# Moneta: Money Tracker & Budget — Track spending and savings

> Private, ad-free manual money tracker and budget planner. (iPhone/iPad app by LUCA ALBERTI.)

- Source: https://appshunter.io/ios/app/moneta-money-tracker-and-budget/id6758405166 (this page in markdown: same URL + `.md`)
- Developer: [LUCA ALBERTI](https://appshunter.io/developer/1872768747)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 17 MB
- Languages: American English, Arabic, Czech, Danish, Dutch, French (France), German (Germany), Hebrew, Hindi, Hungarian and 17 more
- Released: 2026-02-11
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moneta-money-tracker-and-budget/id6758405166/reviews.md

## What is Moneta?

Moneta is a clean, private money tracker built for people who want to understand where their money goes.

Track expenses, income, budgets, accounts, recurring transactions, saving goals, and more in one simple place.

No ads. No tracking. No bank login. Just fast manual expense tracking.

FAST MANUAL TRACKING
Moneta is designed for people who prefer entering their expenses by hand and staying in full control of their finances.
Add expenses and income, organize them with custom categories, track cash or multiple accounts, and keep a clear overview of your money.

BUDGETS, GOALS, AND PLANNING
Plan ahead with budgets, saving goals, recurring transactions, cash flow forecasts, and account balances.
Moneta helps you see what you spend, what you earn, and how your money changes over time, without forcing you into a complicated budgeting system.

FEATURES
• Fast manual expense and income tracking with notes and custom categories
• Clean Home overview with trend indicators and visual summaries
• Monthly Budgets and Saving Goals
• Multiple accounts with balance trends and full customization
• Calendar view with daily totals and detailed day breakdown
• Interactive charts for expenses, income, and overall distribution
• Fully customizable categories and category transaction history
• Recurring transactions with cash flow forecasts
• Home Screen widgets for quick balance and spending insights
• Export professional PDF transaction reports
• Import data from other finance apps
• CSV export for Excel
• PIN and Face ID protection
• Scheduled backups to Files
• Optional iCloud Sync
• Full iOS Shortcuts support
• Appearance, language, and currency customization
• Customizable reminders

DESIGNED FOR REAL LIFE
No complicated setup.
No forced financial philosophy.
No ads or unnecessary clutter.

Just fast manual tracking, flexible budgeting, and a clear way to understand your money.

PRIVACY
Your data stays on your device.
No ads. No tracking. No selling data.

YOUR DATA, YOUR CONTROL
Import, export, and back up your data whenever you want.

## Key features

- Manual expense and income tracking
- Customizable budgets and saving goals
- Multiple accounts with balance trends
- Interactive charts and visual summaries
- Recurring transaction management
- PIN and Face ID protection
- Scheduled backups and CSV export

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/moneta-money-tracker-and-budget/id6758405166/reviews.md

### 4/5 — Amazing

*2026-07-13*

So far the app is amazing, everything I need is here and it’s so simple to use! The only thing I can’t figure out is how to really customize my savings goals. I would like to move cash into savings manually, I don’t understand why it’s doing it automatically.

**Developer response:** The idea behind Moneta s a bit different from automatically moving money into a savings account. You set a Savings Goal (exp 1000%) and then track your income and expenses through the month. At the end of the month, you can clearly see how much you have been able to save during that time, based on your finances. If you prefer to physically move money aside, you could create a dedicating Savings account and transfer money into it (in the accounts page), so its tracked separately while still contributing to your overall financial picture. I'm always looking to make the app flow better, so thanks for the feedback!

### 5/5 — Clean & Easy to Use

*2026-05-07*

I’ve been using it to track small expenses. The tools are very intuitive and have a minimalist design. I especially appreciate the dark mode to avoid eye strain at night, and the CSV export and backup options.

**Developer response:** Thank you :) Maybe you'll like the new PDF exports also!

## Frequently asked questions about Moneta

### What is Moneta?

Moneta is a private, ad-free budget planner and money manager. It helps users track spending, plan budgets, and reach savings goals through manual input and customizable tools.

### Does Moneta have ads?

No, Moneta is designed to be completely ad-free. The app emphasizes a clean user experience without any advertisements or unnecessary clutter.

### Is Moneta free to use?

Yes, Moneta is available for free. There are no in-app purchases or subscription fees required to use its core features.

