# Money by Checkr — Manage Expenses, Subscriptions > AI-driven personal finance manager for expense tracking, budgeting, and insights. (iPhone/iPad app by Truv, Inc..) - Source: https://appshunter.io/ios/app/money-by-checkr/id6757509490 (this page in markdown: same URL + `.md`) - Developer: [Truv, Inc.](https://appshunter.io/developer/1603488125) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 4.90/5 from 102 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 65 MB - Languages: American English - Released: 2026-03-27 - Data updated: 2026-10-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/money-by-checkr/id6757509490/reviews.md ## What is Money by Checkr? Money by Checkr is your AI money autopilot, designed to turn financial chaos into calm. Connect your accounts, chat with your AI assistant by text or voice, and get personalized insights that help you stay ahead. Track spending, understand income, monitor cash flow, and see your net worth in one app. GET AI ASSISTANT - Ask questions about your money in plain English by text or voice - Get instant answers with charts, breakdowns, and suggested next steps - Personalize your assistant with a name, avatar, memory, and custom instructions - Pick up where you left off with full conversation history TRACK EVERYTHING - View all your accounts and balances in one place - Stay on top of income, spending, bills, and recurring payments - Search and filter transactions with smart categorization - See trends and reports that show where your money goes UNDERSTAND YOUR CASH FLOW - See money in and money out at a glance - Understand how bills and subscriptions affect your month - Spot pressure points early and plan around pay cycles SEE YOUR INCOME CLEARLY - Compare gross vs. net income with deduction breakdowns - Track taxes, benefits, and retirement contributions in one place - Review pay statements and income trends over time TRACK YOUR NET WORTH - See assets and liabilities in one clear dashboard - Monitor balances across checking, savings, credit, loans, and investments - View account details like credit limits, APR, and loan terms BILLS, SUBSCRIPTIONS, AND ALERTS - See upcoming charges on a visual calendar - Track payment history over time - Customize alerts for bills, spending, insights, and security PRIVATE AND SECURE - Bank-level 256-bit AES encryption - Face ID, Touch ID, and PIN lock - Read-only access so we can never move your money - SOC 2 Type II certified - Powered by Truv, trusted by 8M+ consumers No ads. Subscription-supported. Money by Checkr makes personal finance practical, clear, and consistent so you can spend intentionally, save confidently, and plan ahead. Download Money by Checkr and put your money on autopilot. Privacy Policy: https://money.checkr.com/privacy Terms of Use: https://money.checkr.com/terms ## Key features - AI money assistant via text/voice - Connect bank accounts - Track income and spending - Monitor cash flow and net worth - Bill and subscription tracking - Customizable alerts - Bank-level security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Yearly | $59.90 | per year | | Truv Pro Monthly | $11.99 | per month | ## Is Money by Checkr safe? Money by Checkr appears safe based on user ratings. The AppsHunter Safety Score for Money by Checkr is 93 out of 100. This assessment is based on 102 user ratings, with an App Store average of 4.9 out of 5. Of 102 App Store ratings, 98.0% point to a safe experience, 0.0% suggest some concerns, and 2.0% point to a risky experience. ## Is Money by Checkr legit? Money by Checkr appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Money by Checkr is 68 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/money-by-checkr/id6757509490/reviews.md ### 5/5 — Lawcourt *2026-10-12* This app is good so far still new to it ### 5/5 — Like *2026-09-07* Good tool for watching cash flow over time ### 5/5 — r *2026-08-23, version 1.8.1* I check it before payday and it helps me stay organized. ### 1/5 — Don’t do it! *2026-08-21* Very difficult to cancel. A cancel button doesn’t exist. A lot of red tape. Don’t do it, choose another option. **Developer response:** Hi Nolahp, thank you for the honest feedback and we are sorry the cancellation felt harder than it should. We also hear the "red tape" point and are working to make the whole flow clearer in the app. If you were charged and want it sorted, please email us at lev.avdoshin@truv.com with your Apple receipt and we will take care of it right away. ### 5/5 — Owner *2026-07-13* I like this ### 5/5 — Easy to use *2026-06-04* Great AI Assist Application, easy to use and help with financial planning. **Developer response:** Thank