# Money: Budget, Expense Tracker — Spending Planner, Bill Manager

> All-in-one budget and expense tracker for financial control and planning. (iPhone/iPad app by Jumsoft.)

- Source: https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696 (this page in markdown: same URL + `.md`)
- Developer: [Jumsoft](https://appshunter.io/developer/325934228)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 447 App Store ratings · 581 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 61 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Russian, Chinese (Simplified, China), European Spanish
- Released: 2017-03-29
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews.md

## What is Money?

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass.

App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center.

WHAT'S NEW IN 9.0
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance and platform integration
- Faster performance and smoother animations
- Effortless navigation with fewer taps to budgets, transactions, and reports
- Unified experience on iPhone, iPad, and Mac
- Updated typography, capsule controls, and full Dark Mode support

PERSONAL FINANCE & MONEY MANAGEMENT
Take control of your personal finance with Money - the comprehensive money manager that tracks every dollar, every account, and every financial goal. Budget your spending, track your expenses, manage your bills, and grow your savings - all in one beautifully designed app.

BUDGET PLANNER & SPENDING TRACKER
Create flexible budgets for every category - groceries, dining, transportation, housing, utilities, subscriptions. Track monthly budget vs actual spending with smart alerts.

EXPENSE TRACKER & TRANSACTION CATEGORIZATION
Log expenses in seconds with auto-categorization - food, shopping, travel, bills, healthcare. Add notes, attach receipts, split transactions, track recurring expenses.

BILL REMINDER & RECURRING PAYMENT MANAGER
Never miss a bill. Tracks rent, mortgage, utilities, subscriptions, credit cards, insurance, loans. Notifications before bills are due.

SAVINGS GOAL TRACKER
Set savings goals - emergency fund, vacation, home, retirement, wedding, education. Track progress with visual indicators.

INVESTMENT PORTFOLIO TRACKER
Track stocks, ETFs, mutual funds. Real-time performance, dividends, gains, and asset allocation across all brokerages and retirement accounts.

CRYPTO PORTFOLIO TRACKING
Track Bitcoin, Ethereum, and other crypto holdings alongside traditional investments. Monitor prices, portfolio value, and gains.

NET WORTH TRACKER
Watch net worth grow over time. Calculates total assets minus liabilities - bank accounts, investments, real estate, debts, mortgages.

BANK SYNC & OPEN BANKING
Connect to thousands of banks with secure bank sync. Auto-import transactions. Real-time balance updates for checking, savings, credit cards, loans.

REPORTS & INSIGHTS
Detailed reports - income vs expense, category breakdowns, monthly comparisons, cash flow charts, and forecasts.

MULTI-CURRENCY SUPPORT
Money supports multi-currency tracking with automatic exchange rate updates. Manage USD, EUR, GBP, JPY, and dozens more.

PRIVACY & SECURITY
Your financial data is yours alone. Local storage with optional iCloud sync. Face ID and Touch ID protect access. No tracking, no ads.

WORKS EVERYWHERE
iPhone, iPad, Mac, and Apple Watch - seamlessly synced via iCloud.

ONE-TIME PURCHASE - no subscriptions, no recurring fees. Pay once, own forever.

Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

## Key features

- Smart budgeting with real-time tracking
- Automatic expense categorization
- Complete financial overview dashboard
- Investment performance monitoring
- Detailed financial reports with charts
- iCloud sync and biometric security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Direct Downloads Yearly | $59.99 | per year |
| Direct Downloads Monthly | $6.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Money Standard | $199.99 | one-time |


## What do users think of Money?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**Cons**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Commonly reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Most requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management

## Recent user reviews (10 of 581)

All indexed reviews: https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews.md

### 5/5 — Love It!

*2026-07-16, version 9.0.3*

Great program that easily tracks your accounts and budgeting.  The best and simplest program that handles every day household and investment budgeting.

### 5/5 — Steve Jobs would have done this

*2026-06-27, version 9.0.1*

This app absolutely nails it. No unnecessary frills--just a clean, straightforward design that works perfectly. I was able to try it for free with multiple accounts and test iCloud sync before committing. The icing on the cake is its ability to connect to virtually any bank in the world. Unbelievably ingenious. This feels like the kind of app Steve Jobs would have used when building Apple.

### 1/5 — Verification code nightmare

*2026-06-25*

You have to log into the bank every time, it takes very long time to connect each bank, and now I don’t even get to the verification code screen to enter it! It’s not working!

