# Money: Budget, Expense Tracker — user reviews

> 584 indexed App Store user reviews of Money by Jumsoft, rated 4.50/5 from 447 ratings.

- Source: https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews
- App overview in markdown: https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696.md
- Rating breakdown: 5★ 354 · 4★ 38 · 3★ 20 · 2★ 10 · 1★ 25

## What do users think of Money?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**Cons**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Commonly reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Most requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management

## Newest reviews (13 of 584)

### 4/5 — App is just about perfect

*2026-08-24, version 9.0.4*

I use the free version as I like tracking my own finances only thing I wish the app had, would be a way to make due dates on credit cards and loans 
Would make this app the best app for finances

### 3/5 — Long time user considering a new platofrm

*2026-08-08, version 9.0.3*

Currently running v9.0.3 but since the last update the investment updates have failed again, not for the first time. Have reported it but nothing changed yet and now considering using another finance package.

### 3/5 — Interface is Trying

*2026-03-30, version 8.1.13*

I was an early adopter of Money, and then left it for quite a while, and recently, as Quicken upped their subscription fees, I thought I’d give it another go. Unfortunately the UI is just a pain to work with. There are no quick keys for anything. As part of my accounting I add receipts to my interactions, a drag and drop option on a lot of other accounting apps, but here, you have to pull up the pop up menu, then drag and drop. And then, it doesn’t attach the file or copy it to a new directly, it just links to it on your computer. So you need to keep everything organized and named. And then there’s the split function. I don’t get the apps that don’t automatically calculate for splits, but require you to do the math yourself. It’s super frustrating for those of us who are splitting off shipping or taxes, (which I have to do with 90% of my credit card transactions.) It just slows the entire process down so much. And of course, there’s not much in the way of reports etc. It’s just not a good interface for actually doing any work.

### 2/5 — No longer supports my bank

*2026-02-28, version 8.1.12*

I’ve been using Money app for about 5 years. I’ve recommended it to people, but unfortunately I can no longer support them. They stopped supporting my bank several months ago, but didn’t inform me. I’ve been trying various ways to connect my bank and money app again, but to no avail. When reaching to customer service, all I received was “we’re working on it”, and then silence.

### 2/5 — Hopeless

*2026-02-13, version 8.1.12*

This app is ridiculously slow to connect to banks. Days. And then it is often incorrect. I’d love to find an alternative account aggregator.

### 2/5 — It tracks your expenses at best

*2026-02-03, version 8.1.12*

No updates, just bug fixes. I’ve been using this a while now, and you still have to physically input the period with every transaction. It would be nice to get some new features, but I don’t think this app is a priority with the developers. I’ll probably find another at some point.

### 4/5 — Meriterebbe di pù

*2026-01-27, version 8.1.12*

Programma eccezionale per la gestione delle finaze domestiche e non. Servirebbero diverse implementazioni che nella versione 3 esistevano ma sono scomparse nelle versioni successive. Non c'è più interesse da parte degli sviluppatori ad andare avanti, almeno così è quello che sembra. Comunque rimane un punto di riferimento.

### 5/5 — Meilleur appli budget perso

*2025-11-25, version 8.1.10*

Simplicité et efficacité

### 5/5 — Very pleased

*2025-11-12, version 8.1.9*

I have been  using Money from Jumsoft for over ten years and have just upgraded to latest version due to new computer. Very easy to use and set up with improved user interface from the old version I was using. Does just what I want it to do, highly recommended.

### 2/5 — Great app ruined by unreliable bank sync and no support

*2025-11-07, version 8.1.9*

I’ve been using Money since the early versions, long before the App Store. It used to be a simple and dependable bookkeeping app, which was perfect for small personal or business use.
Unfortunately, the recent versions rely on a third-party service (Salt Edge) for bank connections, and that system is fragile. Once a bank connection breaks or links to the wrong account, there’s no clear way to reset it. My personal and business accounts got mixed up, and six days later I’m still waiting for a reply from support.
The app itself is still elegant and the right level of simplicity for basic bookkeeping, but the unreliable sync and complete lack of customer support make it very difficult to trust.
If you plan to enter your data manually, it’s still a solid choice. But if you expect reliable bank syncing or helpful support when things go wrong, be prepared for frustration.

### 3/5 — It doesn’t synchronize

*2025-10-26, version 8.1.9*

Very useful App. But it doesn’t synchronize to my other devices.
I tried everything…

### 5/5 — Огонь!

*2025-08-15*

Главная фишка программы: счета и категории сложены в один список, что не характерно для программ любительского класса! То есть в одной записи можно учесть покупки и для себя, и для того парня (перевод суммы на другой счет). Еще здесь категории не делятся на категории доходов и категории расходов. Ничто не мешает в подкатегориях одной записи увидеть и положительные и отрицательные суммы. Ваши крокодилы, вы их и спасайте!

