# Money Debt Budgeting Spendient — Tracker app, Net worth planner > Personal finance tracker for expenses, subscriptions, budgets, and savings goals. (iPhone/iPad app by Ivan Denisov.) - Source: https://appshunter.io/ios/app/money-debt-budgeting-spendient/id6445957924 (this page in markdown: same URL + `.md`) - Developer: [Ivan Denisov](https://appshunter.io/developer/1508392712) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 3.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 83 MB - Languages: American English, Arabic, Croatian, Czech, Dutch, French (France), German (Germany), Greek, Hungarian, Indonesian and 15 more - Released: 2023-09-22 - Data updated: 2026-08-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/money-debt-budgeting-spendient/id6445957924/reviews.md ## What is Money Debt Budgeting Spendient? Try a new way to manage your finances. Track expenses and control subscriptions. Quickly add transactions and set reminders, set up goals, and improve your money-saving habits. Your path to financial success starts now. BUDGETS Create spending limits for different categories in the app and keep an eye on your expenses to stay within those limits. RECURRING EXPENSES Set a transaction schedule, such as rent, subscriptions, or utility payments. Spendient will automatically add these expenses, so you don't have to input them manually. SIMPLE ANALYTICS Gain a clear understanding of your spending and income habits through analytics. Visualize your expenses and income using a pie chart, making it easier to identify areas where you can save, optimize your budget, and grow your finances. START OF THE BUDGET MONTH You can set a specific date to begin your budget month. For example, you can choose the 15th day of each month or any other date that best fits your financial system. TAGS AND NOTES Add tags and notes to for a better understanding of each expense and quicker transaction searching. CUSTOM CATEGORIES Customize the app to fit your lifestyle by creating your expense categories. Adapt the program to your needs and preferences. SECURITY AND CONFIDENTIALITY Your security and privacy are important to us. We do not collect any personal or financial data. REMINDERS The app will notify you at a suitable time to remind you to log your transactions. Privacy: https://spendient.com/privacy-policy.html Terms of Use: https://spendient.com/terms-of-use.html ## Key features - Expense and subscription tracking - Customizable budgets and categories - Recurring expense scheduling - Simple spending analytics - Transaction reminders - Tags and notes for expenses ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual | $24.99 | per year | | Monthly | $4.99 | per month | | Annual | $39.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/money-debt-budgeting-spendient/id6445957924/reviews.md ### 5/5 — Design e desenpenho *2025-07-26* Um dos primeiros pontos que me chamaram a atenção foi o design elegante e moderno, além do bom nível de fluidez. No entanto, senti falta de uma opção para parcelar as compras. Por exemplo, caso uma compra seja dividida em três parcelas, seria interessante exibir o valor de cada parcela e repetir esse valor nos três meses correspondentes. Também percebi que não tem uma opção de confirmação das compras pagas. **Developer response:** Olá! Muito obrigado pelo seu feedback detalhado 😊 Ficamos felizes que tenha gostado do design e da fluidez do app! Agradecemos também suas sugestões sobre o parcelamento de compras e a confirmação de pagamentos — são pontos muito importantes e vamos considerar para futuras atualizações. Nosso objetivo é tornar o app cada vez mais útil e prático para você. Obrigado novamente pelo tempo dedicado em nos escrever! 🙏 ## Frequently asked questions about Money Debt Budgeting Spendient ### What is Spendient? Spendient is a personal finance app designed to help you track expenses, manage subscriptions, and set budgets. It offers simple analytics to understand your spending habits and features like custom categories and recurring expense scheduling. ### How does Spendient handle security and privacy? Spendient prioritizes your security and privacy by not collecting any personal or financial data. This ensures a safe environment for managing your finances within the app. ### What are the subscription plans for Spendient? Spendient offers a monthly subscription for $4.99 and an annual subscription for $39.99. The annual plan includes a 7-day free trial. ### Does Spendient have ads? No, Spendient does not contain advertisements. The app is free to download and use, with optional in-app purchases for its subscription plans. ### On which devices can I use Spendient? Spendient is currently supported on iPhone and iPod devices. It is designed for iOS users looking for a comprehensive financial management tool. ### How often is Spendient updated? The latest version of Spendient is 1.4.9, released on April 26, 2026. While the last update information is from 2026, users can expect regular updates to improve functionality and security. ### What is the user rating for Spendient? Spendient has a rating of 3.0 stars based on 1 review. This indicates a mixed reception, and users may want to explore its features to see if it meets their specific needs. ### Can I customize my budget period in Spendient? Yes, Spendient allows you to set a specific date to begin your budget month. You can choose any date that best fits your financial system, such as the 15th of each month. ## Version history (last 5 releases) ### 1.5.0 — 2026-06-24 - Goals - set financial goals, track your progress, and put money aside for them. - Weekly & monthly recaps - a quick summary of your spending and trends. - Improved tags - search now shows a list of your tags. - Comment autocomplete - suggestions based on your previous entries. - A 6-month trend chart in category details - tap a bar to see the month and amount. - Home-screen widgets - 3 types (balance, monthly spending, budget) with quick add. - Small refinements and improvements. Enjoying the app? Rate us! Questions? Contact us in the “Support” section. ### 1.4.10 — 2026-06-07 Bug fixes and performance improvements. Like the app? Rate us! Have questions? Write to us in the "Support" section. ### 1.4.9 (274) — 2026-04-26 - Added daily expense bar chart - Added balance and net income graphs - Expanded time ranges for data visualization - UI improvements and bug fixes Enjoying the app? Rate us! Questions? Contact us in the “Support” section. ### 1.4.6 (252) — 2026-03-04 Bug fixes and performance improvements. Like the app? Rate us! Have questions? Write to us in the "Support" section. ### 1.4.5 (250) — 2026-02-23 Bug fixes and performance improvements. Like the app? Rate us! Have questions? Write to us in the "Support" section. ## Apps similar to Money Debt Budgeting Spendient | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Flow: Expense Tracker](https://appshunter.io/ios/app/money-flow-expense-tracker/id6450634934) | 5.0 (3) | Free | Finance | | [Cabe Budget](https://appshunter.io/ios/app/cabe-budget/id1537437872) | — | Free | Finance | | [Monety: Daily budget planner](https://appshunter.io/ios/app/monety-daily-budget-planner/id6504194845) | — | Free | Finance | | [FinEye - Money & Budget](https://appshunter.io/ios/app/fineye-money-and-budget/id6504302154) | 4.0 (6) | Free | Finance | | [Income & Expense: Fintracker](https://appshunter.io/ios/app/income-and-expense-fintracker/id1620784242) | — | Free | Finance | | [Manage Personal Finances: Numi](https://appshunter.io/ios/app/manage-personal-finances-numi/id1636232810) | 4.6 (10) | Free | Finance | ## More apps by Ivan Denisov - [That'sClear: AI Photo Cleaner](https://appshunter.io/ios/app/thatsclear-ai-photo-cleaner/id6765440365) - [Water Eject Cleaner - ECHO](https://appshunter.io/ios/app/water-eject-cleaner-echo/id6773634006) All apps by Ivan Denisov: https://appshunter.io/developer/1508392712 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*