# Money App - Cash Advance

> Earned wage access service for early access to your pay. (iPhone/iPad app by PRG Ventures, Inc..)

- Source: https://appshunter.io/ios/app/money-app-cash-advance/id6476117215 (this page in markdown: same URL + `.md`)
- Developer: [PRG Ventures, Inc.](https://appshunter.io/developer/1679099287)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 26,015 App Store ratings · 819 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 153 MB
- Languages: American English
- Released: 2024-03-01
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/money-app-cash-advance/id6476117215/reviews.md

## What is Money App?

With Money App, you can access your earned wages early – even if your payday is weeks away. Get cash for groceries, gas, rent, bills, and other necessities when you need it.
 
HOW TO GET YOUR FIRST ADVANCE:
Sign up in seconds with your name, email and phone
Connect your bank so we know where to send your money
Get cash delivered right to your personal bank account
 
WHY MONEY APP?
Money App is an Earned Wage Access service that helps you access wages you've already earned, whenever you need them.
 
- No Interest – 0% APR
- No Credit Check
- No Late Fees
- No Hidden Fees
- No Mandatory Fees
- No Tipping Required
 
YOUR MONEY, YOUR WAY
Access your earned wages instantly and take control of your finances without the stress of waiting for payday.
 
IMPORTANT INFORMATION:
Money App is NOT a personal loan, payday loan, cash loan, or an app to borrow money. We provide an Earned Wage Access service that allows you to access wages you've already earned.
 
REPAYMENT TERMS:
Money App's advance service does not require a minimum repayment time frame. Money App's advance service does not require a maximum repayment time frame. Repayment occurs automatically via payroll deduction or through an autopay transaction linked to your bank account. If the autopay transaction fails, no additional interest, penalties, or fees are charged. You will not be eligible to request a new advance until your outstanding balance is paid.
 
FEES:
Money App has a 0% Annual Percentage Rate (APR) and no mandatory fees. You may pay an optional fee for expedited funds delivery.
 
EXAMPLE:
For a $50 advance with an optional Express Delivery fee of $6.99, your total repayment amount will be $56.99.
 
If you request an advance of $100 with no optional fees, your repayment is $100.
 
ELIGIBILITY:
Not all users will qualify. Access to advances depends on having a consistent direct deposit into your bank account and meeting other eligibility requirements.
 
YOUR DATA IS SECURE:
Your data is securely stored using bank-level encryption technology. For more information about how we protect your privacy, please see our Privacy Policy at https://money.app/privacy.
 
For complete terms, conditions and eligibility requirements, please visit: https://money.app
 
Prog Services, Inc. (d/b/a Money App)
256 W Data Dr
Draper, UT 84020

## Key features

- Access earned wages early
- No interest or credit checks
- No late or hidden fees
- Automatic repayment
- Optional expedited delivery

## Chart rankings

- #129 in Top Free · Finance (US App Store)

## What do users think of Money App?

Overall sentiment: negative

**Pros**

- 🚀 Fast and easy to use
- 💰 Helpful for emergency cash needs
- 👍 Straightforward application process

**Cons**

- 🤖 Unresponsive customer support
- 🔄 Inconsistent eligibility and approval process
- 🔒 Concerns about data privacy and security
- 🚫 Inability to close or delete account
- ❌ Sudden account deactivations or denials

**Commonly reported bugs**

- Verification process loops endlessly
- Bank account linking issues
- Incorrect account information displayed

**Most requested features**

- Improved communication and transparency from support
- More consistent and predictable eligibility criteria
- Option to delete or close account easily

## Recent user reviews (10 of 819)

All indexed reviews: https://appshunter.io/ios/app/money-app-cash-advance/id6476117215/reviews.md

### 1/5 — It’s a scam

*2026-08-24, version 2.46.0*

I’m currently in the process of having them investigated DO NOT GOVE THEM YOUR INFORMATION

### 1/5 — Doesn’t work

*2026-08-24, version 2.46.0*

I can never get a cash advance with this app..it’s a scam

### 1/5 — Verify my identity

*2026-08-23, version 2.46.0*

I don’t understand why they can’t verify my identity

### 1/5 — This app

*2026-08-22, version 2.46.0*

This app doesn’t work for me, it constantly tells me that they’re not able to verify me.