you! That’s exactly what we wanted MyTruv to feel like: simple, clear, and not overwhelming. You shouldn’t need to be a finance expert to understand what’s going on with your money. Really glad the AI is helping :) ### 5/5 — Outstanding application *2026-06-03* Having utilized this application for over two months, I must express my profound satisfaction with its exceptional performance. Its ability to assist me in managing my finances and adhering to my budget has been invaluable. I wholeheartedly recommend this application to anyone seeking a cost-effective and efficient solution for financial management. Notably, it offers superior functionality compared to Rocket Money while maintaining a significantly lower cost. **Developer response:** Thank you for such a thoughtful review. It’s great to hear that MyTruv is still useful after two months. Really appreciate you being with us! ### 5/5 — Kate *2026-06-03* Honestly I had no clue where my money was going each month until I got this. I asked it where my cash was going and it showed me a breakdown including late fees and subscriptions I no longer use that were eating up hundreds of dollars I didn’t even notice. Now I actually feel like I’ve got a handle on things instead of just guessing. It’s a completely personalized and interactive experience worth trying.​​​​ **Developer response:** Thank you, Kate! This is honestly one of the biggest reasons we built MyTruv. I’m really glad the AI helped you catch them and feel more on top of things ### 5/5 — Finance in terms I can actually understand *2026-06-03* After two months of using this app I can honestly say it is a game changer. I have a much better look at my finances in terms that I can actually understand. There’s been a lot of in app improvements since I first downloaded the app and it’s gotten even more insightful. **Developer response:** Thank you! Finance can get confusing fast, so making it feel clear and understandable is a huge part of what we’re trying to do. We’re glad MyTruv is helping, and we’ll keep making it better :) ### 5/5 — Great new tool! *2026-06-03* I downloaded this app a few weeks ago and have been very impressed. It’s easy to understand my assets, expenses and recurring expenses. I’ve also enjoyed the AI Assistant quite a bit which has helped me understand what I’m spending money on and where to save. **Developer response:** Thank you! We’re really happy to hear that. The goal is to make it easier to see everything in one place, understand where your money is going, and get useful suggestions without having to dig through everything yourself. Glad MyTruv has been helpful so far. ## Frequently asked questions about Money by Checkr ### Does Money by Checkr have ads? Yes, Money by Checkr contains advertisements. The app is supported by these ads, which are integrated into the user experience. ### What are the subscription plans for Money by Checkr? Money by Checkr offers 'Truv Pro Monthly' for $11.99 per month and 'Pro Yearly' for $59.90 per year. The yearly plan includes a 7-day free trial. ### How secure is Money by Checkr? Money by Checkr employs bank-level 256-bit AES encryption and offers Face ID, Touch ID, and PIN lock for enhanced security. It has read-only access, meaning it cannot move your money, and is SOC 2 Type II certified. ### What devices does Money by Checkr support? Currently, Money by Checkr is supported on iPhones. The app is designed to run on iOS devices. ### How often is Money by Checkr updated? The latest version of Money by Checkr is 1.13.0, and it was last updated on October 28, 2026. This indicates a relatively frequent update schedule. ### What is the age rating for Money by Checkr? Money by Checkr has an age rating of 4+. This suggests it is suitable for users of all ages, with no mature content restrictions. ### Can I connect multiple bank accounts to Money by Checkr? Yes, you can view all your accounts and balances in one place within Money by Checkr. The app is designed to consolidate your financial information from various sources. ### What kind of insights does the AI assistant provide? The AI assistant offers personalized insights by answering your questions about your money in plain English. It provides instant answers with charts, breakdowns, and suggested next steps to help you stay ahead financially. ## Version history (last 5 releases) ### 1.13.0 — 2026-10-28 What's New in v1.13.0 • MyTruv is now Money by Checkr. Nothing changes for you: same account, same data, same assistant. ### 1.11.0 — 2026-10-19 What's New in v1.11.0 • Your assistant feels much more alive, with all-new animations. • Filter transactions by recurring payments, transfers