# Monetal - SMS Expense Tracker — Budget, Spending, Finance app

> Ad-free SMS expense tracker for budgeting, income, and debt management. (iPhone/iPad app by Ilya Krupko.)

- Source: https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930 (this page in markdown: same URL + `.md`)
- Developer: [Ilya Krupko](https://appshunter.io/developer/1302304929)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $2.99)
- Rating: 4.90/5 from 19 App Store ratings · 85 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 24 MB
- Languages: American English, French (France), German (Germany), Hindi, Italian, Polish, European Portuguese, Russian, Chinese (Simplified, China), European Spanish and 4 more
- Released: 2018-01-06
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930/reviews.md

## What is Monetal?

Monetal - Expense Tracker without any Ads, with SMS parsing!

The Ultimate Solution for Your Personal Finance Needs!
Offering a clean and intuitive interface, Monetal makes budgeting, expense tracking and personal finance management a breeze. Quickly add transactions with just 3 taps and track your expenses, income, and debts with ease. You can create unlimited accounts for cash, credit cards, electronic money, and easily log your income and expenses and stay on top of your budget. 

WHY CHOOSE MONETAL AS YOUR EXPENSE MANAGER?
- Add transactions within 3 taps
- SMS parsing (!)
- Track expenses, income, debts and transfers
- Any number of multi-currency accounts
- Unlimited categories and sub-categories
- Detailed spending history
- Budget planning tools to help you save money
- Seamless sync budget data across all devices
- Split expenses across multiple budget lines
- Built-in calculator
- No Ads, completely
- Constantly improved since 2012 (!)

COMPLETE PRIVACY
Monetal does not require registration or user account, that's why all your data is completely anonymous and is stored on your device. Some data can be transfered to server only for app analytics (like most popular screens, which functions are frequently used, which can be removed etc) or sync functionality, which doesn't effect app security.

CLIENT SUPPORT
The first version of Monetal was launched in 2012, and since then it has undergone numerous improvements and updates. If you have any suggestions or questions, please send email to support@monetal.app

Monetal is a one-stop solution for all your personal finance needs. Whether you're looking to track expenses, manage your budget, or simply save money, Monetal has got you covered. So why wait? Start counting your money with Monetal today!

Thank you for choosing Monetal!

Terms Of Use
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- SMS transaction parsing
- Add transactions in 3 taps
- Track expenses, income, and debts
- Unlimited multi-currency accounts
- Budget planning tools
- Cross-device data sync
- No ads

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $29.99 | per year |
| Premium Month | $4.99 | per month |
| Premium Month | $4.99 | per month |
| Premium Year | $29.99 | per year |
| Premium Month | $4.99 | per month |
| Premium Year | $9.99 | per year |
| Premium Year | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Forever | $49.99 | one-time |
| Premium Forever | $49.99 | one-time |
| Premium Forever | $49.99 | one-time |
| Premium Forever | $49.99 | one-time |


## Recent user reviews (10 of 85)

All indexed reviews: https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930/reviews.md

### 5/5 — I'm completely satisfied with Monetal

*2026-05-22, version 2.47*

I've been using this app for almost 10 years now. I'm completely satisfied with it. Thank you to the developer for such a convenient app.

### 5/5 — Очень классное

*2026-02-21*

Пользуюсь уже много лет, функционал полностью устраивает. Большое спасибо за приложение

### 1/5 — Message Parsing not working

*2026-02-18*

Message parsing is not working even after configuration of automation. Would be good if clear instructions are provided to configure and use the message parsing.

**Developer response:** Hi, please write to support@monetal.app, I will be happy to assist you!

### 1/5 — No SMS sync option

*2026-01-28*

It says after basic setup we can turn on sync but there is no option to turn sms sync on even after basic setup

**Developer response:** Hi! Please contact support@monetal.app, I will be glad to help you.

### 1/5 — Непонятный интерфейс

*2026-01-14*

Ничего непонятно, не могу найти как удалить лишнюю транзакцию, в «помощь» нет описания. Почему нельзя удалять через «смах влево» и добавлять транзакцию через «смах право»? Или добавить + и - конкретно в разделе «расходы»? Как редактировать наименование, если могучего некорректно заполнил? Как изменить сумму если некорректно заполнил?

### 5/5 — Редактор бюджета

*2026-01-02*

Можно ли как-то убрать стандартные строки "средний доход в день", "средний расход…" на вкладке "расходы"? По большому счету это информация мало смысла несет в себе, хотелось бы, например, иметь возможность их убрать и заменить, например, на доступную ежедневную сумму - грубо говоря, если на каком-то счету на первое число 30 тыс, то ежедневно на день есть 1 тыс. , если потратить меньше, то это значение скорректируется.