### 5/5 — Amazing app

*2026-08-22, version 2.46.0*

Is very easy qualified, and the money is quickly going to bank

### 5/5 — Grateful!

*2026-08-22, version 2.46.0*

When I tell you, this is one of the better apps, they were right on time! No hassles and all! Thank you, Money App!

### 5/5 — Not bad at all

*2026-08-22, version 2.46.0*

This app is pretty good. I find that some months I qualify for an advance but the next month. When nothing on my account changes from month to month. But overall it works in a pinch.

### 1/5 — Scam****

*2026-08-21, version 2.46.0*

Scam alert!

### 1/5 — App sucks

*2026-08-21, version 2.46.0*

This app always says I’m sorry and had this app since 2024 and had my bank account for over 2 years.. I have two direct deposit coming into my account and still nothing.. I finally got an email about something was messed up so they gave me an advance but paid it back and nothing.. this app is ridiculous!!!!

### 1/5 — Scam

*2026-08-21, version 2.46.0*

Scam

## Frequently asked questions about Money App

### What is Money App?

Money App is an Earned Wage Access service that allows you to access wages you have already earned before your scheduled payday. It is not a personal loan, payday loan, or cash loan. The service helps you cover immediate expenses like groceries, gas, and bills.

### Are there any fees or interest charges?

Money App has a 0% Annual Percentage Rate (APR) and no mandatory fees, including no interest, credit checks, late fees, hidden fees, membership fees, or tipping requirements. You may choose to pay an optional fee for expedited funds delivery.

### How is repayment handled?

Repayment occurs automatically through payroll deduction or an autopay transaction linked to your bank account. If the autopay transaction fails, no additional interest, penalties, or fees are charged. You will not be eligible for a new advance until the outstanding balance is paid.

### Who is eligible for an advance?

Not all users will qualify for advances. Eligibility depends on factors such as having a consistent direct deposit into your bank account and meeting other requirements set by the service. The app securely stores your data using bank-level encryption.

### What are the use cases for Money App?

This app is useful for covering unexpected expenses or bridging the gap between paychecks. Users can access funds for necessities like groceries, gas, rent, or bills when their payday is still weeks away, providing financial flexibility.

## Version history (last 5 releases)

### 2.48.0 — 2026-08-28

Bug fixes and improvements

### 2.47.0 — 2026-08-25

Bug fixes and improvements

### 2.46.0 — 2026-08-19

Bug fixes and improvements

### 2.45.3 — 2026-08-06

Bug fixes and improvements

### 2.45.2 — 2026-07-29

Bug fixes and improvements

## Apps similar to Money App

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Brigit: Cash Advance & Credit](https://appshunter.io/ios/app/brigit-cash-advance-and-credit/id1341884073) | 4.8 (552,527) | Free | Finance |
| [Cleo AI: Cash Advance & Budget](https://appshunter.io/ios/app/cleo-ai-cash-advance-and-budget/id1447274646) | 4.7 (256,967) | Free | Finance |
| [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (455,319) | Free | Finance |
| [Klover - Instant Cash Advance](https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372) | 4.8 (372,419) | Free | Finance |
| [Dave: Credit, Cash & Money App](https://appshunter.io/ios/app/dave-credit-cash-and-money-app/id1193801909) | 4.8 (881,655) | Free | Finance |
| [MoneyLion: Banking & Cash Back](https://appshunter.io/ios/app/moneylion-banking-and-cash-back/id1064677082) | 4.8 (323,665) | Free | Finance |

## More apps by PRG Ventures, Inc.

- [Build: Credit Building](https://appshunter.io/ios/app/build-credit-building/id6446790811)

All apps by PRG Ventures, Inc.: https://appshunter.io/developer/1679099287

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