between your own accounts, or ones with a note. • Search now finds transactions across your whole history, not just what's on screen. • Reviewing transactions is faster. Save & See Next jumps straight to the next card while your change saves. • Merchant logos now show up in more of your lists. • Pro members can pull to refresh for the latest data from their banks. Bug Fixes • Income chart percentages now always add up to 100% • Weekly spending charts no longer shift or overlap their labels • Unsaved profile edits stay put when your profile refreshes • Links you open while the app is locked now take you to the right place once you unlock ### 1.10.0 — 2026-09-29 What's New in v1.10.0 • Transactions we could not confidently categorize now wait in a To Review deck on Home. No need to search for them manually. • Search just got better - everything from one place: your full transaction history, any chat thread, and every settings page. • The Chat got a rebuild. Tappable starter cards, a slide-out history drawer, and you can now select and copy any part of an answer. • Filter transactions by date range, and see a monthly report card between months. • Refreshed a look of some cards in your Feed Bug Fixes • Your Credit Cards balance no longer counts closed cards. • Cash Flow income now reads from your income report, so benefit income shows up. • Chart labels no longer overlap, and pie shares add up to 100%. • The Assistant composer stays clear of the connection banner on iOS 18. • The note row stays at the bottom of a transaction's detail card. ### 1.9.0 — 2026-09-11 What's New in v1.9.0 • You can now add your own note to any transaction. • Ask MyTruv from Siri, Spotlight and the Shortcuts app. Your accounts, spending and recurring charges are now a voice command away. • Search moved into the top bar, so you can search recurring transactions as well • Redesigned transaction and recurring detail screens • Rebuilt filters on Transactions and Recurring. Active filters show as chips you can tap to remove. • Every transaction category now has its own sexy icon. • The Inbox is gone. Unread Feed cards badge the app icon instead. Bug Fixes • Pull to refresh no longer spins for minutes while a new bank connection is still syncing. • The onboarding bank step no longer stays open after your account connects. • Notifications now register reliably after you allow them. • Long category names no longer break mid-word at larger text sizes. ### 1.8.2 — 2026-08-26 What's New in v1.8.2 • Your Feed now tells the whole story. Tap an insight to swipe through a deck of slides with charts, merchant logos, and the numbers behind it. • Feed highlights now show on your home screen, so the latest insight is there the moment you open the app. • Add or remove a transaction from a recurring series, and drop a whole series you no longer want tracked. • Recurring shows every subscription by default, with real per-date charge amounts and a monthly total in the calendar. • Transaction search remembers your recent searches, and you can mark a transfer between your own accounts as internal. • Credit factors now explain what each one means and show the key numbers behind your score. • A refreshed chat, plus memory controls: see what MyTruv remembers about you and turn it off any time. Bug Fixes • A failed bank or credit connection now shows a clear error with a working Reconnect, instead of syncing forever. • Transaction details show the correct account, and no longer show a misleading 12:00 AM on date-only transactions. • Charts no longer clip the first and last date on the axis. • Large text sizes lay out properly across transactions and settings, and VoiceOver reads the right labels. ## Apps similar to Money by Checkr | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paycheck Calculator Salary USA](https://appshunter.io/ios/app/paycheck-calculator-salary-usa/id6778563600) | 5.0 (2) | Free | Finance | | [Займы онлайнㅤㅤㅤㅤㅤ](https://appshunter.io/ios/app/id6758525469) | 3.8 (4) | Free | Finance | | [Check Writer: Checkbook Maker](https://appshunter.io/ios/app/check-writer-checkbook-maker/id6759298288) | 4.6 (28) | Free | Finance | | [Settlement Finder: Claims](https://appshunter.io/ios/app/settlement-finder-claims/id6785314685) | — | Free | Finance | | [Vera Money](https://appshunter.io/ios/app/vera-money/id6749579407) | 4.4 (16) | Free | Finance | ## More apps by Truv, Inc. - [Truv](https://appshunter.io/ios/app/truv/id6450372775) All apps by Truv, Inc.: https://appshunter.io/developer/1603488125 ## Related topics [ai finance tracker](https://appshunter.io/ios/topics/ai-finance-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*