram chats ### 1.0 — 2026-07-20 No release notes. ## Apps similar to Monet | App | Rating | Price | Category | | --- | --- | --- | --- | | [SmashPay](https://appshunter.io/ios/app/smashpay/id6762131761) | — | Free | Finance | | [Avvio - Global Account](https://appshunter.io/ios/app/avvio-global-account/id6758032676) | 5.0 (3) | Free | Finance | | [Cashi: Global Spending Card](https://appshunter.io/ios/app/cashi-global-spending-card/id6767103364) | 4.2 (5) | Free | Finance | | [Total Send](https://appshunter.io/ios/app/total-send/id6748969126) | 5.0 (2) | Free | Finance | | [Ethena Pay](https://appshunter.io/ios/app/ethena-pay/id6763149705) | 5.0 (6) | Free | Finance | | [Infini: Crypto Card & Pay](https://appshunter.io/ios/app/infini-crypto-card-and-pay/id6796274070) | 4.7 (3) | Free | Finance | ## Related topics [monet](https://appshunter.io/ios/topics/monet) · [moneta](https://appshunter.io/ios/topics/moneta) · [monetal](https://appshunter.io/ios/topics/monetal) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-23.*