В списке транзакций всегда видна валюта списания. Работа с валютами вообще мощно реализована — при переводе со счета на счет для каждой половины транзакции можно указать свой курс! Но это приходится держать в голове если курс банка не соответствовал официальному курсу, то есть всегда.

Счета можно группировать в папки, обожаю настраивать логотипы контрагентов, теги здесь цветные, списки аккуратные — сплошной позитив. Во всем чувствуется, что ребята из Jumsoft и сами пользуются своей программой.

База данных хранится в iCloud и привязана к моей учетной записи. Для меня это плюс — финансы личные, зачем их хранить где-то еще? Да и оплачивать место на левом хранилище нет смысла, пока ты не пользуешься им профессионально. Для более серьезной бухгалтерии я бы рекомендовал еще одну жемчужину Аппстора — Easy Books Accounting. Не в моих правилах упоминать в отзывах другие программы, но! Во первых, они не конкуренты ни по цене, ни по классу, во вторых, найти последнюю можно только случайно, или зная название: место 122 в топе бесплатных (не обольщайтесь), и место 78 в топе кассовых приложений раздела Бизнес. А в топах раздела Финансы ее и в помине нет.

Но я отвлекся, возвращаюсь. Пять звезд поставил под впечатлением от внезапного появления долгожданного времени транзакции — теперь порядок записей наконец в порядке.

Есть и хотелки

Хочется простых выписок по отдельному счету с перечислением следующих данных:
• бизнес (см. ниже);
• дата отчета;
• счет;
• период отчета;
• состояние счета на конец периода;
• список транзакций с логотипами контрагентов;
• состояние счета на начало периода.

Хочется ведения нескольких баз данных (бизнесов и т. п.). На macOS это мог бы быть выбор в меню, на iOS — выпуск нескольких абсолютно идентичных приложений, отличающихся только иконками (можно настраиваемыми). Пусть каждое по отдельности стоит одинаково, их можно со скидкой предлагать в пакете. Идея не моя, я встречал подобное в AppStore, не благодарите.

### 2/5 — Nice Look and Feel. but Accounts don’t Balance

*2025-07-20, version 8.1.5*

Having tried many packages, I tried the trial option of this product linked to my bank accounts and syncing via iCloud. While the product looks nice and is easy to use, it even shows pending banking transactions which is good, the figures never balance accurately between the bank, the desktop app and the iPhone app. Syncing with the Open Source link seems to create spurious transactions that dont exist, none of the available or current balances match the bank accounts making it difficult to know exactly where you are. Each time the app syncs with the bank, the numbers change constantly (even without any additional transactions being added). I then tried the iCloud sync to a phone and ended up with the Phone showing totally different numbers to the desktop and bank. Again each time the phone synced, the numbers kept changing.

## Most critical reviews (10 lowest-rated)

### 1/5 — Verification code nightmare

*2026-06-25, version 9.0.1*

You have to log into the bank every time, it takes very long time to connect each bank, and now I don’t even get to the verification code screen to enter it! It’s not working!

### 1/5 — Bad

*2026-05-25, version 9.0*

Hate this painfully generic icon they just updated to instead of making the unique wallet icon into a liquid glass design. There doesn’t seem to be any liquid glass within the app as stated. Same constant nag to go premium every single time I open the app. An inconvenience I’ve expressed willingness to pay for to go away (like a cheaper ad-free subscription). I wonder if the developers realize that after seeing this nag 10,000 times people might be more interested in deleting the app than buying premium.

### 1/5 — Does not work as advertised

*2026-05-14, version 8.1.13*

No longer sync’s between devices, does not download transactions from financial institutions. Completely useless and a total waste of my annual subscription, unfortunately as I am 6 months in I cannot claim a refund.

### 1/5 — Nag

*2026-03-06, version 8.1.12*

Can we have a cheap subscription just to turn off the pop up advertising premium every time? I’m sick of seeing it interrupt my use of the app each and every time for years.

### 1/5 — Help is Abysmal

*2025-11-18, version 8.1.9*

Can not figure out whether or not this program can connect directly to financial institution. Spent 5 minutes browsing help and did not find a solution. So the program went in the trash!

### 1/5 — Почему не могу добавить новые расходы/доходы. Кнопка + не действует. Месяц пользовался, все было ок.

*2025-11-06, version 8.1.9*

Верните кнопку + в действие

### 1/5 — Faudulenta

*2025-08-24, version 8.1.6*

Aquí escribo una queja que envié a los desarrolladores: Money Manager: en ningún lado al bajar la app decía que la versión gratuita solo servía hasta 100 transacciones.
Seguramente me iba a enterar cuando ya llegase a ese número y me resultase mandatorio suscribirme porque si no hubiese perdido el tiempo y los datos.
Me parece una práctica comercial muy deshonesta.
Es el motivo por el cual eliminaré la app y escribiré una opinión en ese sentido en Apple Store.

