# Money Diary: Expense Tracker — Know what to log, every day

> Know what to log, every day (iPhone/iPad app by Shuyi Zhao.)

- Source: https://appshunter.io/ios/app/money-diary-expense-tracker/id6790115161 (this page in markdown: same URL + `.md`)
- Developer: [Shuyi Zhao](https://appshunter.io/developer/6790115163)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 5 MB
- Languages: American English
- Released: 2026-08-10
- Data updated: 2026-10-09

## What is Money Diary?

Most expense trackers start you with a blank form and expect you to remember everything. Money Diary starts with what you already know: what kind of day it is.

Set up daily templates — Workday, Weekend, Travel, or your own — and Money Diary shows you the categories you typically spend on for that kind of day. Logging becomes recognition, not recall: see "Lunch", tap +, enter the amount, done. Most entries take three taps.

LOG WITHOUT FRICTION
• Daily templates surface your usual categories automatically — assign them to dates on a calendar, or set rules like "every weekday → Workday"
• Built-in calculator keypad: type 12.5+8.9 directly in the amount field
• Note suggestions: recent notes from the same category appear as tappable chips
• Income and expenses share one fast flow

RECURRING ENTRIES, ON AUTOPILOT
• Rent, subscriptions, salary, dividends — set a recurring rule once and each entry logs itself on schedule, weekly, monthly, or yearly
• A monthly view gathers your fixed expenses, utilities, and income in one place

UNDERSTAND YOUR SPENDING
• History with a calendar heatmap — spot your heaviest spending days at a glance
• Powerful search across category, note, theme, currency, amount, and date
• Analysis for any range: income vs. expense trends, category pie chart with sub-category drill-down, top transactions
• Day type comparison: do you actually spend more on weekends? Now you'll know
• Category trends: track one category (like Electricity) over time

MULTI-CURRENCY, DONE RIGHT
• Log each transaction in its own currency — perfect for travel
• Totals convert automatically to your main currency
• Rates update when online and are cached for offline use

THEMES: A SECOND DIMENSION
Tag transactions with themes like Everyday, Travel, or a project name — independent of category. Filter any screen by theme to see what that trip or project really cost.

PRIVATE BY DESIGN
• No account, no sign-up, no analytics, no ads, no tracking
• Everything stays on your device (or in your own iCloud, if you enable sync)
• Works fully offline; the only network request fetches exchange rates

MONEY DIARY PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION
A single $0.99 purchase unlocks:
• Unlimited templates and recurring payments
• iCloud sync across your devices
• Full backup export & import (JSON), spreadsheet export (CSV)
• Restore from automatic backups
Everything else — tracking, analysis, themes, multi-currency — is free forever.

Start logging in seconds! Download Money Diary and see where your money really goes.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Money Diary Pro | $0.99 | one-time |


## Is Money Diary safe?

Not enough ratings yet to assess Money Diary.

## Is Money Diary legit?

Money Diary: Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Money Diary is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-09-22

This update lets you reorder your templates in Settings, with the new order also reflected in the daily template switcher. It also fixes an issue where switching apps while viewing a past day's entry could briefly show the wrong template.

### 1.0 — 2026-08-11

No release notes.

## Apps similar to Money Diary

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Tick: Offline Expense Tracker](https://appshunter.io/ios/app/tick-offline-expense-tracker/id6806886421) | — | Free | Finance |
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| [Money Manager Offline](https://appshunter.io/ios/app/money-manager-offline/id6803796677) | — | Free | Finance |
| [Budgi - Money Manager](https://appshunter.io/ios/app/budgi-money-manager/id6757731476) | — | Free | Finance |
| [DaySum: Daily Spending Limit](https://appshunter.io/ios/app/daysum-daily-spending-limit/id6778561064) | 4.0 (1) | Free | Finance |

## More apps by Shuyi Zhao

- [Pack Log: Travel Packing List](https://appshunter.io/ios/app/pack-log-travel-packing-list/id6808737280)

All apps by Shuyi Zhao: https://appshunter.io/developer/6790115163

## Related topics

[money diary](https://appshunter.io/ios/topics/money-diary)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*