# Moneto Budget & Expenses — Subscriptions & Savings

> Subscriptions & Savings (iPhone/iPad app by Maceo Iacobozzi.)

- Source: https://appshunter.io/ios/app/moneto-budget-and-expenses/id6758313288 (this page in markdown: same URL + `.md`)
- Developer: [Maceo Iacobozzi](https://appshunter.io/developer/1872144922)
- Category: Finance, Productivity
- Price: $1.99
- Age rating: 4+
- Requires: iOS 18.6 · 64 MB
- Languages: American English, German (Germany)
- Released: 2026-03-10
- Data updated: 2026-10-28

## What is Moneto Budget & Expenses?

What’s left after rent, subscriptions, and everyday expenses? Moneto shows you at a glance—no bank login, no account, and no ads.

Moneto is a household budget app, fixed-cost overview, and subscription tracker all in one. Buy it once—no subscription required. Your data stays on your iPhone. Optionally, you can share your household budget with a partner or roommates, with end-to-end encryption.

FOUR CATEGORIES INSTEAD OF ONE CONFUSING ACCOUNT
• Fixed expenses – rent, insurance, fees, monthly and annually
• Subscriptions – all your subscriptions at a glance

Translated with DeepL.com (free version)

## Is Moneto Budget & Expenses safe?

Not enough ratings yet to assess Moneto Budget & Expenses.

## Is Moneto Budget & Expenses legit?

Moneto Budget & Expenses has limited verification signals. The AppsHunter Legitimacy Score for Moneto Budget & Expenses is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 3.0 — 2026-10-26

NEW IN 3.0
• Completely rebuilt: faster, cleaner, and ready for more
• Your data is automatically imported when you launch the app for the first time
• Manage your household budget through a new, end-to-end-encrypted service—no email address required
• New privacy settings: You decide whether to share anonymous usage statistics

### 2.0 — 2026-08-24

Moneto 2.0: a fresh design – clearer overview, faster entry, still no ads.

• Completely redesigned interface with Liquid Glass, clearer hierarchy, and modern cards – all your features stay familiar
• Clearer home screens: hero cards for Finances, Fixed Costs, and Subscriptions, key amounts at a glance
• Faster entry: redesigned forms for amounts, categories, and details
• Polish from onboarding to settings – more consistent, more accessible, nicer to use
• Widgets and quick add in the same look, including Control Center

Thanks for using Moneto. Feedback anytime via Settings → Support.

### 1.4.0 — 2026-07-26

Moneto 1.4 brings smarter automation, safer backups, and a clearer view of your finances.

• Auto-add after card payment: After Apple Pay or Wallet, expenses can land in Moneto automatically — set it up once in Apple’s Shortcuts app (see Settings → User Guide) 
• iCloud Sync: Optionally sync fixed costs, subscriptions, transactions, and key settings across your devices via iCloud — personal data stays separate from household sharing 
• Backup & Restore: Export your data as a JSON file or restore a backup — under Settings → Data 
• Finance filters: Filter transactions by type, category, and amount to find entries faster 
• Budget alerts: Get notified when a category exceeds its monthly budget — optional in Reminder settings 
• Multi-select: Select multiple entries at once and delete them together — faster cleanup in fixed costs and expenses 
• Stability and performance improvements

### 1.3.1 — 2026-07-16

Moneto 1.3 gives you more control over your money – with new tools and smarter reminders.

• Tools: Daily budget calculator and savings planner – separate from your budget data
• Create savings goals, track progress, and record deposits directly from “New”
• Notification center: Upcoming subscription renewals and monthly overview at a glance
• Manage reminders centrally – default lead time and time in Settings
• Whole-number amounts: Clearer display without decimals
• Salary-based month: Your finance month starts automatically with your salary income
• Redesigned help guide with search and categorized topics
• Fresher design and improved accessibility
• Stability and performance improvements

### 1.3.0 — 2026-06-13

Moneto 1.3 gives you more control over your money – with new tools and smarter reminders.

• Tools: Daily budget calculator and savings planner – separate from your budget data
• Create savings goals, track progress, and record deposits directly from “New”
• Notification center: Upcoming subscription renewals and monthly overview at a glance
• Manage reminders centrally – default lead time and time in Settings
• Whole-number amounts: Clearer display without decimals
• Salary-based month: Your finance month starts automatically with your salary income
• Redesigned help guide with search and categorized topics
• Fresher design and improved accessibility
• Stability and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*