# Money Chat — expense tracker — AI Expense Tracker & Budget

> AI Expense Tracker & Budget (iPhone/iPad app by Sergii Koval.)

- Source: https://appshunter.io/ios/app/money-chat-expense-tracker/id6754611443 (this page in markdown: same URL + `.md`)
- Developer: [Sergii Koval](https://appshunter.io/developer/347251321)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.2 · 12 MB
- Languages: Canadian English, Arabic, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Finnish, Canadian French and 24 more
- Released: 2025-12-02
- Data updated: 2026-07-17
- User reviews in markdown: https://appshunter.io/ios/app/money-chat-expense-tracker/id6754611443/reviews.md

## What is Money Chat?

Money Chat is the fastest and most natural way to track your expenses. Forget complex forms and endless menus — just chat with your personal finance assistant.

FEATURES:
• Conversational Tracking: Simply type "Coffee 5" or "Taxi 20", and Money Chat instantly records it.
• Smart AI Parsing: The app automatically detects categories, amounts, and dates from your text.
• Expense Mapping: View exactly where you spend your money on an interactive map heat view.
• Visual Insights: Beautiful charts and daily summaries help you stay on top of your budget.
• Privacy First: Your data stays on your device and in your personal iCloud.

Simplify your financial life. Just chat, track, and save.

Terms of Use (EULA): https://www.kovallux.com/imprint/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoneyChat Pro Monthly Discount | $5.99 | per month |
| Pro Features Monthly | $7.99 | per month |
| Pro Features Yearly | $49.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| MoneyChat Lifetime Unlock | $149.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-02-27

Faster, more accurate AI parsing for messy or short inputs.
Improved expense map heat view for clearer hotspots.
Cleaner daily summaries and chart labels.
Reliability fixes and performance improvements.

### 1.0 — 2025-12-02

No release notes.

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## More apps by Sergii Koval

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All apps by Sergii Koval: https://appshunter.io/developer/347251321

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*