**Developer response:** Thanks for your feedback! We do our best to add all banks that our users need but, naturally, this takes time. We hope that otherwise you are happy with the app until your bank becomes available! If you have trouble using any of the features, please email us at support@jumsoft.com! Thanks!

### 5/5 — Awesome app

*2026-05-25, version 9.0*

Been using since 21. Very easy to use and customize.

### 1/5 — Bad

*2026-05-25, version 9.0*

Hate this painfully generic icon they just updated to instead of making the unique wallet icon into a liquid glass design. There doesn’t seem to be any liquid glass within the app as stated. Same constant nag to go premium every single time I open the app. An inconvenience I’ve expressed willingness to pay for to go away (like a cheaper ad-free subscription). I wonder if the developers realize that after seeing this nag 10,000 times people might be more interested in deleting the app than buying premium.

### 1/5 — Does not work as advertised

*2026-05-14, version 8.1.13*

No longer sync’s between devices, does not download transactions from financial institutions. Completely useless and a total waste of my annual subscription, unfortunately as I am 6 months in I cannot claim a refund.

### 5/5 — Die Beste App

*2026-04-25*

Ich liebe diese App😍 Alles was ich mir unter einer guten Übersicht-Haushaltsgeld-App vorstelle ist in Money Budget vereint. Ich kann meine Einkaufs Bons einscannen oder Dateien sowie Fotos zu jedem Einkauf hinzufügen. Des Weiteren kann ich den Einkaufsort mit Datum und Uhrzeit und Text oder Notizen ergänzen und das alles noch unterteilt in selbst anlegbaren Kategorien und Konten. Die Suchfunktion darf auch nicht fehlen, sie hat mir schon so manches Mal geholfen, wenn ich nicht mehr wusste bei welchem Chinesen die Entenbrust nochmal leckerer war, einfach schnell meine Notizen durchsucht und schon hatte ich den Futterlieferanten herausgefunden. Herrlich, ich benutze die App schon seit ein paar Jahren und bin immer noch sooo begeistert! Macht bitte  weiter so 👍 Einfach nur top. Vielen Dank 🙏

**Developer response:** Vielen lieben Dank für diese ausführliche und begeisterte Bewertung! 😍
Es freut uns riesig zu hören, dass dir Money Budget schon seit Jahren so zuverlässig hilft und du besonders Funktionen wie das Scannen von Bons, das Hinzufügen von Notizen sowie die flexible Kategorisierung und Suche so schätzt. Genau dafür haben wir die App entwickelt – damit du jederzeit den Überblick behältst und sogar deine besten „Entenbrust-Spots“ wiederfindest 😄
Dein Feedback motiviert uns sehr, weiter an Verbesserungen zu arbeiten und neue Features zu entwickeln. Danke, dass du uns so lange treu bist und dir die Zeit für diese tolle Rückmeldung genommen hast! 🙏

### 3/5 — Interface is Trying

*2026-03-30*

I was an early adopter of Money, and then left it for quite a while, and recently, as Quicken upped their subscription fees, I thought I’d give it another go. Unfortunately the UI is just a pain to work with. There are no quick keys for anything. As part of my accounting I add receipts to my interactions, a drag and drop option on a lot of other accounting apps, but here, you have to pull up the pop up menu, then drag and drop. And then, it doesn’t attach the file or copy it to a new directly, it just links to it on your computer. So you need to keep everything organized and named. And then there’s the split function. I don’t get the apps that don’t automatically calculate for splits, but require you to do the math yourself. It’s super frustrating for those of us who are splitting off shipping or taxes, (which I have to do with 90% of my credit card transactions.) It just slows the entire process down so much. And of course, there’s not much in the way of reports etc. It’s just not a good interface for actually doing any work.

**Developer response:** Hi — thank you for giving the app another try and for sharing such detailed feedback.

We’re sorry to hear the experience hasn’t met your expectations, especially around workflows like attachments and splits — we understand how important efficiency is for day-to-day accounting.

Just to clarify a couple of points: attachments added to transactions are stored within the app’s database, so they’re not simply linked to external files, and they are also synced across your devices. For splits, the app does support automatic calculations — if a total amount is set, it will suggest the remaining balance as you enter split lines, and if not, it will sum the splits into a total.

That said, we hear your broader concerns about usability and speed of interaction. Feedback like yours is very valuable, and we’ll share it with the team as we continue improving the interface and workflows.

If you have any further questions or suggestions, feel free to reach out to us at support@jumsoft.com — we’ll be happy to help.

Thanks again for taking the time to share your experience.