### How secure is my data with Moneta?

Moneta prioritizes privacy by keeping your data on your device. If iCloud Sync is enabled, data is securely stored in your personal iCloud account using Apple CloudKit.

### What devices does Moneta support?

Currently, Moneta is supported on iPhone. Future updates may expand compatibility to other Apple devices.

### How often is Moneta updated?

Moneta was last updated on May 3, 2026, indicating a recent update. The app is actively maintained, with new features like iCloud Sync planned.

### Can I export my data from Moneta?

Yes, Moneta allows for manual export and import of data. It also provides CSV export functionality, which can be used with spreadsheet software like Excel.

### What is the age rating for Moneta?

Moneta has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

## Version history (last 5 releases)

### 4 — 2026-08-21

• Added Receipt Scanner: Scan a receipt directly from the transaction editor and Moneta can automatically fill in the amount, date, merchant, category, payment account, and location. Receipt recognition and processing happen on-device, keeping your financial data private.
• Lock Screen Widgets: New widgets let you quickly check your balance and budgets, or jump straight into adding a transaction from your Lock Screen.
• Recurring Transactions Improvements: Set a specific number of cycles for recurring transactions, see when a recurring transaction has finished, extend it when needed, and view useful details like lifetime total, number of transactions, start date, and end date.
• Budget Improvements: Improved transaction details and clearer budget status indicators make it easier to understand your monthly spending.
• Charts Improvements: Improved Portfolio Value visualization makes smaller changes easier to read, alongside performance optimizations across charts.
• More Polish Everywhere: Improved animations, transitions, Dynamic Type support, layouts, localization, notifications, and many smaller UI details throughout Moneta.
• Fixed several bugs and edge cases, including improvements to the Transaction Calendar, account interactions, privacy protection, and international receipt recognition.

### 3.5 — 2026-08-18

• Added optional iCloud sync across devices.
• Added iPad support.
• Added Transaction Map.
• Added detailed account transaction history.
• Charts performance fix!
• Added an optional Calendar shortcut directly from Home.
• Fixed scroll issues in Categories, Accounts and recurring transactions.
• Added separate account visibility controls for Home and Charts.
• Improved account views, transaction actions, scrolling, colors, and period selection.
• Improved Transfer Funds.
• Improved Face ID and PIN reliability.
• Reorganized Preferences for easier navigation and clearer settings.
• Improved Home chart animation lag.
• Additional UI improvements and bug fixes.

### 2.9 — 2026-08-05

• New recurring transaction forecast for upcoming income, expenses, and net balance.
  • Added Home Screen Widgets for quick balance and spending insights 
  • Added transaction duplication from the long-press menu.
  • Improved the Settings screen.
  • Added editing support for transfers and balance adjustments, including amount, date,
  and comment.
  • Added Recently Deleted support for accounts and categories.
  • Added a display option to automatically capitalize shown names across the app.
  • Improved colors in Dark Mode.
  • Improved chart scrolling performance and added a warning when many charts are enabled.
  • Improved Home search empty states with clearer guidance for Income and Expenses
  filters.
  • New SF symbols and better editor.
  • Fixed transfer deletion to clearly remove both linked transactions together.
  • Fixed transfer and balance adjustment icons in calendar and deleted transaction views.
  • Fixed scroll in Accounts and Categories.
  • Other small bug fixes.

### 2.5 — 2026-08-01

• Added visual PDF export for transaction reports
  • Added quick search in Home
  • Added Shortcuts support for adding and importing transactions
  • Better over-all performance in low battery or older iPhones
  • Added interactive budget drill-downs
  • New and improved onboarding and guided tour
  • New Bin, recover deleted transactions
  • Better recurring transaction previews and handling
  • Polished settings, defaults, and chart visuals

### 2 — 2026-07-27

• Export a full transaction report as a PDF, with income, expenses, net balance, top categories, account
  summaries, transfers and detailed transaction tables.
  • Long-press the Home chart to inspect category totals with a persistent glass tooltip.
  • New interactive tooltips across Charts, making account, category, income, spending and trend graphs easier
  to read.
  • Improved chart performance, especially when opening heavier Expenses and Income charts.
  • Refined chart tooltip design for a cleaner, more consistent visual experience.

## Related topics

[moneta](https://appshunter.io/ios/topics/moneta)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