**Developer response:** Привет, свайпы починил в новой версии 2.44. Напиши, пожалуйста, в поддержку support@monetal.app , если все равно не работают.

### 5/5 — Отлично

*2025-12-09*

Спасибо! Очень удобно

### 5/5 — Лучшее приложение для ведения финансов

*2025-11-21*

Удобно, интуитивно все понятно, отличная статистика

### 5/5 — Хорошее приложение

*2025-11-20*

Не хватает диаграммы с расходами, которая покажет все расходы более наглядно и в процентном соотношении

### 5/5 — Супер 🙌🏻

*2025-10-24*

Пользуюсь пока 1 день, но приложение впечатлило! Очень приятное! 
Из пожеланий только хотелось бы отметить, что если меняешь категории местами - они в итоге не меняются местами, и сложно поменять цвет категорий, один раз нашла, но снова не могу, было бы здорово, чтобы это можно было сделать там же, где и настройка категорий 🙈 Ну и если когда-то реализуется удобный раздел кредитов, было бы тоже супер! 
Но это уже все нюансы, спасибо разработчикам за приложение! 🙏🏻

**Developer response:** Привет! Категории при редактировании выстраиваются по алфавиту, иначе их потом не найти будет) Цвет категории меняется на клик по цветному кружочку рядом с названием, при редактировании. Кредит можно оформить как долг и отдавать так же, заодно будет видно в конце переплату. Спасибо за отзыв!

## Frequently asked questions about Monetal

### What does Monetal do?

Monetal is an ad-free expense tracker that helps you manage your personal finances. It allows you to easily log income and expenses, track debts, and create budgets. A key feature is its ability to automatically parse transactions from SMS messages.

### What are the main features of Monetal?

Key features include SMS transaction parsing, quick transaction entry (3 taps), tracking of expenses, income, and debts, support for unlimited multi-currency accounts, unlimited categories, detailed spending history, budget planning tools, and seamless data sync across devices. It also boasts a completely ad-free experience.

### Is Monetal free to use?

The application is free to download and use, offering core expense tracking and budgeting functionalities. However, it does offer in-app purchases, suggesting that some advanced features or customization options might be available for purchase.

### Is my financial data secure with Monetal?

Yes, Monetal prioritizes privacy. It does not require registration or a user account, meaning all your data is stored anonymously on your device. While some data may be transferred for app analytics or sync functionality, this does not compromise app security.

### Who is Monetal designed for?

This app is designed for individuals who want a straightforward, private, and efficient way to manage their personal finances. It's ideal for those who want to track spending, create budgets, monitor debts, and potentially automate transaction logging through SMS parsing.

## Version history (last 5 releases)

### 2.48 — 2026-06-30

This release brings bug fixes that enhance performance.

### 2.47 — 2026-04-01

This release brings bug fixes that enhance Monetal performance.

### 2.46 — 2026-03-19

This release brings bug fixes that enhance Monetal performance.

### 2.45 — 2026-03-09

This release brings bug fixes that enhance Monetal performance.

### 2.44 — 2025-12-05

This release brings bug fixes that enhance Monetal performance.

## Apps similar to Monetal

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Money manager, expense tracker](https://appshunter.io/ios/app/money-manager-expense-tracker/id1510997753) | 4.9 (7,536) | Free | Finance |
| [Fortune City: Expense Tracker](https://appshunter.io/ios/app/fortune-city-expense-tracker/id1172713884) | 4.5 (4,976) | Free | Finance |
| [Expense Manager, Money Tracker](https://appshunter.io/ios/app/expense-manager-money-tracker/id1204316311) | 4.7 (1,201) | Free | Finance |
| [Checkbook - Account Tracker](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695) | 4.3 (14,252) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance |
| [Money Tracker+ Expense Manager](https://appshunter.io/ios/app/money-tracker-plus-expense-manager/id712791004) | 4.5 (182) | Free | Finance |

## More apps by Ilya Krupko

- [Memorila - Language Flashcards](https://appshunter.io/ios/app/memorila-language-flashcards/id6670500654)
- [Memorila for Parents](https://appshunter.io/ios/app/memorila-for-parents/id6760191872)

All apps by Ilya Krupko: https://appshunter.io/developer/1302304929

## Related topics

[monetal](https://appshunter.io/ios/topics/monetal)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*