### 1/5 — Non funziona senza connessione a istituto finanziario

*2025-06-07, version 8.1.3*

Scaricato per prova perché sembrava interessante. Non ho interesse a connettermi con istituti finanziari perché mi serve solo per me stesso ma se non ti connetti (e paghi 69€/anno inutilmente) non puoi aggiungere nemmeno una transazione. Inutile

### 1/5 — Bank Sync Not Working

*2025-06-03, version 8.1.3*

The function to link a bank account does not work, it has been stuck on the sync transactions for 20 mins. I have tried it multiple times.

### 1/5 — Too expensive

*2025-05-03, version 8.1.2*

It’s getting expensive day by day. Suddenly increasing price is not user friendly.

## Most praised reviews (10 highest-rated)

### 5/5 — Best money management app

*2026-08-03, version 9.0.3*

Best best bestt


It would be great if there was an option to change colour of the accounts✨

### 5/5 — Love It!

*2026-07-16, version 9.0.3*

Great program that easily tracks your accounts and budgeting.  The best and simplest program that handles every day household and investment budgeting.

### 5/5 — Steve Jobs would have done this

*2026-06-27, version 9.0.1*

This app absolutely nails it. No unnecessary frills--just a clean, straightforward design that works perfectly. I was able to try it for free with multiple accounts and test iCloud sync before committing. The icing on the cake is its ability to connect to virtually any bank in the world. Unbelievably ingenious. This feels like the kind of app Steve Jobs would have used when building Apple.

### 5/5 — Awesome app

*2026-05-25, version 9.0*

Been using since 21. Very easy to use and customize.

### 5/5 — Die Beste App

*2026-04-25*

Ich liebe diese App😍 Alles was ich mir unter einer guten Übersicht-Haushaltsgeld-App vorstelle ist in Money Budget vereint. Ich kann meine Einkaufs Bons einscannen oder Dateien sowie Fotos zu jedem Einkauf hinzufügen. Des Weiteren kann ich den Einkaufsort mit Datum und Uhrzeit und Text oder Notizen ergänzen und das alles noch unterteilt in selbst anlegbaren Kategorien und Konten. Die Suchfunktion darf auch nicht fehlen, sie hat mir schon so manches Mal geholfen, wenn ich nicht mehr wusste bei welchem Chinesen die Entenbrust nochmal leckerer war, einfach schnell meine Notizen durchsucht und schon hatte ich den Futterlieferanten herausgefunden. Herrlich, ich benutze die App schon seit ein paar Jahren und bin immer noch sooo begeistert! Macht bitte  weiter so 👍 Einfach nur top. Vielen Dank 🙏

**Developer response:** Vielen lieben Dank für diese ausführliche und begeisterte Bewertung! 😍
Es freut uns riesig zu hören, dass dir Money Budget schon seit Jahren so zuverlässig hilft und du besonders Funktionen wie das Scannen von Bons, das Hinzufügen von Notizen sowie die flexible Kategorisierung und Suche so schätzt. Genau dafür haben wir die App entwickelt – damit du jederzeit den Überblick behältst und sogar deine besten „Entenbrust-Spots“ wiederfindest 😄
Dein Feedback motiviert uns sehr, weiter an Verbesserungen zu arbeiten und neue Features zu entwickeln. Danke, dass du uns so lange treu bist und dir die Zeit für diese tolle Rückmeldung genommen hast! 🙏

### 5/5 — This is my GO TO money app

*2026-03-18, version 8.1.13*

I have been using this app for years and I’ll never leave! The forecasting is my favorite (only wish it was easier to get to (several clicks)) but has helped us budget our money and handle all the comings and goings. I personally manually log everything vs the sync but still love it!

### 5/5 — 用不了为啥呀 是我不会吗

*2026-01-31*

我为什么用不了，那个➕号点不上

**Developer response:** 感谢您的来信。我们很遗憾得知您在使用Money App时遇到困难。请通过电子邮件info@jumsoft.com向我们提供更多信息，以便我们协助您解决这些问题。

### 5/5 — Best app

*2026-01-12, version 8.1.12*

It has been 6 years of consistency and joy adding transactions one by one. I'm proud of my budget, thanks to this app. I'd wish better analytics and insights, especially having ML or AI in mind, but five star review is here anyway.

### 5/5 — Elephant Stone (ROCK)

*2025-12-28, version 8.1.11*

One of the best in the market. Worth every dollar spent. Have been using it for 5 yrs, going to the 6th.

### 5/5 — I like it

*2025-12-12, version 8.1.11*

Very easy to get all expenses tracked and categorised to get a good overview of my expenses. Really like the sync to other devices like my iPad!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