### 5/5 — This is my GO TO money app

*2026-03-18, version 8.1.13*

I have been using this app for years and I’ll never leave! The forecasting is my favorite (only wish it was easier to get to (several clicks)) but has helped us budget our money and handle all the comings and goings. I personally manually log everything vs the sync but still love it!

### 1/5 — Nag

*2026-03-06, version 8.1.12*

Can we have a cheap subscription just to turn off the pop up advertising premium every time? I’m sick of seeing it interrupt my use of the app each and every time for years.

## Frequently asked questions about Money

### What does the Money-Budget & Expense Tracker app do?

This app is an all-in-one solution for managing your finances. It helps you track daily spending, create adaptable budgets, monitor investments, and provides a comprehensive overview of your income, expenses, savings, and net worth.

### What are the key features of this budgeting app?

Key features include smart budgeting with real-time progress tracking and alerts, automatic expense tracking and categorization, a complete financial overview dashboard, investment tracking for stocks and ETFs, and powerful reports with visual charts. It also offers iCloud sync and Face ID/Touch ID protection.

### How much does the Money-Budget & Expense Tracker app cost?

The app offers a free version with 100 transactions included. For unlimited budgets, full expense tracking, bank sync, and advanced reports, users can upgrade to Money Premium, which is a subscription-based service.

### What devices is this financial app compatible with?

The app supports iCloud sync across iPhone, iPad, and Mac devices. This allows for seamless data management and access across your Apple ecosystem.

### Who would benefit from using this expense tracker?

This app is ideal for individuals who want to gain better control over their finances. It's beneficial for those looking to manage daily spending, save effectively for future goals, track investments, and understand their overall financial health with detailed insights.

## Version history (last 5 releases)

### 9.0.4 — 2026-08-10

NEW IN 9.0.4
- Fixed an issue with stock price updates for investments

FROM 9.0 - THE LIQUID GLASS UPDATE
- A completely redesigned app icon
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance
- Faster performance and smoother animations
- Unified experience on iPhone, iPad, and Mac
- Updated typography and full Dark Mode support

Money has helped people manage their finances for over 20 years.

### 9.0.3 — 2026-07-14

NEW IN 9.0.3
- Fixed scroll position after editing a reconciled transaction
- Fixed a crash related to account reconciliation

FROM 9.0 - THE LIQUID GLASS UPDATE
- A completely redesigned app icon
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance
- Faster performance and smoother animations
- Unified experience on iPhone, iPad, and Mac
- Updated typography and full Dark Mode support

Money has helped people manage their finances for over 20 years.

### 9.0.2 — 2026-07-02

NEW IN 9.0.2
- Fixed account transaction filter state persistence
- Fixed account scroll position restoration
- Fixed an issue with report date handling
- Improved multi-currency support for investment stocks
- Improved backup restore reliability
- Improved currency switching for transactions on iOS
- Refined alerts for a more polished and user-friendly experience

FROM 9.0 - THE LIQUID GLASS UPDATE
- A completely redesigned app icon
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance
- Faster performance and smoother animations
- Unified experience on iPhone, iPad, and Mac
- Updated typography and full Dark Mode support

Money has helped people manage their finances for over 20 years.

### 9.0.1 — 2026-06-01

- Fixed unauthorized alert when connecting to an institution
- Fixed Overdue Schedulers badge
- Fixed Payee icon editing
- Fixed import from WebBank
- Fixed import from File
- Fixed enabled filter indicators
- Fixed Expanded and Collapsed account groups state
- Fixed crash while selecting Budgets and Reports
- Fixed crash when sharing an account
- Fixed interface display glitch in Light Mode
- Fixed Add Transaction button on previous macOS versions

FROM 9.0 - THE LIQUID GLASS UPDATE
- A completely redesigned app icon
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance
- Faster performance and smoother animations
- Effortless navigation with fewer taps
- Unified experience on iPhone, iPad, and Mac
- Updated typography and full Dark Mode support

Money has helped people manage their finances for over 20 years.

### 9.0 — 2026-05-25

Money 9.0 - a major update with Liquid Glass design for iOS 26, iPadOS 26, and macOS Tahoe 26.

NEW:
- Liquid Glass UI across all controls, tab bars, and sidebars
- A completely redesigned app icon
- Swift-powered components for improved performance
- Faster performance and smoother animations
- Effortless navigation with fewer taps
- Unified experience on iPhone, iPad, and Mac
- Updated typography and capsule controls
- Full Dark Mode support

Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
